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ACA CUSTOMS

Active
Public limited companyfounded 199233 yrs activeKoggenstraat 30, 8380 Brugge, BelgiumKBO/BCE: BE 0448.324.397
Summary

ACA CUSTOMS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €536,631 and a net result of €58,191. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+52
Solvency52=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.36 in 2024; short-term debt: 73.4% and cash: 8.1% of total assets), and 73.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Warehousing and support activities for transportation (NACE 52)
about 72% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
26.6%
Return on assets
2.9%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
61 d late
2021
29 d late
2020
30 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 October 1992, ACA CUSTOMS was incorporated.1 Total assets went from EUR 682,010 in 2018 to EUR 2 million in 2025 and headcount from 6.3 full-time equivalents in 2018 to 6.4 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2022 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€536,631▲ 12.2%
2024 · €478,439
Total assets
€2.0m▲ 14.5%
2024 · €1.8m
Net result
€58,191
2024 · -€16,415
Working capital
€508,769▲ 10.9%
2024 · €458,591
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€94,861▲ 260%€82,596▼ 12.9%€206,317▲ 150%-€7,019€67,693
Net result€59,612€49,972▼ 16.2%€148,276▲ 197%-€16,415€58,191
Equity€296,606▲ 25.2%€346,578▲ 16.8%€494,854▲ 42.8%€478,439▼ 3.3%€536,631▲ 12.2%
Total assets€1.0m▲ 28.5%€1.3m▲ 29.6%€1.4m▲ 8.6%€1.8m▲ 25.1%€2.0m▲ 14.5%
Debt€704,323▲ 29.9%€950,356▲ 34.9%€913,425▼ 3.9%€1.3m▲ 40.5%€1.5m▲ 15.3%
Working capital€296,606▲ 27.0%€344,823▲ 16.3%€491,168▲ 42.4%€458,591▼ 6.6%€508,769▲ 10.9%
Staff (FTE)6.8=6.4▼ 5.9%0▼ 100%0
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
  • 2023 Staff (FTE) -100% on 2022. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: €94,861€94,861Net result 2021: €59,612€59,612Operating result 2022: €82,596€82,596Net result 2022: €49,972€49,972Operating result 2023: €206,317€206,317Net result 2023: €148,276€148,276Operating result 2024: -€7,019-€7,019Net result 2024: -€16,415-€16,415Operating result 2025: €67,693€67,693Net result 2025: €58,191€58,19120212022202320242025-€100,000€0€100,000€200,000Operating result 2023: €206,317€206,000Net result 2023: €148,276€148,000Operating result 2024: -€7,019-€7,020Net result 2024: -€16,415-€16,400Operating result 2025: €67,693€67,700Net result 2025: €58,191€58,200202320242025
The operating result returns to profit in 2025: €67,693 after a loss of €7,019 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets €27,862 ▲ 40.4%
Current assets €2.0m ▲ 14.2%
Equity and liabilities €2.0m
Equity €536,631 ▲ 12.2%
Debt €1.5m ▲ 15.3%
Debt's share of the balance-sheet total rises from 72.8% to 73.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€74,580▲
2024 · -€5,821
Cash flow
€65,078▲
2024 · -€15,218
Current ratio
1.34▼
2024 · 1.36
Debt to equity
2.76▲
2024 · 2.68
ROE
10.8%▲
2024 · -3.4%
ROA
2.9%▲
2024 · -0.9%
Interest coverage
5.68▲
2024 · -0.51
Debt ≤ 1 year
€1.5m▲
2024 · €1.3m
Income taxes
€1,449▼
2024 · €1,731
Staff costs
€571,945▲
2024 · €402,071
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,653 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.

