Financials
- Financial year
- 2025
- Total assets
- €3.3m
- Loss
- -€233,363
- Solvency
- 55.4%
NEW 4 AS
ActiveSummary
NEW 4 AS has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€233,363. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 50% of 38,983 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Business and other management consultancy
NACE 70200
1 site
Size
€3.3mtotal assets 2025
- Equity
- €1.8m
- Loss
- -€233,363
Structure
- Board
- 4 members
- Holdings
- 1
- DE BUCK LaurentManaging director
Accounts 108 days early4 of 8 deeds read
Why 68raises risk2 changes of registered office in 24 monthsLoss of €233,363, the second in a row (financial year 2025)lowers riskSize: total assets €3.3mFigures for financial year 2025 (filed 14-04-2026)Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 38% of its sector peers (NACE 70, small)
Financial strength · tick = 2024
Average
Solvency
80-4
equity 55.4% of total assets
Liquidity
60-21
short-term debt 7.1% · cash 8.0%
Profitability
10-4
return on assets -7.1%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● unchanged vs 11-2024
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.8%▲ +0.8 percentage points vs 09-2026highest value
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.99, compared with 12.7 in 2024, above the usual 1.5; short-term debt: 7.1% and cash: 8% of total assets), and 44.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 53% on solvency, 81% on liquidity, 3% on profitability and 14% on growth.
The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€233,363
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
108 days early
2024
69 days early
2023
47 days early
2022
48 days early
2021
47 days early
2020
53 days early
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 59 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
- Registered officeCapital
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€233,363
Key points
- Caution: Among the weakest 5% on net resultsector median €27,303 · 38,999 companies -€233,363 View
- Caution: Result fell in 2025from -€142,130 to -€233,363 ▼ 64.2% View
- Caution: 2 loss-making years in a rowloss financial year 2025 -€233,363 View
- Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
By topic
Board & ownership
- Board
- 4 members
- DE BUCK EstelleDirector
- DE BUCK LaurentManaging director
- DE BUCK LucaDirector
- MEZZOPANE IsabellaManaging director
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 18
- Since
- 2018
- Next accounts
- by 31-07-2027
- 17-09-2025Resignations: MEZZOPANE Isabella, DE BUCK Laurent and…
- 23-05-2025Annual accounts filed
- 01-07-2024Registered office
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 13-12-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 30
- Annual meeting
- First Saturday of June at 14:00
- Purpose
- “De vennootschap mag zich geenszins inlaten met vermogensbeheer, noch met beleggingsadvies…” (deed in Dutch)
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