Financials
- Fiscal year
- 2025
- Total assets
- €33,890
- Loss
- -€12,398
- Solvency
- 4.0%
NEW-BAZ
ActiveSummary
The computed 12-month bankruptcy probability of NEW-BAZ is 1.7% (moderate). The annual accounts of NEW-BAZ for fiscal year 2025 show a net loss of 90% of the equity at the start of that year. The 2025 annual accounts show equity of €1,353 and a net result of -€12,398. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 14676 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
Size
€33,890total assets 2025
- Equity
- €1,353
- Loss
- -€12,398
Turnover not published (abridged schema)
Structure
Accounts filed 5 d late0 of 1 deed read
Why 53- Sector Food and beverage service activities (NACE 56)- Equity €1,353 (4.0% of total assets)- Founded in 2019+ Liquidity: current ratio 0.91, cash €23,792Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 24% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
29-40
equity 4.0% of total assets
Liquidity
50-21
short-term debt 96.0% · cash 70.2%
Profitability
0-60
return on assets -36.6%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.9%lowest value
08-2026: 1.4%▲ +50.0% vs 07-2026
09-2026: 1.7%▲ +21.3% vs 08-2026highest value
10-2026: 1.7%● 0.0% vs 09-2026highest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 0.91, cash €23,792 lowers the probability
- Equity €1,353 (4.0% of total assets) raises the probability
- Founded in 2019 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.91 against 1.53 in 2024; short-term debt: 96% and cash: 70.2% of total assets), and 96% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 29%, liquidity 49%, profitability 8%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€12,398
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
5 d late
2024
6 d late
2023
14 d late
2022
7 d late
2021
18 d late
2020
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€12,398
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 9
- Since
- 2021
- Next accounts
- by 31-07-2027
- 05-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 06-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 04-09-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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