NFQ
ActiveNFQ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €8k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
65
/ 100
Healthy▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency22▼-25
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.62 in 2023), and 88.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.4%
Return on assets
3%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 37972 sector peers (2024).
NBB · sector comparisonPosition among 37972 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
2 d late
2022
61 d late
2021
24 d early
2020
12 d early
2019
81 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€31k▼ 58.7%
2023 · €75k
2018: €48k
2019: €43k
2020: €15k
2021: €36k
2022: €55k
2023: €75k
2018 → 2024
Total assets
€270k▼ 15.4%
2023 · €319k
2018: €324k
2019: €321k
2020: €282k
2021: €303k
2022: €313k
2023: €319k
2018 → 2024
Net result
€8k▼ 58.2%
2023 · €20k
2018: €1k
2019: €-5k
2020: €-28k
2021: €20k
2022: €20k
2023: €20k
2018 → 2024
Working capital
€15k▼ 74.4%
2023 · €57k
2018: €9k
2019: €-3k
2020: €-25k
2021: €2k
2022: €29k
2023: €57k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15k-€36k▲ 133%€55k▲ 55.2%€75k▲ 35.4%€31k▼ 58.7%
Operating result€-23k-€28k€31k▲ 12.8%€30k▼ 2.8%€14k▼ 52.8%
Net result€-28k-€20k€20k▼ 3.2%€20k▼ 0.6%€8k▼ 58.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 53% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €270k
Fixed assets
€158k▼ 7.0%
Current assets
€113k▼ 24.9%
Equity and liabilities €270k
Equity
€31k▼ 58.7%
Debt
€239k▼ 2.2%
The debt ratio rises from 76.6% to 88.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2023 · €52k
Cash flow
€24k▼
2023 · €41k
Solvency
11.4%▼
2023 · 23.4%
Current ratio
1.15▼
2023 · 1.62
Quick ratio
1.15▼
2023 · 1.62
Debt / equity
7.76▲
2023 · 3.28
ROE
26.5%▲
2023 · 26.1%
ROA
3.0%▼
2023 · 6.1%
Interest coverage
8.88▼
2023 · 12.67
Debt
€239k▼
2023 · €245k
Debt ≤ 1 year
€98k▲
2023 · €93k
Debt > 1 year
€141k▼
2023 · €152k
Income taxes
€3k▼
2023 · €7k
Staff costs
€264▲
2023 · €255
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€319k€270k▼
Fixed assets21/28€169k€158k▼
Intangible fixed assets21€942€72▼
Tangible fixed assets22/27€168k€157k▼
Land and buildings22€167k€157k▼
Furniture and vehicles24€1k€352▼
Current assets29/58€150k€113k▼
Amounts receivable within one year40/41€125k€91k▼
Trade receivables40€124k€83k▼
Other amounts receivable41€209€7k▲
Cash at bank and in hand54/58€25k€19k▼
Deferred charges and accrued income490/1€612€3k▲
Equity and liabilities
Total equity and liabilities10/49€319k€270k▼
Equity10/15€75k€31k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€54k€10k▼
Amounts payable17/49€245k€239k▼
Amounts payable after more than one year17€152k€141k▼
Financial debts170/4€152k€141k▼
Amounts payable within one year42/48€93k€98k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Taxes, remuneration and social security45€31k€21k▼
Taxes450/3€27k€21k▼
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€39k€59k▲
Accrued charges and deferred income492/3-€66
Income statement
Code20232024
Remuneration, social security and pensions62€255€264▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€16k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€12k€2k▼
Gross operating margin9900€67k€33k▼
Operating profit (loss)9901€30k€14k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€26k€11k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€20k€8k▼
Profit (loss) for the period to be appropriated9905€20k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€62k▲
Profit (loss) brought forward from the previous period14P€35k€54k▲
Transfer from equity791/2€0-
Profit to be distributed694/7-€52k
Return on contributions (dividend)694-€52k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 63370 BoutersemGround area
392 m²
Building footprint
118 m²
Volume, LiDAR
810 m³
Parcel 24093B0316/00K000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NFQ
since 20152.241.458.182
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24093B0316/00K000 | Flanders | 392 m² | 1 · 118 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 34,484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-04-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.