NIALI
ActiveNIALI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €851k and a net result of €200k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 74% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 1.97 in 2024), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
14.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
25 d late
2023
23 d early
2022
on the day
2021
30 d late
2020
30 d early
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€200k▼ 3.0%
2024 · €206k
2018: €262k
2019: €166k
2020: €148k
2021: €120k
2022: €193k
2023: €190k
2024: €206k
2018 → 2025
Working capital
€745k▲ 30.8%
2024 · €569k
2018: €193k
2019: €207k
2020: €223k
2021: €277k
2022: €344k
2023: €444k
2024: €569k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€422k-€475k▲ 12.7%€585k▲ 23.1%€691k▲ 18.1%€851k▲ 23.1%
Operating result€141k-€210k▲ 49.2%€248k▲ 18.3%€237k▼ 4.4%€252k▲ 6.1%
Net result€120k-€193k▲ 61.2%€190k▼ 1.8%€206k▲ 8.5%€200k▼ 3.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€109k▼ 12.8%
Current assets
€1.30M▲ 12.2%
Equity and liabilities €1.41M
Equity
€851k▲ 23.1%
Debt
€556k▼ 5.9%
The debt ratio falls from 46.1% to 39.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€275k▲
2024 · €261k
Cash flow
€223k▼
2024 · €230k
Solvency
60.5%▲
2024 · 53.9%
Current ratio
2.35▲
2024 · 1.97
Quick ratio
1.69▲
2024 · 1.42
Debt / equity
0.65▼
2024 · 0.85
ROE
23.5%▼
2024 · 29.8%
ROA
14.2%▼
2024 · 16.1%
Interest coverage
16.16▲
2024 · 11.98
Debt
€556k▼
2024 · €591k
Debt ≤ 1 year
€553k▼
2024 · €588k
Income taxes
€57k▲
2024 · €40k
Staff costs
€216k▲
2024 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.41M▲
Fixed assets21/28€125k€109k▼
Tangible fixed assets22/27€125k€109k▼
Land and buildings22€9k€7k▼
Plant, machinery and equipment23€95k€77k▼
Other tangible fixed assets26€21k€25k▲
Current assets29/58€1.16M€1.30M▲
Stocks and contracts in progress3€323k€363k▲
Stocks30/36€323k€363k▲
Amounts receivable within one year40/41€509k€648k▲
Trade receivables40€140k€178k▲
Other amounts receivable41€368k€469k▲
Cash at bank and in hand54/58€316k€278k▼
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.41M▲
Equity10/15€691k€851k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€18k€18k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€612k€771k▲
Amounts payable17/49€591k€556k▼
Amounts payable within one year42/48€588k€553k▼
Trade debts44€141k€246k▲
Suppliers440/4€141k€246k▲
Taxes, remuneration and social security45€37k€40k▲
Taxes450/3€5k€4k▼
Remuneration and social security454/9€32k€36k▲
Other amounts payable47/48€410k€267k▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€537-
Remuneration, social security and pensions62€193k€216k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€455k€492k▲
Operating profit (loss)9901€237k€252k▲
Financial income75/76B€31k€22k▼
Recurring financial income75€31k€22k▼
Financial charges65/66B€22k€17k▼
Recurring financial charges65€22k€17k▼
Profit (loss) for the period before taxes9903€246k€257k▲
Income taxes67/77€40k€57k▲
Profit (loss) for the period9904€206k€200k▼
Profit (loss) for the period to be appropriated9905€206k€200k▼
Appropriation of the result
Profit (loss) to be appropriated9906€712k€811k▲
Profit (loss) brought forward from the previous period14P€506k€612k▲
Profit to be distributed694/7€100k€40k▼
Directors or managers695€100k€40k▼
Social balance
Average headcount (FTE)90872.82.8=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €585k ▲23.1%
6 profitable years in a row build equity to €585k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €120k ▼19.2%
Net result drops to €120k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 63 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hombekerkouter(HOM) 392811 MechelenGround area
1,377 m²
Building footprint
191 m²
Volume, LiDAR
1,104 m³
Parcel 12016A0164/00Z000, Flanders · tallest building 12.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NIALI
since 20052.147.442.121
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12016A0164/00Z000 | Flanders | 1,377 m² | 1 · 191 m² | 12.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
APOTHEEK MONNENS
BE 0434.654.525
Maaseik · Eq €851k
LA ROCHE PHARMA
BE 0811.636.216
La Roche-en-Ardenne · Eq €852k
HOUBEN MANAGEMENT
BE 0834.345.104
Dilsen-Stokkem · Eq €852k
APOTHEEK VELTEM_PHARMA
BE 0428.228.967
Herent · Eq €853k
PHARMACIE GEERINCK - PIERRARD
BE 0472.314.081
Philippeville · Eq €853k
Of 5,209 companies in sector 47730 we hold annual accounts for 3,851. 3,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-05-2005
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
52310
20140Manufacture of chemicals and chemical products
21100Manufacture of basic pharmaceutical products and pharmaceutical preparations
21201Manufacture of basic pharmaceutical products and pharmaceutical preparations
24140
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47750Retail sale of cosmetics and toilet articles
52320
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.