NEW BACOPE
ActiveNEW BACOPE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 53% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+16
Solvency71▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 2.01 in 2024; short-term debt: 53.6% and cash: 35.7% of total assets), and 53.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €58k
neutral · Filed after the deadline
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 03-10-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
on the day
2023
29 d early
2022
on the day
2021
22 d early
2020
61 d late
2019
14 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€604k
EBIT margin
0.9%
Net result
€6k▲ 89.0%
2024 · €3k
2019: €-2k
2020: €6k
2021: €-3k
2022: €-729
2023: €-3k
2024: €3k
2019 → 2025
Working capital
€21k▼ 56.9%
2024 · €48k
2019: €42k
2020: €50k
2021: €11k
2022: €15k
2023: €36k
2024: €48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€604k
Equity€53k-€52k▼ 1.4%€49k▼ 6.5%€52k▲ 6.6%€58k▲ 11.7%
Operating result€-2k-€180€-2k€6k€6k▲ 11.8%
Net result€-3k-€-729▲ 77.2%€-3k▼ 366%€3k€6k▲ 89.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€37k▲ 893%
Current assets
€88k▼ 8.4%
Equity and liabilities €125k
Equity
€58k▲ 11.7%
Debt
€67k▲ 40.8%
The debt ratio rises from 47.8% to 53.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €17k
Cash flow
€13k▼
2024 · €15k
Solvency
46.4%▼
2024 · 52.2%
Current ratio
1.31▼
2024 · 2.01
Quick ratio
0.92▼
2024 · 1.46
Debt / equity
1.15▲
2024 · 0.91
ROE
10.5%▲
2024 · 6.2%
ROA
4.9%▲
2024 · 3.2%
Interest coverage
66.06▼
2024 · 218.19
Debt
€67k▲
2024 · €47k
Debt ≤ 1 year
€67k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€125k▲
Fixed assets21/28€4k€37k▲
Tangible fixed assets22/27€4k€37k▲
Plant, machinery and equipment23€198-
Furniture and vehicles24€4k€37k▲
Current assets29/58€96k€88k▼
Stocks and contracts in progress3€26k€26k=
Stocks30/36€6k€6k=
Contracts in progress37€20k€20k=
Amounts receivable within one year40/41€37k€17k▼
Trade receivables40€21k€13▼
Other amounts receivable41€16k€17k▲
Cash at bank and in hand54/58€33k€45k▲
Equity and liabilities
Total equity and liabilities10/49€99k€125k▲
Equity10/15€52k€58k▲
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€20k€20k=
Profit (loss) carried forward14€12k€18k▲
Amounts payable17/49€47k€67k▲
Amounts payable within one year42/48€47k€67k▲
Trade debts44€376€35k▲
Suppliers440/4€376€35k▲
Advances received on contracts in progress46€33k€15k▼
Taxes, remuneration and social security45€7k€17k▲
Taxes450/3€4k€11k▲
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€7k€568▼
Income statement
Code20242025
Turnover70€604k-
Non-recurring operating income76A€6k-
Goods, raw materials, services and sundry goods60/61€587k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€198
Gross operating margin9900€23k€15k▼
Operating profit (loss)9901€6k€6k▲
Financial income75/76B€3€1▼
Recurring financial income75€3€1▼
Financial charges65/66B€77€198▲
Recurring financial charges65€77€198▲
Profit (loss) for the period before taxes9903€6k€6k▲
Income taxes67/77€2k-
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€18k▲
Profit (loss) brought forward from the previous period14P€8k€12k▲
Transfer from equity791/2€0-
Transfer to equity691/2€0-
Shareholders' contribution to the loss794€0-
Profit to be distributed694/7€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
29-02
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
28-02
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
08-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
29-02
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwland 733090 OverijseGround area
1,354 m²
Building footprint
611 m²
Volume, LiDAR
9,032 m³
2 parcels, Brussels, Flanders · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Waverse steenweg 1176, 1160 Oudergem
since 20122.210.173.605
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0165/00E010 | Brussels | 840 m² | 1 · 519 m² | 19.1 m · 6 fl. |
| 23062B0174/00A002 | Flanders | 514 m² | 1 · 91 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900MCZHXKA6Y2GC15
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DECO CONFORT
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Of 333 companies in sector 41002 we hold annual accounts for 133. 88 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2012
Fiscal year end28-02
Activities, NACEBEL
41002Construction of residential and non-residential buildings
43110Demolition
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.