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Neven & Bex

Active
Private limited companyfounded 20224 yrs activeVisésteenweg 76, 3770 Riemst, BelgiumKBO/BCE: BE 0779.638.092
Summary

Neven & Bex has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,801 and a net result of €326,801. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 8% of 4027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Neven & BexActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Activities of notaries
NACE 69102
1 site
Size
€1.6mtotal assets 2025
Staff
5.8 FTE
Equity
€31,801
Profit
€326,801
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 50 d early0 of 1 deed read
Why 92- Equity €31,801 (2.0% of total assets)+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 0.82, cash €581,666, halved+ Figures for FY 2025 (filed 11-06-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 27-2
equity 2.0% of total assets
Liquidity 71+12
short-term debt 50.4% · cash 37.2%
Profitability 95+24
return on assets 20.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,001 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +15.1% vs 02-2025 04-2025: 0.1%▲ +6.6% vs 03-2025 05-2025: 0.1%▼ -1.5% vs 04-2025 06-2025: 0.1%▲ +7.8% vs 05-2025 07-2025: < 0.1%▼ -34.8% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%▼ -4.4% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +4.7% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +13.3% vs 05-2026 07-2026: 0.1%▲ +47.1% vs 06-2026highest value 08-2026: 0.1%● 0.0% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 0.82, cash €581,666, halved lowers the probability
  • Equity €31,801 (2.0% of total assets) raises the probability
  • Figures for FY 2025 (filed 11-06-2026) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.82 against 1.0 in 2024; short-term debt: 50.4% and cash: 37.2% of total assets), and 98% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 7%, liquidity 60%, profitability 58%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 0.82, cash €581,666, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €31,801 (2.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 11-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 4027 sector peers (2025).
NBB · sector comparison
Position among 4027 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
50 d early
2024
44 d early
2023
26 d early
2022
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Incorporation · FounderLegal form clause · Name…
  2. Incorporation · FounderName clause · Legal form…
  3. Incorporation · FounderLegal form clause · Name…

Key points

  • Positive: Result rose in 2025from €69,813 to €326,801 ▲ 368% View
  • Caution: Among the weakest 8% on solvencysector median 44.4% · 4,027 companies 2.0% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€326,801
Solvency
2.0%
Total assets▼ 62.2%
Net result
20222025
Go to Financials

Timeline

Events
18
Since
2023
Next accounts
by 31-07-2027
  1. 30-09-2026Incorporation · Founder
  2. 15-07-2026Incorporation · Founder
  3. 13-07-2026Incorporation · Founder
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of notariesNACE 69102
Founded
04-01-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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