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NF ART GALLERY

Active
Private limited company (pre-2019)founded 2004active for 22 yearsBoomgaarden 48, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0866.783.684
Summary

NF ART GALLERY has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €395,578 and a net result of -€21,835. Equity has been growing by about 2.6% per year since 2019. Its solvency ranks better than 62% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-08-2004 Normal situation
Activity
Retail sale of antiques NACE 47791and 1 other
Establishment units
2.142.177.296 8300 Knokke-Heist, since 10-08-2004
2.254.599.506 8300 Knokke-Heist, since 18-06-2016
Financial year end
30 June
Peppol
Reachable since 10-12-2025

Board and ownership

Board
  • Fayt NicolasDirector

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€9,622
▼ 90.6%
Turnover
≈ €100,000
estimated
Loss
€21,835
Equity
€395,578
▼ 5.2%
Total assets
€833,000
▼ 7.0%
Score breakdownraises riskLoss of €21,835 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 5.13, cash €482,426Equity €395,578 (47.5% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 72=
equity 47.5% of total assets
Liquidity 96+32
short-term debt 17.1% · cash 57.9%
Profitability 20-56
return on assets -2.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025highest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.13 (4.23 in 2024), above the usual 1.5. Short-term debt is 17.1% and cash 57.9% of total assets. However, 52.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 62% of them on solvency, 95% on liquidity, 22% on profitability and 31% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.13, cash €482,426
NBB · annual accounts
raises risk · Loss of €21,835 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €395,578 (47.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
41 days early
2022
28 days early
2021
25 days early
2020
26 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 6 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €48,675 in 2024 -€21,835 View
  • Caution: Lower net result than 90% of companies in retail tradesector median €5,084 · 22,754 companies -€21,835 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as NF ART GALLERY: retail sale of antiques (NACE 47791). They are comparable in size and age: total assets between €552,000 and €1.2m, founded between 2003 and 2010.

CompanyTotal assetsGross margin
NF ART GALLERY Knokke-Heist€0.8m€0.01m
CEREO Ukkel€0.7m€0.009m
TRIBAL ART CLASSICS Ukkel€0.8m€0.03m
SABINE VAN PAEMEL Diksmuide€1.2m€0.003m
SOROA Wingene€0.6m€0.04m
WILD WEST TREASURES Mechelen€1.0m€0.03m
WAB Diepenbeek€0.8m€0.02m
Full comparison

Key facts about NF ART GALLERY

What is the company number of NF ART GALLERY?
The company number of NF ART GALLERY is 0866.783.684. The VAT number is the same number with BE in front: BE 0866.783.684.
Where is NF ART GALLERY based?
The registered office is at Boomgaarden 48, 8300 Knokke-Heist.Company details
What does NF ART GALLERY do?
According to the KBO register, the main activity is retail sale of antiques (NACE 47791).
What is the legal form of NF ART GALLERY?
The legal form of NF ART GALLERY is Private limited company (pre-2019) (BVBA).
When was NF ART GALLERY founded?
NF ART GALLERY was founded on 13-08-2004.
Is NF ART GALLERY still active?
Yes, NF ART GALLERY is an active enterprise in the KBO register.
What is the turnover of NF ART GALLERY?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €9,622 and 118 comparable companies (NACE 477). It probably lies between €37,000 and €210,000. It is a rough estimate.Financials
Is NF ART GALLERY profitable?
In financial year 2025, NF ART GALLERY made a loss of €21,835.
Where can I find the annual accounts of NF ART GALLERY?
NF ART GALLERY filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NF ART GALLERY due?
NF ART GALLERY must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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