Skip to content

Nextfactor

Active Risk: not assessed
Public limited companyfounded 2021active for 5 yearsDieseghemlei 6, 2640 Mortsel, BelgiumKBO/BCE: BE 0767.651.664
Summary

Nextfactor is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €83,271 and a net result of €8,677. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 79% of 3,009 sector peers (NACE 64, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Financial service activities, except insurance and pension funding
NACE 64923
1 site
Size
€91,572total assets 2025
Equity
€83,271
Profit
€8,677
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
COMFIN · 50%
Accounts 21 days early1 of 2 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
21 days early
2024
29 days late
2023
135 days late
2022
92 days late
2021
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 47 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 63 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Back to profitnet €8,677
  3. Liquidity more than triplescurrent ratio 10.16

Financials · financial year 2025, full format

Equity
€83,271▲ 11.6%
2024 · €74,594
Net result
€8,677
2024 · -€6,346
Total assets
€91,572▼ 18.4%
2024 · €112,256
Solvency
90.9%▲ 24.5pp
2024 · 66.4%
Trend over the years

2021 to 2025, 5 financial years

The operating result recovers in 2025; 2025 is 13% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€12,466 2025 Net result€8,677 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result-€12,425-€50,700€41,520▼ 18.1%€11,061▼ 73.4%€12,466▲ 12.7%
Net result-€16,300below the sector's middle half-€27,988within the sector's middle half€7,752within the sector's middle half▼ 72.3%-€6,346below the sector's middle half€8,677within the sector's middle half
Equity€45,200below the sector's middle half-€73,188below the sector's middle half▲ 61.9%€80,940below the sector's middle half▲ 10.6%€74,594below the sector's middle half▼ 7.8%€83,271below the sector's middle half▲ 11.6%
Total assets€154,297below the sector's middle half-€682,062within the sector's middle half▲ 342%€414,616below the sector's middle half▼ 39.2%€112,256below the sector's middle half▼ 72.9%€91,572below the sector's middle half▼ 18.4%
Debt€109,097-€608,874▲ 458%€333,676▼ 45.2%€37,662▼ 88.7%€8,301▼ 78.0%
Working capital€9,511within the sector's middle half-€420,227above the sector's middle half▲ 4,318%€266,257within the sector's middle half▼ 36.6%€60,227within the sector's middle half▼ 77.4%€76,054within the sector's middle half▲ 26.3%
Solvency29.3%within the sector's middle half-10.7%below the sector's middle half▼ 18.6pp19.5%below the sector's middle half▲ 8.8pp66.4%within the sector's middle half▲ 46.9pp90.9%above the sector's middle half▲ 24.5pp
Current ratio1.09within the sector's middle half-2.82within the sector's middle half▲ 1.733.12above the sector's middle half▲ 0.302.60within the sector's middle half▼ 0.5210.16above the sector's middle half▲ 7.56
Return on assets (ROA)-10.6%below the sector's middle half-4.1%within the sector's middle half▲ 14.7pp1.9%within the sector's middle half▼ 2.2pp-5.7%below the sector's middle half▼ 7.5pp9.5%above the sector's middle half▲ 15.1pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,572
Fixed assets €5,216 ▼ 41.3%
Current assets €84,355 ▼ 13.8%
Equity and liabilities €91,572
Equity €83,271 ▲ 11.6%
Debt €8,301 ▼ 78.0%
Debt's share of the balance-sheet total falls from 33.6% to 9.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
10.4%▲
2024 · -8.5%
Debt ≤ 1 year
€8,301▼
2024 · €37,662
Income taxes
€2,973
Staff costs
€104
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€112,256€91,572▼
Formation expenses20€5,481€2,001▼
Fixed assets21/28€8,886€5,216▼
Intangible fixed assets21€8,729€3,720▼
Tangible fixed assets22/27-€1,151
Plant, machinery and equipment23-€1,151
Financial fixed assets28€157€345▲
Current assets29/58€97,889€84,355▼
Amounts receivable within one year40/41€41,137€19,686▼
Trade receivables40€3,196€6,517▲
Other amounts receivable41€37,941€13,169▼
Current investments50/53-€14,083
Cash at bank and in hand54/58€56,753€50,587▼
Equity and liabilities
Total equity and liabilities10/49€112,256€91,572▼
Equity10/15€74,594€83,271▲
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13-€8,677
Non-distributable reserves130/1-€475
Legal reserve130-€475
Distributable reserves133-€8,202
Profit (loss) carried forward14€13,094€13,094=
Amounts payable17/49€37,662€8,301▼
Amounts payable within one year42/48€37,662€8,301▼
Financial debts43-€271
Credit institutions430/8-€271
Trade debts44€35,162€5,180▼
Suppliers440/4€35,162€5,180▼
Taxes, remuneration and social security45€2,500€2,849▲
Taxes450/3€2,500€2,849▲
Income statement Code20242025
Non-recurring operating income76A-€1,050
Remuneration, social security and pensions62-€104
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,489€8,617▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€56,185-
Other operating charges640/8€612€650▲
Gross operating margin9900-€36,023€21,836▲
Operating profit (loss)9901€11,061€12,466▲
Financial income75/76B€0€4▲
Recurring financial income75€0€4▲
Financial charges65/66B€17,407€819▼
Recurring financial charges65€17,407€819▼
Profit (loss) for the period before taxes9903-€6,346€11,650▲
Income taxes67/77-€2,973
Profit (loss) for the period9904-€6,346€8,677▲
Profit (loss) for the period to be appropriated9905-€6,346€8,677▲
Appropriation of the result
Profit (loss) to be appropriated9906€13,094€21,771▲
Profit (loss) brought forward from the previous period14P€19,440€13,094▼
Transfer to equity691/2-€8,677
To the legal reserve6920-€475
To other reserves6921-€8,202

