Losses
-€7,961 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
NEX TEP
Lifetime
3 annual accounts with figures on one time axispeak €44,112 (2024)
€8,947▼ 79.7%
lowest -€5,183 (2025)
-€5,183▼ €2,406
peak €32,201 (2023)
€24,240▼ 17.6%
€170,737▲ 4.9%
Board1 name since 2023
1 directorPourbaix Cédric
Documentsfilings and deeds
26-07-20265 days before the deadline
2025micro format
Gross margin from €44,112 to €8,947Loss of €5,183Equity from €29,423 to €24,240Cash from €4,973 to €311
Key points
from the 2025 annual accountsDebts
€170,737 88% of the balance sheet
After one year 0%Within one year 100%
Of this, €170,620 falls due within a year.
Position in the sector
-€5,183
Lower net result than 86% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Checked score
78
Excellent
Financially stronger than 14% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.6%● unchanged vs 08-2026highest value
10-2026: 0.5%▼ -0.1 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.13, cash €311, halved
Founded in 2023
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €194,977
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 18% of them on solvency, 2% on liquidity, 13% on profitability and 24% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as NEX TEP has now. Each dot stands for 4 companies, two years later.
93.4%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of NEX TEP itself is lower: 0.5% within 12 months. It rests on far more data about NEX TEP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for NEX TEP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13 (1.29 in 2024), below the usual 1.5. Short-term debt is 87.5% and cash 0.2% of total assets. 87.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€5,183
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
5 days early
2024
6 days early
2023
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 5 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799343940
Incorporation
Founding capital of €5,000, 100 shares · Founder: POURBAIX Cédric Alexandre Gonzague (comparant) · Appointment: POURBAIX Cédric Alexandre Gonzague (director) · published on 13-03-2023 · Gazette deed
First establishment
Rue Pont d'Eau 9, Tournai
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NEX TEP Tournai | €194,977 | €8,947 | 12.4% | - |
| HORIZON WING Manage | €180,791 | €9,037 | 62.8% | - |
| ANGT Mouscron | €215,450 | €10,669 | -12.0% | 0 |
| JUMP INVEST Grez-Doiceau | €192,648 | €8,329 | -20.1% | - |
| Lennora Brecht | €193,231 | €10,011 | 19.1% | - |
| FOXLEX Assesse | €189,981 | €9,319 | 71.9% | - |
| LUCIEN Boechout | €216,529 | €9,671 | 42.7% | - |
These companies have the same main activity as NEX TEP: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €181,000 and €217,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 09-03-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.342.937.0107502 Tournai, since 09-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- ≈ €41,000estimated
- €194,977▲ 1.4%
- Filing
- Filed on 26-07-2026, 5 days before the end of the filing period
Insights on NEX TEP
NEX TEP files the micro format. That format states no turnover. The gross margin fell from €35,389 in 2023 to €8,947 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NEX TEP
- What is the company number of NEX TEP?
- The company number of NEX TEP is 0799.343.940. The VAT number is the same number with BE in front: BE 0799.343.940.
- Where is NEX TEP based?
- The registered office is at Rue Pont d'Eau 9, 7502 Tournai.Company details
- What does NEX TEP do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of NEX TEP?
- NEX TEP is a private limited company (BV).
- When was NEX TEP founded?
- NEX TEP was founded on 09-03-2023.
- Is NEX TEP still active?
- Yes, NEX TEP is an active enterprise in the KBO register.
- What is the turnover of NEX TEP?
- The turnover in financial year 2025 is ≈ €41,000. This figure is estimated from the gross margin of €8,947 and 206 comparable companies (NACE 70200). It probably lies between €19,000 and €83,000. It is a rough estimate.Financials
- Is NEX TEP profitable?
- In financial year 2025, NEX TEP made a loss of €5,183.
- Where can I find the annual accounts of NEX TEP?
- NEX TEP filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NEX TEP due?
- NEX TEP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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