NEVA
ActiveThe computed 12-month bankruptcy probability of NEVA is 4.0% (moderate). The 2023 annual accounts show negative equity (€-22k) and a net result of €-37k. Equity is shrinking by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 7% of 33689 sector peers (fiscal year 2023). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
12
/ 100
Critical▼ -46 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability100▲+49
Solvency40▲+15
Growth32=
Stability100
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 1.17 in 2022), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-15.8%
Return on assets
-27.1%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2023Equity per financial year
181920212223
2018 to 2023 · latest year -€22k
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline13-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 06-10-2024, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
67 d late
2022
70 d late
2021
100 d late
2020
31 d late
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€-22k
2022 · €16k
2018: €62k
2019: €67k
2020: €68k
2021: €14k
2022: €16k
2018 → 2023
Total assets
€138k▲ 31.8%
2022 · €105k
2018: €145k
2019: €317k
2020: €256k
2021: €179k
2022: €105k
2018 → 2023
Net result
€-37k
2022 · €2k
2018: €10k
2019: €5k
2020: €295
2021: €-54k
2022: €2k
2018 → 2023
Working capital
€-30k
2022 · €15k
2018: €55k
2019: €60k
2020: €54k
2021: €10k
2022: €15k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€67k-€68k▲ 0.4%€14k▼ 79.3%€16k▲ 11.5%€-22k
Operating result€11k-€4k▼ 64.6%€-54k€9k€-25k
Net result€5k-€295▼ 94.5%€-54k€2k€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €25k after €9k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €138k
Fixed assets
€10k▲ 303%
Current assets
€128k▲ 24.9%
Key figures and ratios
EBITDA
€-22k▼
2022 · €10k
Cash flow
€-35k▼
2022 · €3k
Solvency
-15.8%▼
2022 · 14.9%
Current ratio
0.81▼
2022 · 1.17
Quick ratio
0.81▼
2022 · 1.17
Debt / equity
-7.24▼
2022 · 5.60
ROE
171.4%▲
2022 · 10.3%
ROA
-27.1%▼
2022 · 1.5%
Interest coverage
-1.76▼
2022 · 1.40
Debt
€158k▲
2022 · €87k
Debt ≤ 1 year
€158k▲
2022 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€105k€138k▲
Fixed assets21/28€3k€10k▲
Intangible fixed assets21€792-
Tangible fixed assets22/27€480€9k▲
Furniture and vehicles24€480€9k▲
Financial fixed assets28€1k€1k=
Current assets29/58€102k€128k▲
Amounts receivable within one year40/41€101k€127k▲
Trade receivables40€73k€41k▼
Other amounts receivable41€28k€86k▲
Cash at bank and in hand54/58€1k€161▼
Deferred charges and accrued income490/1€460€853▲
Equity and liabilities
Total equity and liabilities10/49€105k€138k▲
Equity10/15€16k€-22k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€8k€-30k▼
Provisions and deferred taxes16€2k€2k=
Provisions for liabilities and charges160/5€2k€2k=
Other liabilities and charges164/5€2k€2k=
Amounts payable17/49€87k€158k▲
Amounts payable within one year42/48€87k€158k▲
Financial debts43€1k€20k▲
Credit institutions430/8€1k€20k▲
Trade debts44€62k€97k▲
Suppliers440/4€62k€97k▲
Advances received on contracts in progress46-€42k
Taxes, remuneration and social security45€282€282=
Remuneration and social security454/9€282€282=
Other amounts payable47/48€24k-
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€3k€462▼
Gross operating margin9900€13k€-22k▼
Operating profit (loss)9901€9k€-25k▼
Financial charges65/66B€7k€13k▲
Recurring financial charges65€7k€13k▲
Profit (loss) for the period before taxes9903€2k€-37k▼
Income taxes67/77€47-
Profit (loss) for the period9904€2k€-37k▼
Profit (loss) for the period to be appropriated9905€2k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-30k▼
Profit (loss) brought forward from the previous period14P€6k€8k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 100 days late
2021
31-12
Financial
Weakest financial yearnet €-54k ▼18267%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 68 days late
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 114 days late
2015
19-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 19 days late
2014
20-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2023
LUCACEL Marius
CurrentDirector · since 18-12-2023
NEGRU Ion
CurrentDirector · since 18-12-2023
18-12-2023
LUCACEL Marius: Appointed as Director
18-12-2023
NEGRU Ion: Resigned as Managing director
18-12-2023
NEGRU Ion: Appointed as Director
18-12-2023
DIMA Ionel: Resigned as Managing director
18-12-2023
LUCACEL Marius Catalin: Resigned as Managing director
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groot-Bijgaardenstraat 141082 Sint-Agatha-BerchemGround area
290 m²
Building footprint
293 m²
Volume, LiDAR
2,049 m³
Parcel 21342B0043/00F003, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Groot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem
since 20122.211.114.703
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0043/00F003 | Brussels | 290 m² | 1 · 293 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
START SERVICES
BE 0730.778.402
Jette · Eq €16k
ALL STARS CONSTRUCT
BE 0782.306.087
Linkebeek · Eq €16k
AFSLUITINGEN LAMYNS
BE 0558.881.039
Maldegem · Eq €16k
YAZBOUW
BE 0779.760.927
Sint-Jans-Molenbeek · Eq €16k
BEMECS
BE 0782.675.776
Wemmel · Eq €16k
Of 15,434 companies in sector 43990 we hold annual accounts for 7,355. 4,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2012
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
53100Postal and courier activities
81210General cleaning of buildings
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.