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€1,050-
Remuneration, social security and pensions62----€104-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,211€8,047€8,489€8,489€8,617▲ 1.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€98,160-€198,952-€56,185--
Other operating charges640/8€348€38,743€88,417€612€650▲ 6.2%
Gross operating margin9900-€8,867-€669-€60,526-€36,023€21,836-
Operating profit (loss)9901-€12,425€50,700€41,520€11,061€12,466▲ 12.7%
Financial income75/76B-€1,216-€0€4▲ 937%
Recurring financial income75-€1,216-€0€4▲ 937%
Financial charges65/66B€3,875€21,415€31,269€17,407€819▼ 95.3%
Recurring financial charges65€3,875€21,415€31,269€17,407€819▼ 95.3%
Profit (loss) for the period before taxes9903-€16,300€30,501€10,252-€6,346€11,650-
Income taxes67/77-€2,513€2,500-€2,973-
Profit (loss) for the period9904-€16,300€27,988€7,752-€6,346€8,677-
Profit (loss) for the period to be appropriated9905-€16,300€27,988€7,752-€6,346€8,677-
Line20212022202320242025Change
Assets
Total assets20/58€154,297€682,062€414,616€112,256€91,572▼ 18.4%
Formation expenses20€15,922€12,442€8,961€5,481€2,001▼ 63.5%
Fixed assets21/28€19,934€18,747€13,738€8,886€5,216▼ 41.3%
Intangible fixed assets21€19,934€18,747€13,738€8,729€3,720▼ 57.4%
Tangible fixed assets22/27----€1,151-
Plant, machinery and equipment23----€1,151-
Financial fixed assets28---€157€345▲ 120%
Current assets29/58€118,441€650,873€391,917€97,889€84,355▼ 13.8%
Amounts receivable within one year40/41€10,346€554,074€356,976€41,137€19,686▼ 52.1%
Trade receivables40€1,119€489,446€321,211€3,196€6,517▲ 104%
Other amounts receivable41€9,226€64,628€35,765€37,941€13,169▼ 65.3%
Current investments50/53----€14,083-
Cash at bank and in hand54/58€107,242€95,728€34,420€56,753€50,587▼ 10.9%
Deferred charges and accrued income490/1€853€1,071€520---
Equity and liabilities
Total equity and liabilities10/49€154,297€682,062€414,616€112,256€91,572▼ 18.4%
Equity10/15€45,200€73,188€80,940€74,594€83,271▲ 11.6%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500€61,500€61,500=
Reserves13----€8,677-
Non-distributable reserves130/1----€475-
Legal reserve130----€475-
Distributable reserves133----€8,202-
Profit (loss) carried forward14-€16,300€11,688€19,440€13,094€13,094=
Amounts payable17/49€109,097€608,874€333,676€37,662€8,301▼ 78.0%
Amounts payable after more than one year17-€373,346€202,197---
Financial debts170/4-€373,346€202,197---
Amounts payable within one year42/48€108,930€230,646€125,659€37,662€8,301▼ 78.0%
Financial debts43€100,000---€271-
Credit institutions430/8----€271-
Other loans439€100,000-----
Trade debts44€8,680€191,976€99,787€35,162€5,180▼ 85.3%
Suppliers440/4€8,680€191,976€99,787€35,162€5,180▼ 85.3%
Taxes, remuneration and social security45-€2,513€5,013€2,500€2,849▲ 14.0%
Taxes450/3-€2,513€5,013€2,500€2,849▲ 14.0%
Other amounts payable47/48€250€36,156€20,859---
Accrued charges and deferred income492/3€167€4,882€5,820---
Line20212022202320242025Change
Profit (loss) for the period9904-€16,300€27,988€7,752-€6,346€8,677-
+ Depreciation and write-downs630€3,211€8,047€8,489€8,489€8,617▲ 1.5%
Operating cash flow (approximation)-€13,089€36,036€16,241€2,144€17,294▲ 707%
Investment in fixed assets (approximation)--€6,860-€3,480-€3,637-€4,947▼ 36.0%
Change in cash--€11,514-€61,308€22,333-€6,166-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 full format 10-07-2026 2026-00278635
31-12-2024 abbreviated format 29-08-2025 2025-00430595
31-12-2023 abbreviated format 13-12-2024 2024-00615362
31-12-2022 abbreviated format 31-10-2023 2023-00499017
31-12-2021 abbreviated format 29-07-2022 2022-20260134

