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NICA

Active
Private limited companyfounded 20233 yrs activeWiemersdreef 26, 9000 Gent, BelgiumKBO/BCE: BE 0802.945.907
Summary

NICA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,951 and a net result of €15,195. Its solvency ranks better than 77% of 12761 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth52
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 4.67 against 2.87 in 2024; short-term debt: 20% and cash: 83% of total assets), and 20% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80%
Return on assets
35.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
28 d early
2024
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 June 2023, NICA was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€33,951▲ 81.0%
2024 · €18,756
Total assets
€42,415▲ 55.4%
2024 · €27,303
Net result
€15,195▼ 9.3%
2024 · €16,756
Working capital
€31,075▲ 94.1%
2024 · €16,009
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€22,248-€21,007▼ 5.6%
Net result€16,756-€15,195▼ 9.3%
Equity€18,756-€33,951▲ 81.0%
Total assets€27,303-€42,415▲ 55.4%
Debt€8,547-€8,464▼ 1.0%
Working capital€16,009-€31,075▲ 94.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2024: €22,248€22,248Net result 2024: €16,756€16,756Operating result 2025: €21,007€21,007Net result 2025: €15,195€15,19520242025€0€10,000€20,000Operating result 2024: €22,248€22,200Net result 2024: €16,756€16,800Operating result 2025: €21,007€21,000Net result 2025: €15,195€15,20020242025
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,415
Fixed assets €2,877 ▲ 4.7%
Current assets €39,539 ▲ 61.0%
Equity and liabilities €42,415
Equity €33,951 ▲ 81.0%
Debt €8,464 ▼ 1.0%
Debt's share of the balance-sheet total falls from 31.3% to 20.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21,377▼
2024 · €22,456
Cash flow
€15,565▼
2024 · €16,963
Current ratio
4.67▲
2024 · 2.87
Debt to equity
0.25▼
2024 · 0.46
ROE
44.8%▼
2024 · 89.3%
ROA
35.8%▼
2024 · 61.4%
Interest coverage
66.39▼
2024 · 168.15
Debt ≤ 1 year
€8,464▼
2024 · €8,547
Income taxes
€5,601▲
2024 · €5,362
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,303€42,415▲
Fixed assets21/28€2,747€2,877▲
Tangible fixed assets22/27€2,747€2,877▲
Land and buildings22€2,747€2,452▼
Furniture and vehicles24-€425
Current assets29/58€24,556€39,539▲
Amounts receivable within one year40/41€16,330€3,399▼
Trade receivables40€11,677-
Other amounts receivable41€4,654€3,399▼
Cash at bank and in hand54/58€7,240€35,221▲
Deferred charges and accrued income490/1€985€919▼
Equity and liabilities
Total equity and liabilities10/49€27,303€42,415▲
Equity10/15€18,756€33,951▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€16,756€31,951▲
Amounts payable17/49€8,547€8,464▼
Amounts payable within one year42/48€8,547€8,464▼
Trade debts44€3,066€1,253▼
Suppliers440/4€3,066€1,253▼
Taxes, remuneration and social security45€4,647€6,281▲
Taxes450/3€1,847€6,281▲
Remuneration and social security454/9€2,800-
Other amounts payable47/48€833€930▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€207€370▲
Other operating charges640/8€534€603▲
Gross operating margin9900€22,990€21,979▼
Operating profit (loss)9901€22,248€21,007▼
Financial income75/76B€3€111▲
Recurring financial income75€3€111▲
Financial charges65/66B€134€322▲
Recurring financial charges65€134€322▲
Profit (loss) for the period before taxes9903€22,118€20,796▼
Income taxes67/77€5,362€5,601▲
Profit (loss) for the period9904€16,756€15,195▼
Profit (loss) for the period to be appropriated9905€16,756€15,195▼
Appropriation of the result
Profit (loss) to be appropriated9906€16,756€31,951▲
Profit (loss) brought forward from the previous period14P-€16,756

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€207€370▲ 78.1%
Other operating charges640/8€534€603▲ 12.7%
Gross operating margin9900€22,990€21,979▼ 4.4%
Operating profit (loss)9901€22,248€21,007▼ 5.6%
Financial income75/76B€3€111▲ 3,601%
Recurring financial income75€3€111▲ 3,601%
Financial charges65/66B€134€322▲ 141%
Recurring financial charges65€134€322▲ 141%
Profit (loss) for the period before taxes9903€22,118€20,796▼ 6.0%
Income taxes67/77€5,362€5,601▲ 4.5%
Profit (loss) for the period9904€16,756€15,195▼ 9.3%
Profit (loss) for the period to be appropriated9905€16,756€15,195▼ 9.3%
Line20242025Change
Assets
Total assets20/58€27,303€42,415▲ 55.4%
Fixed assets21/28€2,747€2,877▲ 4.7%
Tangible fixed assets22/27€2,747€2,877▲ 4.7%
Land and buildings22€2,747€2,452▼ 10.8%
Furniture and vehicles24-€425-
Current assets29/58€24,556€39,539▲ 61.0%
Amounts receivable within one year40/41€16,330€3,399▼ 79.2%
Trade receivables40€11,677--
Other amounts receivable41€4,654€3,399▼ 27.0%
Cash at bank and in hand54/58€7,240€35,221▲ 386%
Deferred charges and accrued income490/1€985€919▼ 6.7%
Equity and liabilities
Total equity and liabilities10/49€27,303€42,415▲ 55.4%
Equity10/15€18,756€33,951▲ 81.0%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€16,756€31,951▲ 90.7%
Amounts payable17/49€8,547€8,464▼ 1.0%
Amounts payable within one year42/48€8,547€8,464▼ 1.0%
Trade debts44€3,066€1,253▼ 59.1%
Suppliers440/4€3,066€1,253▼ 59.1%
Taxes, remuneration and social security45€4,647€6,281▲ 35.1%
Taxes450/3€1,847€6,281▲ 240%
Remuneration and social security454/9€2,800--
Other amounts payable47/48€833€930▲ 11.6%
Line20242025Change
Profit (loss) for the period9904€16,756€15,195▼ 9.3%
+ Depreciation and write-downs630€207€370▲ 78.1%
Operating cash flow (approximation)€16,963€15,565▼ 8.2%
Investment in fixed assets (approximation)--€499-
Change in cash-€27,980-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
02-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent
exact location from the address register On OpenStreetMap
Ground area
903 m²
Building footprint
126 m²
Volume, LiDAR
804 m³
Parcel 44809I0164/00M003, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0164/00M003 Flanders 903 m² 1 · 126 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,076 companies in sector 69101 we hold annual accounts for 9,055. 6,825 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-06-2023
Fiscal year end30-09
Activities, NACEBEL 2025
69101Activities of lawyers

Scores and ratios are computed by Checked and are not a credit decision.