Result
€58,191 €58,191
Back in profit in 2025, after a loss of €16,415 in 2024.
ACA CUSTOMS
Lifetime
20 annual accounts with figures on one time axis, 33 filings since 1993peak €12.9m (2015)
€659,938▲ 53.8%
lowest -€31,606 (2020)
€58,191▲ €74,606
peak €807,493 (2015)
€536,631▲ 12.2%
€1.5m▲ 15.3%
peak 18.6 FTE (2015)
-not published
Board4 names since 2014
1 directorHappinez
Owners2 names in the annual accounts
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €429,133 to €659,938Back to profit: €58,191Equity from €478,439 to €536,631Debts from €1.3m to €1.5mInvestments €14,900Cash from €504,907 to €162,659
Key points
from the 2025 annual accountsDebts
€1.5m 73% of the balance sheet
Suppliers 75%Taxes and wages 4%Other 21%
Investments
€40,960 5.9 × depreciation
Green is investment, beige is depreciation.
2025 accounts filed 31 days after the deadline
Checked score
87
Excellent
Financially stronger than 45% of small companies in warehousing and transport support (NACE 52)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 596 companies (NACE 52, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.4 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Sector: Warehousing and support activities for transportation (NACE 52)
lowers risk
Size: total assets €2.0m
Founded in 1992
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 52, small). It does better than 40% of them on solvency, 18% on liquidity, 55% on profitability and 66% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as ACA CUSTOMS has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of ACA CUSTOMS itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for ACA CUSTOMS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.34 (1.36 in 2024), below the usual 1.5. Short-term debt is 73.4% and cash 8.1% of total assets. 73.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
30 days late
2022
61 days late
2021
29 days late
2020
30 days late
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 52), the median for financial year 2024 was 8 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Happinez 99.96%equity €887,621 (2024) · 30-09-2024 annual accounts of Happinez
- Pierre Evrardannual accounts 2024
Recent changes
2 directors resigning, 1 reappointment
Change of role: HAPPINEZ, from director to managing director · Resignations: DE BRUYCKER, Luc Jozef Judith Benedictus and EVRARD, Pierre Paul Hélène Marie Ghislain · Reappointment: HAPPINEZ (director) · General meeting of 09-12-2020 · Gazette deed
Appointment: Evrard Pierre (managing director)
General meeting of 04-06-2018 · Gazette deed
First establishment
Koggenstraat 30, Bruges
Incorporation
published on 29-10-1992 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ACA CUSTOMS Bruges | €2.0m | €659,938 | 26.6% | - |
| MAELVAMI Bruges | €1.7m | €618,243 | 93.5% | - |
| FIRST SHIPPING Antwerp | €2.0m | €691,762 | 6.1% | 8.1 |
| AGRO-MINNE BINNENVAART Ghent | €1.9m | €748,104 | 53.5% | 3 |
| H. VANDERBIEST Mouscron | €1.9m | €537,768 | 70.7% | 5.9 |
| GANS TRANSPORT Ghent | €2.2m | €611,924 | 47.3% | 4 |
| TRADUBEL Maasmechelen | €2.4m | €842,421 | 20.8% | 3 |
These companies have the same main activity as ACA CUSTOMS: logistics services (NACE 52250). They are comparable in size and age: total assets between €1.7m and €2.4m, founded between 1988 and 1995.
Official details
Source: KBO- Status
- Active since 02-10-1992Normal situation
- Activity
- Logistics servicesNACE 52250and 1 other
- Establishment unit
- 2.148.065.4938380 Bruges, since 01-07-2005
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €1.6mestimated
- €2.0m▲ 14.5%
- ≈ 7.4 FTEestimated
- Filing
- Filed on 31-08-2026
Insights on ACA CUSTOMS
ACA CUSTOMS files the abbreviated format. That format states no turnover. The gross margin rose from €590,025 in 2006 to €659,938 in 2025.
Happinez holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ACA CUSTOMS
- What is the company number of ACA CUSTOMS?
- The company number of ACA CUSTOMS is 0448.324.397. The VAT number is the same number with BE in front: BE 0448.324.397.
- Where is ACA CUSTOMS based?
- The registered office is at Koggenstraat 30, 8380 Bruges.Company details
- What does ACA CUSTOMS do?
- According to the KBO register, the main activity is logistics services (NACE 52250).
- What is the legal form of ACA CUSTOMS?
- ACA CUSTOMS is a public limited company (NV).
- When was ACA CUSTOMS founded?
- ACA CUSTOMS was founded on 02-10-1992.
- Is ACA CUSTOMS still active?
- Yes, ACA CUSTOMS is an active enterprise in the KBO register.
- How many employees does ACA CUSTOMS have?
- ACA CUSTOMS had an average of 6.4 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of ACA CUSTOMS?
- The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €659,938 and 2,275 comparable companies of the same size. It probably lies between €940,000 and €2.6m. It is a rough estimate.
- Is ACA CUSTOMS profitable?
- In financial year 2025, ACA CUSTOMS made a profit of €58,191.
- Where can I find the annual accounts of ACA CUSTOMS?
- ACA CUSTOMS filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ACA CUSTOMS due?
- ACA CUSTOMS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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