NIBECOT
ActiveNIBECOT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €-34k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-31
Solvency73▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 28.4 in 2024; short-term debt: 3.8% and cash: 8.5% of total assets), but 52.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
33 d early
2022
4 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€146k▼ 18.8%
2024 · €179k
2019: €73k
2020: €75k
2021: €77k
2022: €172k
2023: €183k
2024: €179k
2019 → 2025
Total assets
€306k▼ 12.5%
2024 · €350k
2019: €349k
2020: €327k
2021: €312k
2022: €382k
2023: €373k
2024: €350k
2019 → 2025
Net result
€-34k▼ 747%
2024 · €-4k
2019: €5k
2020: €2k
2021: €2k
2022: €29k
2023: €11k
2024: €-4k
2019 → 2025
Working capital
€17k▼ 94.5%
2024 · €310k
2019: €84k
2020: €88k
2021: €90k
2022: €172k
2023: €139k
2024: €310k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€172k▲ 124%€183k▲ 6.4%€179k▼ 2.2%€146k▼ 18.8%
Operating result€8k-€51k▲ 552%€20k▼ 61.6%€-141€-31k▼ 21,622%
Net result€2k-€29k▲ 1,389%€11k▼ 61.4%€-4k€-34k▼ 747%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €141 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets
€277k▲ 899%
Current assets
€29k▼ 91.1%
Equity and liabilities €306k
Equity
€146k▼ 18.8%
Debt
€160k▼ 5.8%
The debt ratio rises from 48.7% to 52.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▼
2024 · €9k
Cash flow
€-20k▼
2024 · €5k
Solvency
47.6%▼
2024 · 51.3%
Current ratio
2.45▼
2024 · 28.40
Quick ratio
2.45▼
2024 · 28.40
Debt / equity
1.10▲
2024 · 0.95
ROE
-23.1%▼
2024 · -2.2%
ROA
-11.0%▼
2024 · -1.1%
Interest coverage
-4.61▼
2024 · 2.25
Debt
€160k▼
2024 · €170k
Debt ≤ 1 year
€12k▲
2024 · €11k
Debt > 1 year
€148k▼
2024 · €159k
Income taxes
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€306k▼
Fixed assets21/28€28k€277k▲
Tangible fixed assets22/27€28k€277k▲
Land and buildings22-€258k
Furniture and vehicles24€28k€19k▼
Current assets29/58€322k€29k▼
Amounts receivable within one year40/41€6k€734▼
Other amounts receivable41€6k€734▼
Cash at bank and in hand54/58€314k€26k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€350k€306k▼
Equity10/15€179k€146k▼
Contributions10/11€14k€14k=
Reserves13€166k€132k▼
Distributable reserves133€166k€132k▼
Amounts payable17/49€170k€160k▼
Amounts payable after more than one year17€159k€148k▼
Financial debts170/4€159k€148k▼
Amounts payable within one year42/48€11k€12k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€216-
Suppliers440/4€216-
Other amounts payable47/48€369€725▲
Accrued charges and deferred income492/3€100€795▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€553€728▲
Gross operating margin9900€10k€-16k▼
Operating profit (loss)9901€-141€-31k▼
Financial income75/76B€291€716▲
Recurring financial income75€291€716▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-4k€-34k▼
Income taxes67/77€0€0=
Profit (loss) for the period9904€-4k€-34k▼
Profit (loss) for the period to be appropriated9905€-4k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-34k▼
Transfer from equity791/2€4k€34k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 28.40
Current ratio from 8.32 to 28.40; short-term debt falls from €19k to €11k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €29k ▲1389%
Operating result €51k, net result €29k, both a record.
31-12
Financial
Equity above €150kEq €172k ▲124%
4 profitable years in a row build equity to €172k.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 619940 EvergemGround area
3,002 m²
Building footprint
104 m²
Volume, LiDAR
526 m³
Parcel 44066C0415/00K000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEERS INGE
since 20082.330.648.395
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066C0415/00K000 | Flanders | 3,002 m² | 1 · 104 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Byte & Beauty Partners
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ACP Logic
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Sigma Delta Software Solutions
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,385. 15,356 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2008
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
69101Activities of lawyers
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.