NEVER CLOSED OOSTKAMP
ActiveNEVER CLOSED OOSTKAMP has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €6k. Equity is growing by ~51.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-10
Solvency48▼-29
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 2.06 in 2024; short-term debt: 30.8% and cash: 2.7% of total assets), and 77.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.8%
Return on assets
1.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
31 d late
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 9.0%
2024 · €63k
2018: €-35k
2019: €-31k
2020: €-15k
2021: €5k
2022: €28k
2023: €52k
2024: €63k
2018 → 2025
Total assets
€300k▲ 150%
2024 · €120k
2018: €35k
2019: €36k
2020: €37k
2021: €52k
2022: €67k
2023: €130k
2024: €120k
2018 → 2025
Net result
€6k▼ 49.9%
2024 · €11k
2018: €4k
2019: €5k
2020: €16k
2021: €20k
2022: €23k
2023: €24k
2024: €11k
2018 → 2025
Working capital
€35k▼ 1.1%
2024 · €36k
2018: €-47k
2019: €-47k
2020: €-32k
2021: €-18k
2022: €6k
2023: €20k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€28k▲ 484%€52k▲ 86.8%€63k▲ 21.9%€69k▲ 9.0%
Operating result€25k-€31k▲ 22.6%€36k▲ 17.0%€20k▼ 45.7%€10k▼ 48.3%
Net result€20k-€23k▲ 16.4%€24k▲ 4.8%€11k▼ 52.9%€6k▼ 49.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€172k▲ 237%
Current assets
€128k▲ 85.1%
Equity and liabilities €300k
Equity
€69k▲ 9.0%
Debt
€232k▲ 305%
The debt ratio rises from 47.6% to 77.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▼
2024 · €35k
Cash flow
€24k▼
2024 · €26k
Solvency
22.8%▼
2024 · 52.4%
Current ratio
1.38▼
2024 · 2.06
Quick ratio
0.95▼
2024 · 1.10
Debt / equity
3.38▲
2024 · 0.91
ROE
8.3%▼
2024 · 18.0%
ROA
1.9%▼
2024 · 9.4%
Interest coverage
6.53▼
2024 · 19.41
Debt
€232k▲
2024 · €57k
Debt ≤ 1 year
€93k▲
2024 · €33k
Debt > 1 year
€138k▲
2024 · €23k
Income taxes
€668▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€300k▲
Fixed assets21/28€51k€172k▲
Tangible fixed assets22/27€49k€171k▲
Land and buildings22-€134k
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€47k€34k▼
Financial fixed assets28€2k€2k=
Current assets29/58€69k€128k▲
Stocks and contracts in progress3€32k€39k▲
Stocks30/36€32k€39k▲
Amounts receivable within one year40/41€33k€78k▲
Trade receivables40€23k€70k▲
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€2k€8k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€120k€300k▲
Equity10/15€63k€69k▲
Contributions10/11€19k€19k=
Reserves13€42k€47k▲
Distributable reserves133€42k€47k▲
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€57k€232k▲
Amounts payable after more than one year17€23k€138k▲
Financial debts170/4€23k€138k▲
Amounts payable within one year42/48€33k€93k▲
Current portion of amounts payable after more than one year42€11k€24k▲
Trade debts44€20k€67k▲
Suppliers440/4€20k€67k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Accrued charges and deferred income492/3€792€883▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k▲
Other operating charges640/8€608€585▼
Gross operating margin9900€35k€29k▼
Operating profit (loss)9901€20k€10k▼
Financial income75/76B€67€483▲
Recurring financial income75€67€483▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€18k€6k▼
Income taxes67/77€7k€668▼
Profit (loss) for the period9904€11k€6k▼
Profit (loss) for the period to be appropriated9905€11k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€8k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€11k€5k▼
To other reserves6921€11k€5k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €24k ▲4.8%
Operating result €36k, net result €24k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stijn Streuvelsstraat 28020 OostkampGround area
1,086 m²
Building footprint
473 m²
Volume, LiDAR
3,626 m³
2 parcels, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
NCO BVBA
since 19972.083.380.252
Shop
since 20252.386.735.379
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022I0248/00B002 | Flanders | 644 m² | 1 · 225 m² | 9.9 m · 2 fl. |
| 31403H0732/00Y002 | Flanders | 442 m² | 1 · 248 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostkamp2.083.380.252
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,857. 4,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-1997
Fiscal year end30-09
Abbreviation NL
N.C.O.
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.