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NG SERVICES

Active
Private limited companyfounded 198937 yrs activePlace du Tilleul,Gérouville 87, 6769 Meix-devant-Virton, BelgiumKBO/BCE: BE 0438.102.775

NG SERVICES has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €-2k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
44 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-2
Solvency45▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.25 against 1.23 in 2024; short-term debt: 79.9% and cash: 1.4% of total assets), and 79.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.1%
Return on assets
-3.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
56 d early
2023
36 d early
2022
1 d late
2021
73 d early
2020
54 d late
2019
83 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k▼ 19.1%
2024 · €-2k
2018: €8k 2019: €-2k 2020: €-3k 2021: €-2k 2022: €-2k 2023: €-2k 2024: €-2k
2018 → 2025
Working capital
€13k▼ 13.6%
2024 · €15k
2018: €26k 2019: €25k 2020: €22k 2021: €20k 2022: €18k 2023: €17k 2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€20k-€18k▼ 7.8%€17k▼ 9.3%€15k▼ 10.2%€13k▼ 13.6%
Operating result€-2k-€-1k▲ 5.9%€-2k▼ 11.1%€-2k▲ 1.2%€-2k▼ 19.6%
Net result€-2k-€-2k▲ 5.7%€-2k▼ 11.0%€-2k▲ 0.9%€-2k▼ 19.1%
Result per fiscal year
Operating resultNet result
€-3k€-2k€-1k€0Operating result 2021: €-2k€-2kNet result 2021: €-2k€-2kOperating result 2022: €-1k€-1kNet result 2022: €-2k€-2kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-2k€-2kNet result 2024: €-2k€-2kOperating result 2025: €-2k€-2kNet result 2025: €-2k€-2k20212022202320242025
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €65k
Equity €13k▼ 13.6%
Debt €52k▼ 22.6%
The debt ratio falls from 81.6% to 79.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Solvency
20.1%
2024 · 18.4%
Current ratio
1.25
2024 · 1.23
Quick ratio
1.25
2024 · 1.23
Debt / equity
3.98
2024 · 4.44
ROE
-15.7%
2024 · -11.4%
ROA
-3.1%
2024 · -2.1%
Debt
€52k
2024 · €67k
Debt ≤ 1 year
€52k
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€82k€65k
Current assets29/58€82k€65k
Amounts receivable within one year40/41€69k€52k
Other amounts receivable41€69k€52k
Current investments50/53€12k€12k=
Cash at bank and in hand54/58€943€885
Equity and liabilities
Total equity and liabilities10/49€82k€65k
Equity10/15€15k€13k
Contributions10/11€6k€6k=
Reserves13€9k€9k=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€170€-2k
Amounts payable17/49€67k€52k
Amounts payable within one year42/48€67k€52k
Current portion of amounts payable after more than one year42€970€970=
Trade debts44€28-
Suppliers440/4€28-
Other amounts payable47/48€66k€51k
Income statement Code20242025
Gross operating margin9900€-2k€-2k
Operating profit (loss)9901€-2k€-2k
Financial charges65/66B€64€68
Recurring financial charges65€64€68
Profit (loss) for the period before taxes9903€-2k€-2k
Profit (loss) for the period9904€-2k€-2k
Profit (loss) for the period to be appropriated9905€-2k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€170€-2k
Profit (loss) brought forward from the previous period14P€2k€170

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
01-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
19-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
31-12
Financial Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
22-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 83 days late
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
13-11
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meix-devant-Virton · 1 establishment unit since 1989
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place du Tilleul,Gérouville 876769 Meix-devant-Virton
Ground area
238 m²
Building footprint
214 m²
Volume, LiDAR
2,839 m³
2 parcels, Wallonia · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Fossés 22 B, 6760 Virton
NACE 70201
since 19892.044.640.135
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
85045B0416/00G000 Wallonia 198 m² 1 · 175 m² 17.1 m · 5 fl.
85013A0291/00_000 Wallonia 39 m² 1 · 39 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 10,224 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-08-1989
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.