Ngaliema

Active

Private limited companyfounded 2025active for 1 yearWeststraat 48, 8340 Damme, BelgiumKBO/BCE: BE 1022.811.847

Summary

Ngaliema has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,579 and a net result of -€421. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

NgaliemaActiveChecked score 84/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€1.1mtotal assets 2025

Equity: €14,579
Loss: -€421

Turnover not published (micro format)

Financial health

84 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Accounts 9 days early0 of 1 deed read

Why 84raises riskFounded in 2025lowers riskSize: total assets €1.1mNo main activity registeredFigures for financial year 2025 (filed 22-07-2026)Show the evidence

Checked score

Score 2025

84 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 31% of its sector peers (no NACE code, micro)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 26

equity 1.4% of total assets

Liquidity 52

short-term debt 5.0% · cash 1.7%

Profitability 42

return on assets 0.0%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 05-2026: 2.4% 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.3%▼ -2.2 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.36; short-term debt: 5% and cash: 1.7% of total assets), and 98.6% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 17% on solvency, 46% on liquidity and 32% on profitability.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.