NIBSO
ActiveNIBSO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €369k and a net result of €27k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 50% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency81▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.28 in 2024; short-term debt: 28.4% and cash: 0.9% of total assets), and 43.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
19 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
24 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k▲ 93.8%
2024 · €14k
2018: €69k
2019: €13k
2020: €27k
2021: €45k
2022: €30k
2023: €19k
2024: €14k
2018 → 2025
Working capital
€-20k
2024 · €30k
2018: €-9k
2019: €-35k
2020: €-36k
2021: €-8k
2022: €5k
2023: €49k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€278k-€309k▲ 10.9%€328k▲ 6.2%€342k▲ 4.2%€369k▲ 7.9%
Operating result€29k-€43k▲ 47.6%€28k▼ 34.4%€21k▼ 24.7%€38k▲ 80.5%
Net result€45k-€30k▼ 33.3%€19k▼ 36.9%€14k▼ 27.6%€27k▲ 93.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 80% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €657k
Fixed assets
€491k▲ 17.1%
Current assets
€166k▲ 21.1%
Equity and liabilities €657k
Equity
€369k▲ 7.9%
Debt
€288k▲ 34.3%
The debt ratio rises from 38.6% to 43.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €25k
Cash flow
€30k▲
2024 · €18k
Solvency
56.1%▼
2024 · 61.4%
Current ratio
0.89▼
2024 · 1.28
Quick ratio
0.89▼
2024 · 1.28
Debt / equity
0.78▲
2024 · 0.63
ROE
7.3%▲
2024 · 4.1%
ROA
4.1%▲
2024 · 2.5%
Interest coverage
58.83▲
2024 · 46.21
Debt
€288k▲
2024 · €215k
Debt ≤ 1 year
€187k▲
2024 · €107k
Debt > 1 year
€102k=
2024 · €102k
Income taxes
€11k▲
2024 · €7k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€556k€657k▲
Fixed assets21/28€419k€491k▲
Tangible fixed assets22/27€6k€14k▲
Furniture and vehicles24€6k€14k▲
Financial fixed assets28€413k€476k▲
Current assets29/58€137k€166k▲
Amounts receivable within one year40/41€134k€160k▲
Trade receivables40€134k€160k▲
Other amounts receivable41€108-
Cash at bank and in hand54/58€2k€6k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€556k€657k▲
Equity10/15€342k€369k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€327k€354k▲
Amounts payable17/49€215k€288k▲
Amounts payable after more than one year17€102k€102k=
Financial debts170/4€102k€102k=
Amounts payable within one year42/48€107k€187k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€4k€460▼
Suppliers440/4€4k€460▼
Taxes, remuneration and social security45€53k€71k▲
Taxes450/3€23k€23k▼
Remuneration and social security454/9€29k€48k▲
Other amounts payable47/48€50k€110k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€26k€44k▲
Operating profit (loss)9901€21k€38k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€547€699▲
Recurring financial charges65€547€699▲
Profit (loss) for the period before taxes9903€21k€38k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€14k€27k▲
Profit (loss) for the period to be appropriated9905€14k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€327k€354k▲
Profit (loss) brought forward from the previous period14P€314k€327k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €13k ▼80.6%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €206k ▲6.9%
2 profitable years in a row build equity to €206k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hansez(SUPPRIME) 964877 OlneGround area
837 m²
Building footprint
156 m²
Volume, LiDAR
860 m³
Parcel 63057C0945/00E000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NIBSO
since 20132.222.610.884
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63057C0945/00E000 | Wallonia | 837 m² | 1 · 156 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SIEMPRE
BE 0548.700.591
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BD GESTION
BE 0759.720.331
Fernelmont · Eq €369k
FLOWHR
BE 0801.968.977
Zele · Eq €369k
TC-C
BE 0818.391.770
Harelbeke · Eq €369k
CHAMEMIO
BE 0785.971.204
La Bruyère · Eq €369k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 36,878 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.