New Toi

Active

Private limited companyfounded 20242 yrs activeBredabaan 389, 2930 Brasschaat, BelgiumKBO/BCE: BE 1011.293.690

Summary

The computed 12-month bankruptcy probability of New Toi is 1.5% (moderate). The 2025 annual accounts show equity of €5,876 and a net result of €3,876. Its solvency ranks better than 26% of 20110 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

New ToiActiveChecked score 62/100

Risk analysis Report Compare

Activity

Retail sale of clothing and accessories for women, men, children and babies (general range)

NACE 47716

1 site

Size

€103,667total assets 2025

Equity: €5,876
Profit: €3,876

Turnover not published (abridged schema)

Financial health

62 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Accounts 18 d early0 of 1 deed read

Why 62- Founded in 2024- Equity €5,876 (5.7% of total assets)- Sector Retail trade (NACE 47)+ Liquidity: current ratio 0.90, cash €22,682Show the evidence

Checked score

Score 2025

62 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 32% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 31

equity 5.7% of total assets

Liquidity 27

short-term debt 94.3% · cash 21.9%

Profitability 67

return on assets 3.7%

Bankruptcy probability, 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)

Last 10 months 01-2026: 2.6% 02-2026: 2.9%▲ +10.4% vs 01-2026 03-2026: 2.9%▲ +1.8% vs 02-2026 04-2026: 2.8%▼ -3.1% vs 03-2026 05-2026: 2.8%▲ +0.2% vs 04-2026 06-2026: 3.0%▲ +7.3% vs 05-2026 07-2026: 3.2%▲ +4.2% vs 06-2026highest value 08-2026: 1.5%▼ -51.3% vs 07-2026lowest value 09-2026: 1.5%● 0.0% vs 08-2026lowest value 10-2026: 1.5%● 0.0% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 0.90, cash €22,682 lowers the probability
Equity €5,876 (5.7% of total assets) raises the probability
Sector Retail trade (NACE 47) raises the probability

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 23%, liquidity 24%, profitability 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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