New Matrix
ActiveNew Matrix has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €536k and a net result of €-33k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+5
Solvency60▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.38 in 2024; short-term debt: 62.8% and cash: 13.8% of total assets), and 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-33k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
27 d late
2023
61 d late
2022
65 d late
2021
2 d early
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€536k▼ 5.9%
2024 · €569k
2018: €243k
2019: €302k
2020: €381k
2021: €526k
2022: €624k
2023: €601k
2024: €569k
2018 → 2025
Total assets
€1.52M▼ 15.5%
2024 · €1.79M
2018: €2.94M
2019: €2.88M
2020: €2.68M
2021: €1.89M
2022: €1.94M
2023: €1.88M
2024: €1.79M
2018 → 2025
Net result
€-33k▼ 5.7%
2024 · €-32k
2018: €90k
2019: €59k
2020: €79k
2021: €145k
2022: €97k
2023: €-23k
2024: €-32k
2018 → 2025
Working capital
€-733k▲ 1.6%
2024 · €-745k
2018: €-1.99M
2019: €-1.89M
2020: €-1.84M
2021: €-405k
2022: €-589k
2023: €-713k
2024: €-745k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€526k-€624k▲ 18.5%€601k▼ 3.7%€569k▼ 5.3%€536k▼ 5.9%
Operating result€182k-€94k▼ 48.5%€-28k€-35k▼ 23.3%€28k
Net result€145k-€97k▼ 32.8%€-23k€-32k▼ 37.3%€-33k▼ 5.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €28k after a loss of €35k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.52M
Fixed assets
€1.30M▼ 3.6%
Current assets
€219k▼ 51.2%
Equity and liabilities €1.52M
Equity
€536k▼ 5.9%
Provisions
€28k▼ 7.0%
Debt
€952k▼ 20.3%
The debt ratio falls from 66.6% to 62.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €-19k
Cash flow
€-18k▼
2024 · €-16k
Solvency
35.3%▲
2024 · 31.7%
Current ratio
0.23▼
2024 · 0.38
Quick ratio
0.23▼
2024 · 0.38
Debt / equity
1.78▼
2024 · 2.10
ROE
-6.2%▼
2024 · -5.5%
ROA
-2.2%▼
2024 · -1.8%
Interest coverage
0.68▲
2024 · -9.04
Debt
€952k▼
2024 · €1.20M
Debt ≤ 1 year
€952k▼
2024 · €1.20M
Income taxes
€406▲
2024 · €398
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.79M€1.52M▼
Fixed assets21/28€1.35M€1.30M▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€1.35M€1.30M▼
Land and buildings22€1.24M€1.24M▲
Plant, machinery and equipment23€2k€1k▼
Other tangible fixed assets26€103k€54k▼
Current assets29/58€450k€219k▼
Amounts receivable within one year40/41€35k€7k▼
Trade receivables40€34k€6k▼
Other amounts receivable41€1k€2k▲
Current investments50/53€158k-
Cash at bank and in hand54/58€257k€209k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€1.79M€1.52M▼
Equity10/15€569k€536k▼
Contributions10/11€19k€19k=
Reserves13€551k€517k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€91k€85k▼
Distributable reserves133€457k€430k▼
Provisions and deferred taxes16€30k€28k▼
Deferred taxes168€30k€28k▼
Amounts payable17/49€1.20M€952k▼
Amounts payable within one year42/48€1.20M€952k▼
Trade debts44€59€876▲
Suppliers440/4€59€876▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€1.19M€950k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€62€151▲
Gross operating margin9900€-19k€44k▲
Operating profit (loss)9901€-35k€28k▲
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€2k€64k▲
Recurring financial charges65€2k€64k▲
Profit (loss) for the period before taxes9903€-33k€-35k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€398€406▲
Profit (loss) for the period9904€-32k€-33k▼
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€-25k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-27k▼
Transfer from equity791/2€25k€27k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €145k ▲83.6%
Operating result €182k, net result €145k, both a record.
31-12
Financial
Equity above €500kEq €526k ▲38%
4 profitable years in a row build equity to €526k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helipoststraat 153500 HasseltGround area
872 m²
Building footprint
137 m²
Volume, LiDAR
1,041 m³
Parcel 71326F0253/00S016, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
New Matrix
since 20062.151.459.604
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0253/00S016 | Flanders | 872 m² | 1 · 137 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500RYZISQX0JFRJ39
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CARRETTE TRADEPARTNERS
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Of 1,642 companies in sector 46170 we hold annual accounts for 671. 362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2006
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.