NEWOFFICE CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of NEWOFFICE CONSTRUCT is 1.8% (moderate). The 2025 annual accounts show equity of €221k and a net result of €40k. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 27319 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.11 against 5.6 in 2024), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
15%
Age of the figures
13 mo
neutral · Filed after the deadline
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 09-03-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
9 d late
2024
on the day
2023
on the day
2022
2 d late
2021
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close12-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€156k
EBIT margin
28.2%
Net result
€40k▼ 22.6%
2024 · €52k
2021: €33k
2022: €64k
2023: €29k
2024: €52k
2021 → 2025
Working capital
€214k▲ 22.8%
2024 · €175k
2021: €34k
2022: €92k
2023: €120k
2024: €175k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€156k-
Equity€36k-€100k▲ 178%€129k▲ 28.5%€181k▲ 40.5%€221k▲ 22.3%
Operating result€44k-€91k▲ 107%€40k▼ 56.2%€77k▲ 92.6%€63k▼ 18.1%
Net result€33k-€64k▲ 94.3%€29k▼ 55.5%€52k▲ 82.7%€40k▼ 22.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€12k▼ 31.4%
Current assets
€256k▲ 20.6%
Equity and liabilities €269k
Equity
€221k▲ 22.3%
Debt
€48k▼ 4.1%
The debt ratio falls from 21.6% to 17.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€74k▼
2024 · €88k
Cash flow
€51k▼
2024 · €63k
Solvency
82.2%▲
2024 · 78.4%
Current ratio
6.11▲
2024 · 5.60
Quick ratio
6.11▲
2024 · 5.60
Debt / equity
0.22▼
2024 · 0.28
ROE
18.2%▼
2024 · 28.8%
ROA
15.0%▼
2024 · 22.6%
Interest coverage
14.88▼
2024 · 32.94
Debt
€48k▼
2024 · €50k
Debt ≤ 1 year
€42k▲
2024 · €38k
Debt > 1 year
€4k▼
2024 · €12k
Income taxes
€19k▼
2024 · €23k
Staff costs
€34k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€269k▲
Fixed assets21/28€18k€12k▼
Tangible fixed assets22/27€15k€9k▼
Plant, machinery and equipment23€321€27▼
Furniture and vehicles24€14k€9k▼
Financial fixed assets28€3k€3k=
Current assets29/58€213k€256k▲
Amounts receivable within one year40/41€101k€102k▲
Trade receivables40€80k€78k▼
Other amounts receivable41€21k€23k▲
Cash at bank and in hand54/58€104k€144k▲
Deferred charges and accrued income490/1€7k€11k▲
Equity and liabilities
Total equity and liabilities10/49€230k€269k▲
Equity10/15€181k€221k▲
Contributions10/11€3k€3k=
Reserves13€144k€184k▲
Distributable reserves133€144k€184k▲
Profit (loss) carried forward14€34k€34k▲
Amounts payable17/49€50k€48k▼
Amounts payable after more than one year17€12k€4k▼
Financial debts170/4€12k€4k▼
Amounts payable within one year42/48€38k€42k▲
Current portion of amounts payable after more than one year42€8k€8k▼
Financial debts43€2k€2k▲
Credit institutions430/8€0-
Other loans439€2k€2k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€26k€30k▲
Taxes450/3€10k€8k▼
Remuneration and social security454/9€17k€22k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€33k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€537
Gross operating margin9900€122k€110k▼
Operating profit (loss)9901€77k€63k▼
Financial income75/76B€750€906▲
Recurring financial income75€750€906▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€75k€59k▼
Income taxes67/77€23k€19k▼
Profit (loss) for the period9904€52k€40k▼
Profit (loss) for the period to be appropriated9905€52k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€74k▼
Profit (loss) brought forward from the previous period14P€34k€34k▲
Transfer to equity691/2€52k€40k▼
To other reserves6921€52k€40k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
31-07
Financial
Equity above €200kEq €221k ▲22.3%
5 profitable years in a row build equity to €221k.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
Financial
Equity above €150kEq €181k ▲40.5%
4 profitable years in a row build equity to €181k.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
Financial
Weakest financial yearnet €29k ▼55.5%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-07
Financial
Highest result since 2021net €64k ▲94.3%
Operating result €91k, net result €64k, both a record.
31-07
Financial
Equity above €100kEq €100k ▲178%
2 profitable years in a row build equity to €100k.
01-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Mechelen 4551950 KraainemGround area
2.3 ha
Building footprint
2,245 m²
Volume, LiDAR
73,558 m³
2 parcels, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
NEWOFFI SRLCE CONSTRUCT
since 20202.301.210.974
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078C0189/00D000 | Flanders | 1.2 ha | 1 · 1,380 m² | 36.3 m · 11 fl. |
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 7,274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2020
Fiscal year end31-07
Activities, NACEBEL
43320Joinery installation
16230Manufacture of other builders' carpentry and joinery
43341Painting of buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.