Similar companies · same sector, comparable size

Of the 28 active companies whose main activity is financial service activities, except insurance and pension funding (NACE 64923), figures are known for 19. 8 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
no sitting director read yet, last change in 2025
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Richard Struijk
  • Director (not named in the articles), until 19-06-2025
See the board, name and registered office on a given date →

Owners and capital

Owners

1 owner

Owners 1

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Group and network

Connections & network

Depth

The network starts from this company’s shareholders. What else they own or run appears here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 29 April 2021, Nextfactor was incorporated as a public limited company.1 Total assets went from €154,297 in 2021 to €91,572 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
financial year 2025 · full format
2025
31-12
Financial Back to profitnet €8,677
Net result €8,677 after one loss-making year.
31-12
Financial Liquidity more than triplescurrent ratio 10.16
Current ratio from 2.60 to 10.16; short-term debt falls from €37,662 to €8,301.
26-09
Gazette deed Resignation: Richard Struijk (director)
Director discharge · Power of attorney4 facts ▸
  • General meeting, 19-06-2025
  • Director resignation, Richard Struijk (director (not named in the articles))
  • Director discharge, Richard Struijk (director (not named in the articles))
  • Power of attorney, BV BOEKHOUDKANTOOR ANDRIES-SAMAN
29-08
NBB filing Annual accounts filed
financial year 2024 · abbreviated format · 29 days late
2024
13-12
NBB filing Annual accounts filed
financial year 2023 · abbreviated format · 135 days late
2023
31-10
NBB filing Annual accounts filed
financial year 2022 · abbreviated format · 92 days late
2022
31-12
Financial Back to profitnet €27,988
Net result €27,988 after one loss-making year.
31-12
Financial Liquidity more than doubledcurrent ratio 2.82
Current ratio from 1.09 to 2.82.
29-07
NBB filing Annual accounts filed
financial year 2021 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPublic limited company
Founded29-04-2021
Financial year end31-12
Activities, NACEBEL 2025
64923Financial service activities, except insurance and pension funding
82910Office administrative, office support and other business support activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0767651664
Also 9925:BE0767651664
Registered 18-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
9,953 m²
Building footprint
1,124 m²
Building volume
21,104 m³
2 parcels, Flanders · tallest building 25.2 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
NEXTFACTOR
Uitbreidingstraat 84, 2600 AntwerpenFinancial service activities, except insurance and pension funding
since 2021unit no. 2.319.525.168
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
11303B0445/00N008 Flanders 9,631 m² 1 · 998 m² 25.2 m · 6
11512B0008/00S002 Flanders 323 m² 1 · 126 m² 12.3 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.