NETTECO
ActiveNETTECO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €38k. Equity is growing by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+14
Solvency76▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 1.71 in 2024; short-term debt: 48.7% and cash: 30.4% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
31 d late
2023
27 d late
2022
29 d late
2021
26 d late
2020
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 52.9%
2024 · €73k
2020: €8k
2021: €22k
2022: €42k
2023: €62k
2024: €73k
2020 → 2025
Total assets
€217k▲ 33.7%
2024 · €162k
2020: €16k
2021: €38k
2022: €79k
2023: €119k
2024: €162k
2020 → 2025
Net result
€38k▲ 248%
2024 · €11k
2020: €6k
2021: €13k
2022: €21k
2023: €19k
2024: €11k
2020 → 2025
Working capital
€100k▲ 57.7%
2024 · €64k
2020: €6k
2021: €18k
2022: €32k
2023: €37k
2024: €64k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€42k▲ 94.7%€62k▲ 46.0%€73k▲ 17.9%€111k▲ 52.9%
Operating result€17k-€25k▲ 46.1%€26k▲ 2.7%€19k▼ 28.6%€57k▲ 207%
Net result€13k-€21k▲ 55.0%€19k▼ 5.5%€11k▼ 43.1%€38k▲ 248%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 207% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€11k▲ 18.7%
Current assets
€206k▲ 34.6%
Equity and liabilities €217k
Equity
€111k▲ 52.9%
Debt
€106k▲ 18.1%
The debt ratio falls from 55.1% to 48.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▲
2024 · €24k
Cash flow
€43k▲
2024 · €17k
Solvency
51.3%▲
2024 · 44.9%
Current ratio
1.95▲
2024 · 1.71
Quick ratio
1.62▲
2024 · 1.47
Debt / equity
0.95▼
2024 · 1.23
ROE
34.6%▲
2024 · 15.2%
ROA
17.7%▲
2024 · 6.8%
Interest coverage
17.38▲
2024 · 8.09
Debt
€106k▲
2024 · €89k
Debt ≤ 1 year
€106k▲
2024 · €89k
Income taxes
€15k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€217k▲
Fixed assets21/28€9k€11k▲
Tangible fixed assets22/27€9k€10k▲
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26-€6k
Financial fixed assets28€250€250=
Current assets29/58€153k€206k▲
Stocks and contracts in progress3€21k€35k▲
Stocks30/36€21k€35k▲
Amounts receivable within one year40/41€103k€102k▼
Trade receivables40€97k€95k▼
Other amounts receivable41€6k€6k=
Cash at bank and in hand54/58€23k€66k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€162k€217k▲
Equity10/15€73k€111k▲
Contributions10/11€2k€2k=
Reserves13-€30k
Distributable reserves133-€30k
Profit (loss) carried forward14€71k€79k▲
Amounts payable17/49€89k€106k▲
Amounts payable within one year42/48€89k€106k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€64k€75k▲
Suppliers440/4€64k€75k▲
Taxes, remuneration and social security45€8k€15k▲
Taxes450/3€8k€15k▲
Remuneration and social security454/9-€160
Other amounts payable47/48€10k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€7k€3k▼
Gross operating margin9900€31k€64k▲
Operating profit (loss)9901€19k€57k▲
Financial income75/76B€2€78▲
Recurring financial income75€2€78▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€16k€54k▲
Income taxes67/77€5k€15k▲
Profit (loss) for the period9904€11k€38k▲
Profit (loss) for the period to be appropriated9905€11k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€109k▲
Profit (loss) brought forward from the previous period14P€60k€71k▲
Transfer to equity691/2-€30k
To other reserves6921-€30k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2020net €38k ▲248%
Operating result €57k, net result €38k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲52.9%
6 profitable years in a row build equity to €111k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haagbeukstraat 357850 EnghienGround area
2,281 m²
Building footprint
1,903 m²
Volume, LiDAR
13,092 m³
2 parcels, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NETTECO
since 20202.299.324.424
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743G0168/00F000 | Wallonia | 1,500 m² | 1 · 1,822 m² | 7.5 m · 2 fl. |
| 55025A0377/00Z000 | Wallonia | 781 m² | 1 · 81 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PARTNERS & ZONEN
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LUMESS
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BAGICA
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Of 1,745 companies in sector 46150 we hold annual accounts for 757. 590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded09-01-2020
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46442Wholesale trade
46450Wholesale of perfume and cosmetics
46851Wholesale of industrial chemicals
47783Retail trade
47784Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@netteco.be
Phone:+32492409292