  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
0.9% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,653 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.8m€2.0m▲
Fixed assets21/28€19,849€27,862▲
Intangible fixed assets21€19,297€27,862▲
Tangible fixed assets22/27€552-
Furniture and vehicles24€552-
Current assets29/58€1.7m€2.0m▲
Amounts receivable within one year40/41€997,498€1.8m▲
Trade receivables40€894,125€1.4m▲
Other amounts receivable41€103,373€382,915▲
Current investments50/53€200,000-
Cash at bank and in hand54/58€504,907€162,659▼
Deferred charges and accrued income490/1€39,160€30,769▼
Equity and liabilities
Total equity and liabilities10/49€1.8m€2.0m▲
Equity10/15€478,439€536,631▲
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13€433,354€475,131▲
Non-distributable reserves130/1€6,150€6,150=
Legal reserve130€6,150€6,150=
Distributable reserves133€427,204€468,981▲
Profit (loss) carried forward14-€16,415€0▲
Amounts payable17/49€1.3m€1.5m▲
Amounts payable within one year42/48€1.3m€1.5m▲
Trade debts44€504,759€1.1m▲
Suppliers440/4€504,759€1.1m▲
Taxes, remuneration and social security45€27,954€62,901▲
Taxes450/3€0-
Remuneration and social security454/9€27,954€62,901▲
Other amounts payable47/48€750,262€310,873▼
Income statement Code20242025
Remuneration, social security and pensions62€402,071€571,945▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,198€6,887▲
Other operating charges640/8€32,883€13,413▼
Gross operating margin9900€429,133€659,938▲
Operating profit (loss)9901-€7,019€67,693▲
Financial income75/76B€3,818€5,073▲
Recurring financial income75€3,818€5,073▲
Financial charges65/66B€11,483€13,125▲
Recurring financial charges65€11,483€13,125▲
Profit (loss) for the period before taxes9903-€14,684€59,640▲
Income taxes67/77€1,731€1,449▼
Profit (loss) for the period9904-€16,415€58,191▲
Profit (loss) for the period to be appropriated9905-€16,415€58,191▲
Appropriation of the result
Profit (loss) to be appropriated9906-€16,415€41,776▲
Profit (loss) brought forward from the previous period14P--€16,415
Transfer to equity691/2€0€41,776▲
To other reserves6921€0€41,776▲
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€9,124€0----
Remuneration, social security and pensions62€439,287€472,279€453,567€402,071€571,945▲ 42.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,628€50€1,049€1,198€6,887▲ 475%
Other operating charges640/8€4,280€1,328€1,380€32,883€13,413▼ 59.2%
Gross operating margin9900€541,057€556,254€662,312€429,133€659,938▲ 53.8%
Operating profit (loss)9901€94,861€82,596€206,317-€7,019€67,693▲ 1,064%
Financial income75/76B€66€102€1€3,818€5,073▲ 32.9%
Recurring financial income75€66€102€1€3,818€5,073▲ 32.9%
Financial charges65/66B€9,415€9,843€10,798€11,483€13,125▲ 14.3%
Recurring financial charges65€9,415€9,843€10,798€11,483€13,125▲ 14.3%
Profit (loss) for the period before taxes9903€85,513€72,856€195,519-€14,684€59,640▲ 506%
Income taxes67/77€25,901€22,884€47,243€1,731€1,449▼ 16.3%
Profit (loss) for the period9904€59,612€49,972€148,276-€16,415€58,191▲ 454%
Profit (loss) for the period to be appropriated9905€59,612€49,972€148,276-€16,415€58,191▲ 454%
Line20212022202320242025Change
Assets
Total assets20/58€1.0m€1.3m€1.4m€1.8m€2.0m▲ 14.5%
Fixed assets21/28€0€1,755€3,686€19,849€27,862▲ 40.4%
Intangible fixed assets21--€2,533€19,297€27,862▲ 44.4%
Tangible fixed assets22/27€0€1,755€1,153€552--
Furniture and vehicles24€0€1,755€1,153€552--
Current assets29/58€1.0m€1.3m€1.4m€1.7m€2.0m▲ 14.2%
Amounts receivable within one year40/41€710,397€656,864€684,831€997,498€1.8m▲ 80.0%
Trade receivables40€650,046€609,707€623,791€894,125€1.4m▲ 57.9%
