NHL EXPRESS

Active

Private limited companyfounded 20242 yrs activeOmer De Vidtslaan 14, 1760 Roosdaal, BelgiumKBO/BCE: BE 1009.038.738

Summary

The computed 12-month bankruptcy probability of NHL EXPRESS is 9.7% (elevated). The 2024 annual accounts show equity of €5,671 and a net result of €5,671. Its solvency ranks better than 62% of 2025 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

NHL EXPRESSActiveChecked score 35/100

Risk analysis Report Compare

What they do

Renting and leasing of cars and light motor vehicles

NACE 77110

How big

€12,336total assets 2024

Equity: €5,671
Profit: €5,671

Turnover not published (abridged schema)

Financially healthy?

35 Weak Checked score 2024

Bankruptcy chance 12 m: 9.7%

Who decides

Accounts filed 78 d late0 of 1 deed read

Why 35- 1 financial year not filed after the legal deadline; latest accounts 78 days late; 1 of the last 3 late- No establishment unit in the KBO- Figures for FY 2024 (filed 17-10-2025)- Founded in 2024Show the evidence

Checked score

Score 2024

35 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 68% of its sector peers (NACE 77, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 71

equity 46.0% of total assets

Liquidity 45

short-term debt 54.0%

Profitability 100

return on assets 46.0%

Bankruptcy probability, 12 months

9.7% Elevated

0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (3,145 companies)

Last 24 months 06-2025: 2.7%lowest value 07-2025: 2.8%▲ +2.7% vs 06-2025 08-2025: 3.4%▲ +19.2% vs 07-2025 09-2025: 3.5%▲ +5.2% vs 08-2025 10-2025: 3.9%▲ +10.9% vs 09-2025 11-2025: 5.3%▲ +36.2% vs 10-2025 12-2025: 5.5%▲ +3.8% vs 11-2025 01-2026: 5.6%▲ +0.6% vs 12-2025 02-2026: 5.5%▼ -1.1% vs 01-2026 03-2026: 5.6%▲ +2.0% vs 02-2026 04-2026: 6.0%▲ +6.5% vs 03-2026 05-2026: 6.0%● 0.0% vs 04-2026 06-2026: 6.1%▲ +1.3% vs 05-2026 07-2026: 6.0%▼ -0.5% vs 06-2026 08-2026: 6.8%▲ +12.2% vs 07-2026 09-2026: 7.2%▲ +6.0% vs 08-2026 10-2026: 9.7%▲ +34.4% vs 09-2026highest value

1 financial year not filed after the legal deadline; latest accounts 78 days late; 1 of the last 3 late raises the probability
No establishment unit in the KBO raises the probability
Figures for FY 2024 (filed 17-10-2025) raises the probability
Founded in 2024 raises the probability for this profile

No publishable credit limit; credit only on tighter terms

Liquidity ample (current ratio 1.85; short-term debt: 54% of total assets), but 54% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 62%, liquidity 46%, profitability 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

1 financial year not filed after the legal deadline; latest accounts 78 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Figures for FY 2024 (filed 17-10-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

78 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 78 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage