Nibi
ActiveSummary
Nibi has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,563 and a net result of €9,469. Equity is growing by about 81% per year across the filed financial years. Its solvency ranks better than 21% of 21,099 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €20,563
- Profit
- €9,469
Why 86raises riskFounded in 2023Liquidity: current ratio 0.80, cash €5,977lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €100,230Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 22% on solvency, 19% on liquidity, 41% on profitability and 87% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 50 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €9,469 ▲0.2%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result falls in 2025; 2025 is 3% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.4% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,890 | €12,313 | €20,330 | ▲ 65.1% |
| Other operating charges640/8 | €65 | €558 | €514 | ▼ 7.9% |
| Non-recurring operating charges66A | - | €732 | €852 | ▲ 16.3% |
| Gross operating margin9900 | €5,036 | €27,840 | €35,439 | ▲ 27.3% |
| Operating profit (loss)9901 | €1,081 | €14,237 | €13,743 | ▼ 3.5% |
| Financial income75/76B | - | - | €10 | - |
| Recurring financial income75 | - | - | €10 | - |
| Financial charges65/66B | €51 | €1,537 | €2,561 | ▲ 66.7% |
| Recurring financial charges65 | €51 | €1,537 | €2,561 | ▲ 66.7% |
| Profit (loss) for the period before taxes9903 | €1,031 | €12,701 | €11,191 | ▼ 11.9% |
| Income taxes67/77 | €359 | €3,247 | €1,722 | ▼ 47.0% |
| Profit (loss) for the period9904 | €672 | €9,453 | €9,469 | ▲ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €672 | €9,453 | €9,469 | ▲ 0.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €81,467 | €69,326 | €100,230 | ▲ 44.6% |
| Fixed assets21/28 | €53,909 | €45,749 | €74,900 | ▲ 63.7% |
| Intangible fixed assets21 | - | - | €1,904 | - |
| Tangible fixed assets22/27 | €53,909 | €45,749 | €72,996 | ▲ 59.6% |
| Plant, machinery and equipment23 | €3,112 | €2,795 | €2,479 | ▼ 11.3% |
| Furniture and vehicles24 | €50,797 | €42,954 | €70,517 | ▲ 64.2% |
| Current assets29/58 | €27,558 | €23,577 | €25,331 | ▲ 7.4% |
| Amounts receivable within one year40/41 | €26,032 | €14,620 | €17,204 | ▲ 17.7% |
| Trade receivables40 | €23,866 | €14,545 | €17,204 | ▲ 18.3% |
| Other amounts receivable41 | €2,166 | €75 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | - | €7,036 | €5,977 | ▼ 15.1% |
| Deferred charges and accrued income490/1 | €1,527 | €1,920 | €2,150 | ▲ 12.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €81,467 | €69,326 | €100,230 | ▲ 44.6% |
| Equity10/15 | €2,500 | €11,094 | €20,563 | ▲ 85.4% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | - | €8,594 | €18,063 | ▲ 110% |
| Distributable reserves133 | - | €8,594 | €18,063 | ▲ 110% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €78,967 | €58,232 | €79,667 | ▲ 36.8% |
| Amounts payable after more than one year17 | €50,000 | €30,839 | €47,852 | ▲ 55.2% |
| Financial debts170/4 | €50,000 | €30,839 | €47,852 | ▲ 55.2% |
| Amounts payable within one year42/48 | €28,967 | €27,393 | €31,815 | ▲ 16.1% |
| Current portion of amounts payable after more than one year42 | - | €9,715 | €17,542 | ▲ 80.6% |
| Financial debts43 | €632 | €0 | - | - |
| Credit institutions430/8 | €632 | €0 | - | - |
| Trade debts44 | €2,056 | €1,509 | €1,408 | ▼ 6.7% |
| Suppliers440/4 | €2,056 | €1,509 | €1,408 | ▼ 6.7% |
| Taxes, remuneration and social security45 | €4,991 | €10,589 | €9,626 | ▼ 9.1% |
| Taxes450/3 | €359 | €10,589 | €9,626 | ▼ 9.1% |
| Remuneration and social security454/9 | €4,633 | €0 | - | - |
| Other amounts payable47/48 | €21,288 | €5,580 | €3,239 | ▼ 41.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €672 | €9,453 | €9,469 | ▲ 0.2% |
| + Depreciation and write-downs630 | €3,890 | €12,313 | €20,330 | ▲ 65.1% |
| Operating cash flow (approximation) | €4,562 | €21,766 | €29,799 | ▲ 36.9% |
| Investment in fixed assets (approximation) | - | -€4,153 | -€49,481 | ▼ 1,092% |
| Change in cash | - | - | -€1,060 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-04-2026 | 2026-00088596 |
| 31-12-2024 | micro format | 07-07-2025 | 2025-00235446 |
| 31-12-2023 | micro format | 01-07-2024 | 2024-00185098 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DEDONCKER,Gust |
|
Owners and capital
Capital and shareholders
- DEDONCKER,Gust 100 shares (100%) · €2,500 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 25-07-2023 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
25-07
Gazette deed
IncorporationAppointment: DEDONCKER,Gust (director) · Founder · Founding capital6 facts ▸
- Incorporation, 20-07-2023
- Founder, DEDONCKER,Gust
- Founding capital, €2,500
- Bank account, “Beobank, bijzondere rekening op naam van de vennootschap in oprichting” (deed in Dutch)
- Board rule, 1
- Director appointment, DEDONCKER,Gust (director (not named in the articles))
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71011A0023/00S025 | Flanders | 870 m² | 1 · 113 m² | 8.2 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “IT consultancy diensten leveren in alle sectoren; Marketing; Vertalingen; Schrijven van teksten; Ontwerpen en programmeren van…” (deed in Dutch)
27 activities (deed in Dutch)
- IT consultancy diensten leveren in alle sectoren
- Marketing
- Vertalingen
- Schrijven van teksten
- Ontwerpen en programmeren van computerprogramma’s
- Reparatie van computers en randapparatuur
- Onderhouden van ict-infrastructuur
- Detailhandel in computers,randapparatuur en software
- Verlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur
- Leveren van ict-diensten
- Beheer van computerfaciliteiten
- Overige diensten op gebied van informatietechnologie en computer
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Webportalen
- Overige zakelijke dienstverlening
- Onderhoud en de reparatie van computers en randapparatuur
- Netwerkbeheer
- ICT-beveiliging
- Camerabewaking
- Cloud-oplossingen
- Communicatietechnologieën
- Telecommunicatietechnologieën
- Draadloze oplossingen
- Reclamewezen en marktonderzoek
- Overige gespecialiseerde wetenschappelijke en technische activiteiten zoals design en vertalingen
- Administratieve en ondersteunende activiteiten ten behoeve van kantoren en overige zakelijke activiteiten
- Geven van opleidingen,voordrachten,bijlessen en bijscholingen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Nibi
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, 3590 Diepenbeek,Havenlaan 77” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Van benoemende algemene vergadering tot gewone algemene vergadering in boekjaar waarin mandaat volgens benoemingsbesluit verstrijkt…” (deed in Dutch)1 more provision on this in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00