NEW IMMO CONCEPT
ActiveNEW IMMO CONCEPT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €150k and a net result of €-1k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▲+19
Solvency74=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 3.02 against 3.59 in 2023; short-term debt: 16.8% and cash: 28% of total assets), but 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.4%
Return on assets
-0.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-1k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-04-2026, 260 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
260 d late
2023
60 d late
2022
66 d late
2021
9 d early
2020
82 d late
2019
8 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€150k▼ 0.9%
2023 · €152k
2018: €48k
2019: €59k
2020: €100k
2021: €132k
2022: €162k
2023: €152k
2018 → 2024
Total assets
€304k▼ 1.5%
2023 · €308k
2018: €309k
2019: €292k
2020: €323k
2021: €346k
2022: €367k
2023: €308k
2018 → 2024
Net result
€-1k▲ 85.9%
2023 · €-10k
2018: €32k
2019: €11k
2020: €50k
2021: €41k
2022: €51k
2023: €-10k
2018 → 2024
Working capital
€103k▲ 0.7%
2023 · €102k
2018: €-6k
2019: €-6k
2020: €39k
2021: €76k
2022: €109k
2023: €102k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€100k-€132k▲ 32.2%€162k▲ 22.6%€152k▼ 6.6%€150k▼ 0.9%
Operating result€65k-€55k▼ 15.0%€64k▲ 16.9%€-6k€4k
Net result€50k-€41k▼ 18.4%€51k▲ 23.4%€-10k€-1k▲ 85.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €304k
Fixed assets
€150k▼ 10.1%
Current assets
€154k▲ 8.5%
Equity and liabilities €304k
Equity
€150k▼ 0.9%
Debt
€154k▼ 2.1%
The debt ratio falls from 50.9% to 50.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▲
2023 · €13k
Cash flow
€15k▲
2023 · €9k
Solvency
49.4%▲
2023 · 49.1%
Current ratio
3.02▼
2023 · 3.59
Quick ratio
2.42▼
2023 · 2.81
Debt / equity
1.02▼
2023 · 1.04
ROE
-0.9%▲
2023 · -6.5%
ROA
-0.5%▲
2023 · -3.2%
Interest coverage
7.41▲
2023 · 4.16
Debt
€154k▼
2023 · €157k
Debt ≤ 1 year
€51k▲
2023 · €40k
Debt > 1 year
€103k▼
2023 · €117k
Income taxes
€3k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€308k€304k▼
Fixed assets21/28€166k€150k▼
Tangible fixed assets22/27€166k€150k▼
Land and buildings22€166k€150k▼
Current assets29/58€142k€154k▲
Stocks and contracts in progress3€31k€31k=
Stocks30/36€31k€31k=
Amounts receivable within one year40/41€19k€36k▲
Trade receivables40€9k€27k▲
Other amounts receivable41€9k€9k▼
Cash at bank and in hand54/58€78k€85k▲
Deferred charges and accrued income490/1€15k€3k▼
Equity and liabilities
Total equity and liabilities10/49€308k€304k▼
Equity10/15€152k€150k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€131k€130k▼
Amounts payable17/49€157k€154k▼
Amounts payable after more than one year17€117k€103k▼
Financial debts170/4€117k€103k▼
Amounts payable within one year42/48€40k€51k▲
Current portion of amounts payable after more than one year42€15k€15k=
Trade debts44€4k€693▼
Suppliers440/4€4k€693▼
Taxes, remuneration and social security45€19k€21k▲
Taxes450/3€521€11k▲
Remuneration and social security454/9€18k€11k▼
Other amounts payable47/48€2k€14k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€18k€24k▲
Operating profit (loss)9901€-6k€4k▲
Financial income75/76B€44€221▲
Recurring financial income75€44€101▲
Non-recurring financial income76B-€120
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-9k€1k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€-10k€-1k▲
Profit (loss) for the period to be appropriated9905€-10k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€132k€130k▼
Profit (loss) brought forward from the previous period14P€142k€131k▼
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 260 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼119%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
31-12
Financial
Highest result since 2018net €51k ▲23.4%
Net result €51k, the highest in the series.
31-12
Financial
Equity above €150kEq €162k ▲22.6%
5 profitable years in a row build equity to €162k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 82 days late
2020
31-12
Financial
Equity above €100kEq €100k ▲70.8%
3 profitable years in a row build equity to €100k.
08-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 8 days late
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk-Heist 2958301 Knokke-HeistGround area
570 m²
Building footprint
547 m²
Volume, LiDAR
6,327 m³
Parcel 31336H0230/00_000, Flanders · tallest building 29.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NIC BVBA
since 20112.199.234.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31336H0230/00_000 | Flanders | 570 m² | 1 · 547 m² | 29.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,920 EUR awarded · 1,920 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,621 EUR | 1,621 EUR |
| 2022 | 1 | 299 EUR | 299 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Autohandel Ver Elst Gerry
BE 0775.431.559
Hulshout · Eq €150k
VAN DE VOORDE ELS
BE 0845.845.641
Waasmunster · Eq €150k
HORSE CARE
BE 0426.179.101
Alken · Eq €151k
RZ MOTORS
BE 0564.939.282
Frasnes-lez-Anvaing · Eq €149k
Go 4 Business
BE 0648.821.221
Celles (lez-Tournai) · Eq €149k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2011
Fiscal year end31-12
Activities, NACEBEL
45112
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45310
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.