NG CONSULTANCY
ActiveSummary
NG CONSULTANCY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €85,965 and a net result of €56,071. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 26% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability97▼-3
Solvency60▼-40
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 17.01 in 2023; short-term debt: 65% and cash: 89.2% of total assets), but 65% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
8 d early
2022
5 d early
2021
9 d early
2020
19 d late
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€85,965▼ 52.2%
2023 · €179,894
Total assets
€245,547▲ 28.5%
2023 · €191,139
Net result
€56,071▲ 5.1%
2023 · €53,335
Working capital
€84,776▼ 52.6%
2023 · €179,013
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€55,749▲ 7.0%€57,365▲ 2.9%€55,228▼ 3.7%€67,207▲ 21.7%€70,654▲ 5.1%
Net result€44,264within the sector's middle half▲ 7.8%€45,640within the sector's middle half▲ 3.1%€43,605within the sector's middle half▼ 4.5%€53,335above the sector's middle half▲ 22.3%€56,071above the sector's middle half▲ 5.1%
Equity€173,029within the sector's middle half▲ 34.4%€82,954within the sector's middle half▼ 52.1%€126,559within the sector's middle half▲ 52.6%€179,894above the sector's middle half▲ 42.1%€85,965within the sector's middle half▼ 52.2%
Total assets€184,488within the sector's middle half▲ 37.2%€228,433within the sector's middle half▲ 23.8%€140,333within the sector's middle half▼ 38.6%€191,139within the sector's middle half▲ 36.2%€245,547within the sector's middle half▲ 28.5%
Debt€11,459▲ 102%€145,479▲ 1,170%€13,774▼ 90.5%€11,245▼ 18.4%€159,582▲ 1,319%
Working capital€172,330▲ 35.4%€79,421▼ 53.9%€124,346▲ 56.6%€179,013▲ 44.0%€84,776▼ 52.6%
Solvency93.8%above the sector's middle half▼ 2.0pp36.3%within the sector's middle half▼ 57.5pp90.2%above the sector's middle half▲ 53.9pp94.1%above the sector's middle half▲ 3.9pp35.0%within the sector's middle half▼ 59.1pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 5% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €245,547
Fixed assets
€1,255 ▲ 32.8%
Current assets
€244,292 ▲ 28.4%
Equity and liabilities €245,547
Equity
€85,965 ▼ 52.2%
Debt
€159,582 ▲ 1,319%
Debt's share of the balance-sheet total rises from 5.9% to 65.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€71,756▲
2023 · €68,539
Cash flow
€57,173▲
2023 · €54,667
Current ratio
1.53▼
2023 · 17.01
Debt to equity
1.86▲
2023 · 0.06
ROE
65.2%▲
2023 · 29.6%
ROA
22.8%▼
2023 · 27.9%
Interest coverage
747.46▲
2023 · 692.31
Debt ≤ 1 year
€159,516▲
2023 · €11,181
Income taxes
€14,487▲
2023 · €13,773
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €773 | €1,159 | €1,332 | €1,332 | €1,102 | ▼ 17.3% |
| Other operating charges640/8 | - | €506 | €552 | €965 | €987 | ▲ 2.3% |
| Gross operating margin9900 | €57,369 | €59,030 | €57,112 | €69,504 | €72,743 | ▲ 4.7% |
| Operating profit (loss)9901 | €55,749 | €57,365 | €55,228 | €67,207 | €70,654 | ▲ 5.1% |
| Financial charges65/66B | - | €96 | €96 | €99 | €96 | ▼ 3.0% |
| Recurring financial charges65 | €96 | €96 | €96 | €99 | €96 | ▼ 3.0% |
| Profit (loss) for the period before taxes9903 | €55,653 | €57,269 | €55,132 | €67,108 | €70,558 | ▲ 5.1% |
| Income taxes67/77 | €11,389 | €11,629 | €11,527 | €13,773 | €14,487 | ▲ 5.2% |
| Profit (loss) for the period9904 | €44,264 | €45,640 | €43,605 | €53,335 | €56,071 | ▲ 5.1% |
| Profit (loss) for the period to be appropriated9905 | €44,264 | €45,640 | €43,605 | €53,335 | €56,071 | ▲ 5.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €184,488 | €228,433 | €140,333 | €191,139 | €245,547 | ▲ 28.5% |
