New Vester
ActiveThe computed 12-month bankruptcy probability of New Vester is 3.0% (moderate). The annual accounts of New Vester for fiscal year 2025 show a net loss of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €14k and a net result of €-18k. Equity is shrinking by ~41% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14=
Solvency28▼-3
Growth58=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.03 against 0.2 in 2024; short-term debt: 75.6% and cash: 1.8% of total assets), and 97.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.8%
Return on assets
-3.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
155 d early
2024
115 d early
2023
120 d early
2022
96 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 57.2%
2024 · €32k
2022: €61k
2023: €49k
2024: €32k
2022 → 2025
Total assets
€486k▼ 1.4%
2024 · €493k
2022: €182k
2023: €233k
2024: €493k
2022 → 2025
Net result
€-18k▼ 6.2%
2024 · €-17k
2022: €-39k
2023: €-13k
2024: €-17k
2022 → 2025
Working capital
€-358k▼ 28.4%
2024 · €-279k
2022: €-66k
2023: €-130k
2024: €-279k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€61k-€49k▼ 20.5%€32k▼ 35.0%€14k▼ 57.2%
Operating result€-38k-€-10k▲ 74.1%€-14k▼ 40.4%€-13k▲ 5.2%
Net result€-39k-€-13k▲ 67.7%€-17k▼ 36.0%€-18k▼ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €486k
Fixed assets
€477k▲ 12.7%
Current assets
€9k▼ 86.8%
Equity and liabilities €486k
Equity
€14k▼ 57.2%
Debt
€472k▲ 2.4%
The debt ratio rises from 93.6% to 97.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58▲
2024 · €-5k
Cash flow
€-5k▲
2024 · €-8k
Solvency
2.8%▼
2024 · 6.4%
Current ratio
0.03▼
2024 · 0.20
Quick ratio
0.03▼
2024 · 0.20
Debt / equity
34.89▲
2024 · 14.59
ROE
-133.6%▼
2024 · -53.9%
ROA
-3.7%▼
2024 · -3.5%
Interest coverage
0.01▲
2024 · -1.60
Debt
€472k▲
2024 · €461k
Debt ≤ 1 year
€367k▲
2024 · €349k
Debt > 1 year
€104k▼
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€493k€486k▼
Fixed assets21/28€423k€477k▲
Tangible fixed assets22/27€423k€477k▲
Land and buildings22€423k€477k▲
Current assets29/58€70k€9k▼
Amounts receivable within one year40/41€740€0▼
Trade receivables40€740€0▼
Cash at bank and in hand54/58€67k€9k▼
Deferred charges and accrued income490/1€2k€688▼
Equity and liabilities
Total equity and liabilities10/49€493k€486k▼
Equity10/15€32k€14k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-68k€-86k▼
Amounts payable17/49€461k€472k▲
Amounts payable after more than one year17€112k€104k▼
Financial debts170/4€112k€104k▼
Amounts payable within one year42/48€349k€367k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€36k€15k▼
Suppliers440/4€36k€15k▼
Other amounts payable47/48€305k€344k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-3k€1k▲
Operating profit (loss)9901€-14k€-13k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-17k€-18k▼
Profit (loss) for the period9904€-17k€-18k▼
Profit (loss) for the period to be appropriated9905€-17k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€-86k▼
Profit (loss) brought forward from the previous period14P€-51k€-68k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Everdijkruis 172990 WuustwezelGround area
3,493 m²
Building footprint
192 m²
Volume, LiDAR
983 m³
Parcel 11682G0491/00F000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
New Vester
since 20212.326.381.286
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682G0491/00F000 | Flanders | 3,493 m² | 1 · 192 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@newvester.be