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NIAGARA BOUW

Active
Private limited companyfounded 2024active for 2 yearsAssesteenweg 65, 1740 Ternat, BelgiumKBO/BCE: BE 1008.953.913
Summary

The computed 12-month bankruptcy probability of NIAGARA BOUW is 9.7% (elevated). The 2025 annual accounts show equity of €24,857 and a net result of €4,687. Its solvency ranks better than 24% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-04-2024 Normal situation
Registered office
32 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.368.399.114 1730 Asse, since 30-04-2024
Financial year end
31 December
Peppol
Reachable since 19-03-2026

Board and ownership

Board

Financial position

32 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
9.7%
Annual accounts 2025
Gross margin
€5,862
▼ 69.1%
Turnover
≈ €71,000
estimated
Profit
€4,687
▼ 69.1%
Equity
€24,857
▲ 23.2%
Total assets
€146,353
▼ 9.7%
  • 2025 accounts filed 56 days after the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2024Last filed accounts filed 56 days late; 2 of the last 3 accounts lateSize: total assets €146,353Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 31% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 42+5
equity 17.0% of total assets
Liquidity 7+4
short-term debt 83.0% · cash 2.5%
Profitability 46-15
return on assets 3.2%
Bankruptcy probability within 12 months
9.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 05-2025: 10.9% 06-2025: 10.9%● unchanged vs 05-2025 07-2025: 11.1%▲ +0.2 percentage points vs 06-2025 08-2025: 11.3%▲ +0.2 percentage points vs 07-2025 09-2025: 11.6%▲ +0.3 percentage points vs 08-2025 10-2025: 12.0%▲ +0.4 percentage points vs 09-2025 11-2025: 17.9%▲ +5.9 percentage points vs 10-2025 12-2025: 18.2%▲ +0.3 percentage points vs 11-2025 01-2026: 18.2%● unchanged vs 12-2025 02-2026: 18.2%● unchanged vs 01-2026 03-2026: 18.2%● unchanged vs 02-2026 04-2026: 19.6%▲ +1.4 percentage points vs 03-2026highest value 05-2026: 19.5%▼ -0.1 percentage points vs 04-2026 06-2026: 19.5%● unchanged vs 05-2026 07-2026: 19.1%▼ -0.4 percentage points vs 06-2026 08-2026: 19.2%▲ +0.1 percentage points vs 07-2026 09-2026: 13.8%▼ -5.4 percentage points vs 08-2026 10-2026: 9.7%▼ -4.1 percentage points vs 09-2026lowest value 11-2026: 9.7%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.2 (1.14 in 2024), below the usual 1.5. Short-term debt is 83% and cash 2.5% of total assets. 83% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 24% of them on solvency, 8% on liquidity, 27% on profitability and 67% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 56 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €146,353
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9396 sector peers (2025).
NBB · sector comparison
Position among 9396 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
56 days late
2024
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 63 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved from Asse to TernatNew seat: 65 Assesteenweg, 1740 Ternat · Previous seat: Brusselsesteenweg, 92-1730 Asse · Resignation: ZIMAN ALEXANDRU (director)
  2. · Gazette deed Registered office moved from Lennik to AsseTransfer of 100 shares · New seat: Brusselsesteenweg 92, 1730 Asse · Previous seat: Alfred Algoetstraat 60, 1750 Lennik
  3. · Gazette deed IncorporationStarting capital €5,000 · Appointment: PURAVETS Pavlo (director)
All 5 events

Comparable companies

These companies have the same main activity as NIAGARA BOUW: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €88,200 and €164,000, founded between 2022 and 2024.

CompanyTotal assetsGross margin
NIAGARA BOUW Ternat€146,353€5,862
PANEMA Maldegem€161,156€6,126
BATTI CARS Ternat€88,229€6,256
E.M.V GROUP Sint-Pieters-Leeuw€105,195€6,196
BATI B&H Vilvoorde€141,187€5,720
GEO MAR Beersel€163,580€6,395
NW CONCEPT Morlanwelz€109,804€7,146
Full comparison

Key facts about NIAGARA BOUW

What is the company number of NIAGARA BOUW?
The company number of NIAGARA BOUW is 1008.953.913. The VAT number is the same number with BE in front: BE 1008.953.913.
Where is NIAGARA BOUW based?
The registered office is at Assesteenweg 65, 1740 Ternat.Company details
What does NIAGARA BOUW do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of NIAGARA BOUW?
The legal form of NIAGARA BOUW is Private limited company (BV).
When was NIAGARA BOUW founded?
NIAGARA BOUW was founded on 30-04-2024.
Is NIAGARA BOUW still active?
Yes, NIAGARA BOUW is an active enterprise in the KBO register.
What is the turnover of NIAGARA BOUW?
The turnover in financial year 2025 is ≈ €71,000. This figure is estimated from the gross margin of €5,862 and 266 comparable companies (NACE 41001). It probably lies between €37,000 and €130,000. It is a rough estimate.Financials
Is NIAGARA BOUW profitable?
In financial year 2025, NIAGARA BOUW made a profit of €4,687.
Where can I find the annual accounts of NIAGARA BOUW?
NIAGARA BOUW filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NIAGARA BOUW due?
NIAGARA BOUW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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