| Fixed assets21/28 | €772 | €3,609 | €2,277 | €945 | €1,255 | ▲ 32.8% |
| Tangible fixed assets22/27 | €772 | €3,609 | €2,277 | €945 | €1,255 | ▲ 32.8% |
| Furniture and vehicles24 | - | €3,609 | €2,277 | €945 | €1,255 | ▲ 32.8% |
| Current assets29/58 | €183,716 | €224,824 | €138,056 | €190,194 | €244,292 | ▲ 28.4% |
| Amounts receivable within one year40/41 | €20,847 | €20,556 | €24,892 | €25,156 | €23,675 | ▼ 5.9% |
| Trade receivables40 | - | €20,556 | €24,892 | €25,156 | €23,675 | ▼ 5.9% |
| Cash at bank and in hand54/58 | €160,925 | €202,900 | €111,824 | €163,513 | €219,059 | ▲ 34.0% |
| Deferred charges and accrued income490/1 | - | €1,368 | €1,340 | €1,525 | €1,558 | ▲ 2.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €184,488 | €228,433 | €140,333 | €191,139 | €245,547 | ▲ 28.5% |
| Equity10/15 | €173,029 | €82,954 | €126,559 | €179,894 | €85,965 | ▼ 52.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €2,359 | €2,359 | €2,359 | €2,359 | €67,365 | ▲ 2,756% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €499 | €499 | €499 | €499 | = |
| Distributable reserves133 | - | - | - | €1,860 | €66,866 | ▲ 3,495% |
| Profit (loss) carried forward14 | €152,070 | €61,995 | €105,600 | €158,935 | - | - |
| Amounts payable17/49 | €11,459 | €145,479 | €13,774 | €11,245 | €159,582 | ▲ 1,319% |
| Amounts payable within one year42/48 | €11,386 | €145,403 | €13,710 | €11,181 | €159,516 | ▲ 1,327% |
| Trade debts44 | €1,609 | €2,583 | €2,963 | €1,998 | €1,105 | ▼ 44.7% |
| Suppliers440/4 | - | €2,583 | €2,963 | €1,998 | €1,105 | ▼ 44.7% |
| Taxes, remuneration and social security45 | - | €3,080 | €6,718 | €5,154 | €3,500 | ▼ 32.1% |
| Taxes450/3 | - | €3,080 | €6,718 | €5,154 | €3,500 | ▼ 32.1% |
| Other amounts payable47/48 | - | €139,740 | €4,029 | €4,029 | €154,911 | ▲ 3,745% |
| Accrued charges and deferred income492/3 | - | €76 | €64 | €64 | €66 | ▲ 3.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,264 | €45,640 | €43,605 | €53,335 | €56,071 | ▲ 5.1% |
| + Depreciation and write-downs630 | €773 | €1,159 | €1,332 | €1,332 | €1,102 | ▼ 17.3% |
| Operating cash flow (approximation) | €45,037 | €46,799 | €44,937 | €54,667 | €57,173 | ▲ 4.6% |
| Investment in fixed assets (approximation) | - | -€3,996 | €0 | €0 | -€1,412 | - |
| Change in cash | - | €41,975 | -€91,076 | €51,689 | €55,546 | ▲ 7.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €56,071 ▲5.1%
Operating result €70,654, net result €56,071, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150,000Eq €179,894 ▲42.1%
6 profitable years in a row build equity to €179,894.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 10.07
Current ratio from 1.55 to 10.07; short-term debt falls from €145,403 to €13,710.
31-12
Financial
Equity above €100,000Eq €126,559 ▲52.6%
5 profitable years in a row build equity to €126,559.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
31-12
Financial
Equity above €150,000Eq €173,029 ▲34.4%
3 profitable years in a row build equity to €173,029.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 56 days late
2019
31-12
Financial
Equity above €100,000Eq €128,765 ▲46.8%
2 profitable years in a row build equity to €128,765.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2009
Ground area
773 m²
Building footprint
183 m²
Volume, LiDAR
729 m³
Parcel 24097O0286/00S000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NG Consultancy
since 20092.175.879.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24097O0286/00S000 | Flanders | 773 m² | 1 · 183 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0808821830
Registered
05-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.