NFJ
ActiveSummary
NFJ has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,523 and a net result of €350. Equity has been growing by about 42% per year since 2021. Its solvency ranks better than 86% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 02-04-2020 Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 3 others
- Establishment unit
- 2.301.249.477 3520 Zonhoven, since 02-04-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €10,763
- ▼ 72.2%
- Turnover
- ≈ €140,000
- estimated
- Profit
- €350
- ▼ 98.6%
- Equity
- €58,523
- ▲ 0.6%
- Total assets
- €72,489
- ▼ 14.5%
- 2025 accounts filed 11 days after the deadline
Score breakdownraises riskFounded in 2020lowers riskLiquidity: current ratio 4.53, cash €31,954Equity €58,523 (80.7% of total assets)Figures for financial year 2025 (filed on 12-08-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 91% on liquidity, 24% on profitability and 37% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 5 accounts on average 2 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as NFJ: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €57,700 and €76,000, founded between 2018 and 2021.
| Company | Total assets | Gross margin |
|---|---|---|
| NFJ Zonhoven | €72,489 | €10,763 |
| GFR Elektro Linter | €76,020 | €11,417 |
| CSAY Ottignies-Louvain-la-Neuve | €69,000 | €11,934 |
| MT TECHNICS Lanaken | €63,209 | €10,924 |
| Coorum Hasselt | €58,326 | €10,506 |
| Rutger Swinters Genk | €57,655 | €10,330 |
| AK-CONCEPT Beringen | €65,232 | €13,221 |
Key facts about NFJ
- What is the company number of NFJ?
- The company number of NFJ is 0745.768.068. The VAT number is the same number with BE in front: BE 0745.768.068.
- Where is NFJ based?
- The registered office is at Pleinstraat 16, 3520 Zonhoven.Company details
- What does NFJ do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of NFJ?
- The legal form of NFJ is Private limited company (BV).
- When was NFJ founded?
- NFJ was founded on 02-04-2020.
- Is NFJ still active?
- Yes, NFJ is an active enterprise in the KBO register.
- How many employees does NFJ have?
- NFJ had an average of 0.6 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of NFJ?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €10,763 and 32 comparable companies (NACE 43222). It probably lies between €88,000 and €200,000. It is a rough estimate.
- Is NFJ profitable?
- In financial year 2025, NFJ made a profit of €350.
- Where can I find the annual accounts of NFJ?
- NFJ filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NFJ due?
- NFJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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