Other amounts receivable41€60,351€47,158€61,041€103,373€382,915▲ 270%
Current investments50/53---€200,000--
Cash at bank and in hand54/58€288,486€629,851€705,081€504,907€162,659▼ 67.8%
Deferred charges and accrued income490/1€2,047€8,464€14,681€39,160€30,769▼ 21.4%
Equity and liabilities
Total equity and liabilities10/49€1.0m€1.3m€1.4m€1.8m€2.0m▲ 14.5%
Equity10/15€296,606€346,578€494,854€478,439€536,631▲ 12.2%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500€61,500€61,500=
Reserves13€235,106€285,078€433,354€433,354€475,131▲ 9.6%
Non-distributable reserves130/1€6,150€6,150€6,150€6,150€6,150=
Legal reserve130€6,150€6,150€6,150€6,150€6,150=
Distributable reserves133€228,956€278,928€427,204€427,204€468,981▲ 9.8%
Profit (loss) carried forward14----€16,415€0▲ 100%
Amounts payable17/49€704,323€950,356€913,425€1.3m€1.5m▲ 15.3%
Amounts payable within one year42/48€704,323€950,356€913,425€1.3m€1.5m▲ 15.3%
Trade debts44€398,832€597,184€444,833€504,759€1.1m▲ 119%
Suppliers440/4€398,832€597,184€444,833€504,759€1.1m▲ 119%
Taxes, remuneration and social security45€72,750€63,561€66,960€27,954€62,901▲ 125%
Taxes450/3€25,901€22,884€17,243€0--
Remuneration and social security454/9€46,850€40,678€49,717€27,954€62,901▲ 125%
Other amounts payable47/48€232,741€289,611€401,632€750,262€310,873▼ 58.6%
Line20212022202320242025Change
Profit (loss) for the period9904€59,612€49,972€148,276-€16,415€58,191▲ 454%
+ Depreciation and write-downs630€2,628€50€1,049€1,198€6,887▲ 475%
Operating cash flow (approximation)€62,240€50,022€149,325-€15,218€65,078▲ 528%
Investment in fixed assets (approximation)--€1,805-€2,980-€17,360-€14,900▲ 14.2%
Change in cash-€341,366€75,229-€200,174-€342,249▼ 71.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Back to profitnet €58,191
Net result €58,191 after one loss-making year.
31-12
Financial Equity above €500,000Eq €536,631 ▲12.2%
Equity rises from €478,439 to €536,631.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial Highest result since 2018net €148,276 ▲197%
Operating result €206,317, net result €148,276, both a record.
30-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 61 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial Back to profitnet €59,612
Net result €59,612 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial Weakest financial yearnet -€31,606
Net result drops to -€31,606, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial Equity above €200,000Eq €268,599 ▲67.4%
2 profitable years in a row build equity to €268,599.
11-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
3,010 m²
Building footprint
291 m²
Volume, LiDAR
2,098 m³
Parcel 31016D0154/00K000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
ACA CUSTOMS
Koggenstraat 30, 8380 BruggeNACE 51190
since 20052.148.065.493
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31016D0154/00K000 Flanders 3,010 m² 1 · 291 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. Happinez 99.96%
  2. ACA CUSTOMS

Highest known parent: Happinez. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 2 entries · 3,306 EUR awarded · 3,024 EUR paid
Year Entries awardedpaid
2025 1 2,256 EUR1,974 EUR
2022 1 1,050 EUR1,050 EUR
Schemes
2 entries · 3,306 EUR · 3,024 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 3,187 companies in sector 52250 we hold annual accounts for 1,956. 1,358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded02-10-1992
Fiscal year end31-12
Activities, NACEBEL 2025
52250Logistics services
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID 0208:0448324397
Also 9925:BE0448324397

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.