NEW FACADE
ActiveSummary
NEW FACADE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €413k and a net result of €-26k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 1202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-18
Solvency79▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.54 in 2024; short-term debt: 17.2% and cash: 7.7% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-26k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
58 d late
2022
31 d late
2021
61 d late
2020
24 d early
2019
97 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-26k▼ 65.3%
2024 · €-16k
2018: €532k
2019: €-96k
2020: €-31k
2021: €-31k
2022: €-40k
2023: €80k
2024: €-16k
2018 → 2025
Working capital
€-58k▲ 13.5%
2024 · €-66k
2018: €766k
2019: €25k
2020: €-19k
2021: €-205k
2022: €-302k
2023: €-61k
2024: €-66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€436k-€396k▼ 9.1%€456k▲ 14.9%€439k▼ 3.6%€413k▼ 5.9%
Operating result€-32k-€-38k▼ 19.1%€70k€-20k€-28k▼ 39.4%
Net result€-31k-€-40k▼ 29.7%€80k€-16k€-26k▼ 65.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €20k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €770k
Fixed assets
€695k ▼ 6.9%
Current assets
€75k ▼ 3.4%
Equity and liabilities €770k
Equity
€413k ▼ 5.9%
Provisions
€97k ▼ 7.4%
Debt
€260k ▼ 7.2%
Debt's share of the balance-sheet total falls from 34.0% to 33.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €30k
Cash flow
€25k▼
2024 · €34k
Current ratio
0.56▲
2024 · 0.54
Debt to equity
0.63▼
2024 · 0.64
ROE
-6.3%▼
2024 · -3.6%
ROA
-3.4%▼
2024 · -1.9%
Interest coverage
3.97▼
2024 · 6.39
Debt ≤ 1 year
€132k▼
2024 · €144k
Debt > 1 year
€128k▼
2024 · €137k
Income taxes
€36▲
2024 · €-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€824k€770k▼
Fixed assets21/28€747k€695k▼
Tangible fixed assets22/27€747k€695k▼
Land and buildings22€730k€687k▼
Furniture and vehicles24€17k€9k▼
Current assets29/58€77k€75k▼
Amounts receivable within one year40/41€20k€14k▼
Trade receivables40€13k€10k▼
Other amounts receivable41€7k€4k▼
Cash at bank and in hand54/58€54k€59k▲
Deferred charges and accrued income490/1€3k€949▼
Equity and liabilities
Total equity and liabilities10/49€824k€770k▼
Equity10/15€439k€413k▼
Contributions10/11€19k€19k=
Reserves13€326k€303k▼
Tax-exempt reserves132€313k€290k▼
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€95k€92k▼
Provisions and deferred taxes16€104k€97k▼
Deferred taxes168€104k€97k▼
Amounts payable17/49€280k€260k▼
Amounts payable after more than one year17€137k€128k▼
Financial debts170/4€137k€128k▼
Amounts payable within one year42/48€144k€132k▼
Current portion of amounts payable after more than one year42€11k€9k▼
Trade debts44€15k€9k▼
Suppliers440/4€15k€9k▼
Taxes, remuneration and social security45€2k€12k▲
Taxes450/3€2k€12k▲
Other amounts payable47/48€116k€103k▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€51k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k-
Other operating charges640/8€6k€17k▲
Gross operating margin9900€34k€40k▲
Operating profit (loss)9901€-20k€-28k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-25k€-34k▼
Transfer from deferred taxes780€8k€8k=
Income taxes67/77€-1k€36▲
Profit (loss) for the period9904€-16k€-26k▼
Transfer from tax-exempt reserves789€23k€23k=
Profit (loss) for the period to be appropriated9905€7k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€92k▼
Profit (loss) brought forward from the previous period14P€95k€95k▼
Transfer to equity691/2€7k-
To other reserves6921€7k-
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
31-12
Financial
Back to profitnet €80k
Net result €80k after 4 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 97 days late
2019
31-12
Financial
Weakest financial yearnet €-96k ▼118%
Net result drops to €-96k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Centenaire 79 A1400 NivellesGround area
7,354 m²
Building footprint
2,096 m²
Volume, LiDAR
677 m³
2 parcels, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Roch 3, 1470 Genappe
since 19952.071.034.033
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0562/00K000 | Wallonia | 6,956 m² | 1 · 1,975 m² | - |
| 25003F0562/00A000 | Wallonia | 397 m² | 1 · 121 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AC FACILITIES
BE 0876.480.815
Genk · Eq €411,956
CREPI CLEAN
BE 0790.608.002
Bredene · Eq €411,773
ILIOAIA
BE 0894.230.033
Zaventem · Eq €411,235
ACD Nettoyage
BE 0704.608.988
Liège · Eq €415,408
G&D Flooring
BE 1016.209.711
Wijnegem · Eq €409,301
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-1995
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43990Other specialised construction activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.