NGIX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €564k and a net result of €227k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 5523 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
46 d early
2024
45 d early
2023
2 d early
2022
4 d early
2021
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€564k▲ 33.1%
2024 · €424k
2021: €393k
2022: €389k
2023: €424k
2024: €424k
2021 → 2025
Net result
€227k
2024 · €-645
2021: €2k
2022: €-3k
2023: €35k
2024: €-645
2021 → 2025
Total assets
€733k▲ 49.5%
2024 · €490k
2021: €550k
2022: €531k
2023: €528k
2024: €490k
2021 → 2025
Solvency
77.0%▼ 9.5pp
2024 · 86.4%
2021: 71.4%
2022: 73.3%
2023: 80.4%
2024: 86.4%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€393k-€389k▼ 0.9%€424k▲ 9.0%€424k▼ 0.2%€564k▲ 33.1%
Operating result€-12k-€7k€52k▲ 688%€3k▼ 94.5%€-996
Net result€2k-€-3k€35k€-645€227k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €996 after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €733k
Fixed assets
€425k▼ 3.8%
Current assets
€307k▲ 544%
Equity and liabilities €733k
Equity
€564k▲ 33.1%
Debt
€169k▲ 154%
The debt ratio rises from 13.6% to 23.0%. Equity and debt are higher.
Key figures and ratios
Solvency
77.0%▼
2024 · 86.4%
ROE
40.2%▲
2024 · -0.2%
ROA
31.0%▲
2024 · -0.1%
Debt
€169k▲
2024 · €66k
Debt ≤ 1 year
€155k▲
2024 · €41k
Debt > 1 year
€8k▼
2024 · €23k
Income taxes
€23k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€490k€733k▲
Fixed assets21/28€442k€425k▼
Tangible fixed assets22/27€1k€0▼
Furniture and vehicles24€1k€0▼
Financial fixed assets28€441k€425k▼
Current assets29/58€48k€307k▲
Amounts receivable after more than one year29-€274k
Other amounts receivable291-€274k
Amounts receivable within one year40/41€32k€27k▼
Trade receivables40€30k€26k▼
Other amounts receivable41€2k€285▼
Cash at bank and in hand54/58€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€490k€733k▲
Equity10/15€424k€564k▲
Contributions10/11€50k€50k=
Reserves13€373k€514k▲
Distributable reserves133€373k€514k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€66k€169k▲
Amounts payable after more than one year17€23k€8k▼
Financial debts170/4€23k€8k▼
Amounts payable within one year42/48€41k€155k▲
Current portion of amounts payable after more than one year42€15k€15k=
Trade debts44€13k€8k▼
Suppliers440/4€13k€8k▼
Taxes, remuneration and social security45€13k€45k▲
Taxes450/3€13k€45k▲
Other amounts payable47/48€0€87k▲
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€499€513▲
Gross operating margin9900€5k€957▼
Operating profit (loss)9901€3k€-996▼
Financial income75/76B€848€259k▲
Recurring financial income75€848€248▼
Non-recurring financial income76B-€258k
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€-645€250k▲
Income taxes67/77€0€23k▲
Profit (loss) for the period9904€-645€227k▲
Profit (loss) for the period to be appropriated9905€-645€227k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-645€227k▲
Transfer from equity791/2€645€86k▲
Transfer to equity691/2€0€227k▲
To other reserves6921€0€227k▲
Profit to be distributed694/7-€86k
Return on contributions (dividend)694-€86k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Back to profitnet €227k
Net result €227k after one loss-making year.
30-06
Financial
Equity above €500kEq €564k ▲33.1%
Equity rises from €424k to €564k.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-3k ▼257%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Leiteweg 228020 OostkampGround area
3,670 m²
Building footprint
736 m²
Volume, LiDAR
3,807 m³
Parcel 31025B0730/00M000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NGIX
since 20202.310.711.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025B0730/00M000 | Flanders | 3,670 m² | 1 · 736 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Notariële bestuursvennootschap STEFAN VAN TRICHT
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,540 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2020
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.