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New Q

Active
Private limited companyfounded 201213 yrs activeWielstraat 57, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0501.893.044

New Q has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €15k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 12% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
35 / 100
Weak▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency4▲+1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.11 against 0.19 in 2024), and 93.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.1%
Return on assets
1.3%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8592 sector peers (2025).
NBB · sector comparison
Position among 8592 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
15 d late
2023
on the day
2022
2 d early
2021
3 d late
2020
1 d early
2019
29 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€71k▲ 8.2%
2024 · €65k
2018: €9k 2019: €14k 2020: €18k 2021: €43k 2022: €50k 2023: €53k 2024: €65k
2018 → 2025
Total assets
€1.15M▼ 8.2%
2024 · €1.25M
2018: €1.10M 2019: €1.16M 2020: €1.22M 2021: €1.13M 2022: €1.12M 2023: €1.13M 2024: €1.25M
2018 → 2025
Net result
€15k▼ 86.3%
2024 · €112k
2018: €66k 2019: €75k 2020: €4k 2021: €25k 2022: €37k 2023: €3k 2024: €112k
2018 → 2025
Working capital
€-926k▲ 0.6%
2024 · €-932k
2018: €-932k 2019: €-957k 2020: €-968k 2021: €-996k 2022: €-988k 2023: €-985k 2024: €-932k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€43k-€50k▲ 17.5%€53k▲ 6.2%€65k▲ 22.8%€71k▲ 8.2%
Operating result€36k-€42k▲ 16.2%€6k▼ 85.8%€159k▲ 2,589%€60k▼ 62.1%
Net result€25k-€37k▲ 50.9%€3k▼ 91.7%€112k▲ 3,493%€15k▼ 86.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €36k€36kNet result 2021: €25k€25kOperating result 2022: €42k€42kNet result 2022: €37k€37kOperating result 2023: €6k€6kNet result 2023: €3k€3kOperating result 2024: €159k€159kNet result 2024: €112k€112kOperating result 2025: €60k€60kNet result 2025: €15k€15k20212022202320242025
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets €1.04M=
Current assets €113k▼ 47.7%
Equity and liabilities €1.15M
Equity €71k▲ 8.2%
Debt €1.08M▼ 9.1%
The debt ratio falls from 94.8% to 93.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
6.1%
2024 · 5.2%
Current ratio
0.11
2024 · 0.19
Quick ratio
0.11
2024 · 0.19
Debt / equity
15.32
2024 · 18.23
ROE
21.8%
2024 · 171.9%
ROA
1.3%
2024 · 8.9%
Debt
€1.08M
2024 · €1.19M
Debt ≤ 1 year
€1.04M
2024 · €1.15M
Income taxes
€2k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.25M€1.15M
Fixed assets21/28€1.04M€1.04M=
Financial fixed assets28€1.04M€1.04M=
Current assets29/58€216k€113k
Amounts receivable within one year40/41€185k€78k
Trade receivables40€169k€60k
Other amounts receivable41€15k€18k
Cash at bank and in hand54/58€31k€35k
Equity and liabilities
Total equity and liabilities10/49€1.25M€1.15M
Equity10/15€65k€71k
Contributions10/11€6k€6k=
Reserves13€435€435=
Distributable reserves133€435€435=
Profit (loss) carried forward14€59k€64k
Amounts payable17/49€1.19M€1.08M
Amounts payable within one year42/48€1.15M€1.04M
Trade debts44€45k€52k
Suppliers440/4€45k€52k
Taxes, remuneration and social security45€29k€2k
Taxes450/3€29k€2k
Other amounts payable47/48€1.07M€985k
Accrued charges and deferred income492/3€41k€41k=
Income statement Code20242025
Other operating charges640/8€1k€1k
Gross operating margin9900€161k€62k
Operating profit (loss)9901€159k€60k
Financial charges65/66B€43k€43k
Recurring financial charges65€43k€43k
Profit (loss) for the period before taxes9903€116k€17k
Income taxes67/77€4k€2k
Profit (loss) for the period9904€112k€15k
Profit (loss) for the period to be appropriated9905€112k€15k
Appropriation of the result
Profit (loss) to be appropriated9906€159k€74k
Profit (loss) brought forward from the previous period14P€46k€59k
Profit to be distributed694/7€100k€10k
Directors or managers695€100k€10k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 15 days late
2024
30-09
Financial Highest result since 2018net €112k ▲3493%
Operating result €159k, net result €112k, both a record.
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Weakest financial yearnet €3k ▼91.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
28-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
29-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-05
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 29 days late
2019
18-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
05-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wielstraat 579220 Hamme (Vl.)
Ground area
951 m²
Building footprint
127 m²
Volume, LiDAR
629 m³
Parcel 42008A1081/00H000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
New Q
Wielstraat 57, 9220 Hamme (Vl.)Financial service activities, except insurance and pension funding
since 20122.215.351.722
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42008A1081/00H000 Flanders 951 m² 1 · 127 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,540 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-12-2012
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.