NEW MDB

Active

Private limited companyfounded 20242 yrs activeGrand-Place 4, 7000 Mons, BelgiumKBO/BCE: BE 1007.125.957

The computed 12-month bankruptcy probability of NEW MDB is 4.5% (elevated). The 2025 annual accounts show equity of €8k and a net result of €3k. Its solvency ranks better than 37% of 13270 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

40 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability37

Solvency40

Growth-

Track record67

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.99; short-term debt: 75.3% and cash: 28.4% of total assets), and 84.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

18 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k

Total assets

€49k

Net result

€3k

Working capital

€-518

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €49k

25.7%

74.3%

Fixed assets €13k

Current assets €37k

Equity and liabilities €49k

15.4%

84.6%

Equity €8k

Debt €42k

Debt finances 84.6% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€25k

Cash flow

€5k

Solvency

15.4%

Current ratio

0.99

Quick ratio

0.85

Debt / equity

5.48

ROE

34.5%

ROA

5.3%

Interest coverage

1.35

Debt

€42k

Debt ≤ 1 year

€37k

Income taxes

€2k

Staff costs

€96k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€49k

Fixed assets21/28€13k

Tangible fixed assets22/27€13k

Plant, machinery and equipment23€933

Furniture and vehicles24€7k

Other tangible fixed assets26€4k

Current assets29/58€37k

Stocks and contracts in progress3€5k

Stocks30/36€5k

Amounts receivable within one year40/41€13k

Trade receivables40€5k

Other amounts receivable41€8k

Cash at bank and in hand54/58€14k

Deferred charges and accrued income490/1€4k

Equity and liabilities

Total equity and liabilities10/49€49k

Equity10/15€8k

Contributions10/11€5k

Reserves13€3k

Distributable reserves133€3k

Amounts payable17/49€42k

Amounts payable within one year42/48€37k

Trade debts44€24k

Suppliers440/4€22k

Bills of exchange payable441€2k

Taxes, remuneration and social security45€13k

Taxes450/3€4k

Remuneration and social security454/9€9k

Accrued charges and deferred income492/3€5k

Income statement Code2025

Remuneration, social security and pensions62€96k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k

Other operating charges640/8€2k

Gross operating margin9900€123k

Operating profit (loss)9901€23k

Financial income75/76B€1

Recurring financial income75€1

Financial charges65/66B€19k

Recurring financial charges65€19k

Profit (loss) for the period before taxes9903€5k

Income taxes67/77€2k

Profit (loss) for the period9904€3k

Profit (loss) for the period to be appropriated9905€3k

Appropriation of the result

Profit (loss) to be appropriated9906€3k

Transfer to equity691/2€3k

To other reserves6921€3k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

13-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mons · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grand-Place 47000 Mons

Ground area

495 m²

Building footprint

156 m²

Parcel 53403G0389/00B000, Wallonia. Linked by address, not a title deed.

1 establishment unit

La Maison des Brasseurs

Grand-Place 4, 7000 MonsCafés and bars

since 20242.358.548.565

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53403G0389/00B000 ProtectedMonument	Wallonia	495 m²	1 · 155 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site

Mons2.358.548.565

1 permission

Toelating · Eetgelegenheid · since 24-06-2024

Similar companies · same sector, comparable size

Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,251 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-03-2024

Fiscal year end31-12

Activities, NACEBEL

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:david.odekerken@gmail.com

Enterprise