NETU DENT
ActiveSummary
NETU DENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €45k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 19% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-17
Solvency43▼-57
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.45 against 5.06 in 2024; short-term debt: 22.6% and cash: 6.2% of total assets), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
5.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
21 d early
2023
on the day
2022
61 d late
2021
2 d early
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▼ 23.0%
2024 · €204k
2020: €63k
2021: €94k
2022: €157k
2023: €208k
2024: €204k
2020 → 2025
Total assets
€868k▲ 242%
2024 · €254k
2020: €85k
2021: €109k
2022: €195k
2023: €237k
2024: €254k
2020 → 2025
Net result
€45k▼ 5.0%
2024 · €47k
2020: €58k
2021: €31k
2022: €63k
2023: €51k
2024: €47k
2020 → 2025
Working capital
€-107k
2024 · €201k
2020: €56k
2021: €92k
2022: €152k
2023: €204k
2024: €201k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€157k▲ 67.3%€208k▲ 32.6%€204k▼ 2.1%€157k▼ 23.0%
Operating result€44k-€88k▲ 100%€65k▼ 26.1%€60k▼ 8.0%€54k▼ 10.0%
Net result€31k-€63k▲ 102%€51k▼ 18.9%€47k▼ 8.5%€45k▼ 5.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €868k
Fixed assets
€779k ▲ 28,222%
Current assets
€89k ▼ 64.6%
Equity and liabilities €868k
Equity
€157k ▼ 23.0%
Debt
€711k ▲ 1,335%
Debt's share of the balance-sheet total rises from 19.5% to 81.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€80k▲
2024 · €61k
Cash flow
€71k▲
2024 · €48k
Current ratio
0.45▼
2024 · 5.06
Debt to equity
4.52▲
2024 · 0.24
ROE
28.4%▲
2024 · 23.0%
ROA
5.1%▼
2024 · 18.5%
Interest coverage
7.10▼
2024 · 1347.60
Debt ≤ 1 year
€196k▲
2024 · €50k
Debt > 1 year
€507k
Income taxes
€485▼
2024 · €18k
Staff costs
€24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€254k€868k▲
Fixed assets21/28€3k€779k▲
Tangible fixed assets22/27€3k€779k▲
Land and buildings22-€610k
Plant, machinery and equipment23-€50k
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25-€118k
Current assets29/58€251k€89k▼
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€23k-
Other amounts receivable41-€15k
Current investments50/53€22k€18k▼
Cash at bank and in hand54/58€193k€53k▼
Deferred charges and accrued income490/1€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€254k€868k▲
Equity10/15€204k€157k▼
Contributions10/11€5k€5k=
Reserves13€199k€152k▼
Distributable reserves133€199k€152k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€50k€711k▲
Amounts payable after more than one year17-€507k
Financial debts170/4-€507k
Amounts payable within one year42/48€50k€196k▲
Current portion of amounts payable after more than one year42-€44k
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€1k€7k▲
Taxes450/3€1k€1k▼
Remuneration and social security454/9-€6k
Other amounts payable47/48€46k€141k▲
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Remuneration, social security and pensions62-€24k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€27k▲
Other operating charges640/8€449€515▲
Gross operating margin9900€61k€105k▲
Operating profit (loss)9901€60k€54k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€45€11k▲
Recurring financial charges65€45€11k▲
Profit (loss) for the period before taxes9903€65k€45k▼
Income taxes67/77€18k€485▼
Profit (loss) for the period9904€47k€45k▼
Profit (loss) for the period to be appropriated9905€47k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€45k▼
Transfer from equity791/2€51k€47k▼
Transfer to equity691/2€47k-
To other reserves6921€47k-
Profit to be distributed694/7€51k€92k▲
Return on contributions (dividend)694€51k€90k▲
Employees696-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €208k ▲32.6%
4 profitable years in a row build equity to €208k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Highest result since 2020net €63k ▲102%
Operating result €88k, net result €63k, both a record.
31-12
Financial
Equity above €150kEq €157k ▲67.3%
3 profitable years in a row build equity to €157k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €31k ▼45.9%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.13
Current ratio from 3.51 to 7.13; short-term debt falls from €22k to €15k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 3 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Breestraat 1343500 HasseltGround area
1.1 ha
Building footprint
992 m²
Volume, LiDAR
5,732 m³
3 parcels, Flanders · tallest building 23.9 m, ±7 floors. Linked by address, not a title deed.
3 establishment units
NETU DENT
since 20192.297.537.545
Artedenti
since 20212.366.022.020
De Kinderlach
since 20252.372.861.609
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052C0019/00E004 | Flanders | 9,428 m² | 1 · 649 m² | 3.3 m |
| 71328D0038/00S000 | Flanders | 1,014 m² | 1 · 244 m² | 23.9 m · 7 fl. |
| 71327G0398/00Y005 | Flanders | 308 m² | 1 · 99 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 167 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 167 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
DELTA DENTAL
BE 0539.907.344
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WALRAET DENTAL
BE 0764.720.581
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OrthAvo
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Dr. Seyde Ismailova
BE 0738.819.405
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DELO PH. LTH
BE 0432.492.514
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,806 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.