Equity
-€10,005
Debts exceed assets in financial year 2025.
NETPOOL
Lifetime
5 annual accounts with figures on one time axispeak €8,025 (2022)
-€6,416▼ €8,616
lowest -€8,064 (2025)
-€8,064▼ €3,871
peak €12,225 (2021)
-€10,005▼ €8,064
€49,265▲ 277%
Board1 name since 2021
1 directorCOLIN Serge Jacques José
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €2,200 to -€6,416Loss of €8,064Registered office moved from Nivelles to Hennuyères 14-07Equity from -€1,941 to -€10,005Debts from €13,074 to €49,265Investments €22,765
Key points
from the 2025 annual accountsLosses
-€22,230 in four years
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€49,265 125% of the balance sheet
Suppliers 8%Taxes and wages 1%Other 91%
Investments
€22,557 19.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.36 was 0.83 in 2024
Short-term debts rose from €13,074 to €49,265.
Position in the sector
-25.5%
Lower solvency than 94% of companies in specialised construction. Sector median 46.7% · 35,156 companies.
2025 accounts filed 27 days after the deadlineTurnover not published (micro format)
Checked score
46
Fair
Financially stronger than 4% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 1.8%● unchanged vs 12-2024
02-2025: 1.8%● unchanged vs 01-2025
03-2025: 1.8%● unchanged vs 02-2025
04-2025: 1.7%▼ -0.1 percentage points vs 03-2025lowest value
05-2025: 1.8%▲ +0.1 percentage points vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 1.9%▲ +0.1 percentage points vs 06-2025
08-2025: 4.3%▲ +2.4 percentage points vs 07-2025
09-2025: 4.5%▲ +0.2 percentage points vs 08-2025
10-2025: 7.2%▲ +2.7 percentage points vs 09-2025highest value
11-2025: 2.9%▼ -4.3 percentage points vs 10-2025
12-2025: 2.9%● unchanged vs 11-2025
01-2026: 2.9%● unchanged vs 12-2025
02-2026: 2.9%● unchanged vs 01-2026
03-2026: 2.9%● unchanged vs 02-2026
04-2026: 2.9%● unchanged vs 03-2026
05-2026: 3.1%▲ +0.2 percentage points vs 04-2026
06-2026: 3.1%● unchanged vs 05-2026
07-2026: 3.2%▲ +0.1 percentage points vs 06-2026
08-2026: 4.2%▲ +1.0 percentage point vs 07-2026
09-2026: 3.7%▼ -0.5 percentage points vs 08-2026
10-2026: 3.7%● unchanged vs 09-2026
11-2026: 3.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Negative equity -€10,005
Last filed accounts filed 27 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €39,260
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 10% on liquidity, 4% on profitability and 1% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as NETPOOL has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NETPOOL itself: 3.7% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for NETPOOL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.36 (0.83 in 2024), below 1. Short-term debt is 125.5% and cash 13.7% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€10,005
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
27 days late
2024
61 days late
2023
19 days late
2022
24 days late
2021
40 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 18 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0766591790
Registered office moved from Nivelles to Hennuyères
New registered office: Rue du Grand Péril 191, 7090 Hennuyères · Previous registered office: Avenue du Centenaire 51 Boîte 11-1400 Nivelles · Board meeting of 13-05-2025 · Gazette deed
Incorporation
Founding capital of €10,000, 100 shares · Founder: COLIN Serge Jacques José · Appointment: COLIN Serge Jacques José (director) · published on 14-04-2021 · Gazette deed
First establishment
Rue du Grand Péril 191, Braine-le-Comte
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NETPOOL Braine-le-Comte | €39,260 | -€6,416 | -25.5% | - |
| OLIVIER ANDRÉ Courcelles | €49,536 | -€15,287 | -22.7% | - |
| E-CONSTRUCT Oudsbergen | €38,441 | -€16,366 | 52.3% | - |
| ACA BUILDING Vilvoorde | €40,410 | -€315 | 42.0% | - |
| MOKNINE BUILDING Brussels | €41,637 | -€27,944 | 34.3% | - |
| KARMA RENOV Sint-Pieters-Leeuw | €40,220 | €771 | 44.5% | - |
| Swimming Pool Construct Namur | €37,033 | -€2,731 | 13.4% | - |
These companies have the same main activity as NETPOOL: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €37,000 and €49,500, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 12-04-2021Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 5 others
- Establishment unit
- 2.318.191.0237090 Braine-le-Comte, since 12-04-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Insights on NETPOOL
NETPOOL files the micro format. That format states no turnover. The gross margin fell from €6,904 in 2021 to -€6,416 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NETPOOL
- What is the company number of NETPOOL?
- The company number of NETPOOL is 0766.591.790. The VAT number is the same number with BE in front: BE 0766.591.790.
- Where is NETPOOL based?
- The registered office is at Rue du Grand Péril 191, 7090 Braine-le-Comte.Company details
- What does NETPOOL do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of NETPOOL?
- NETPOOL is a private limited company (BV).
- When was NETPOOL founded?
- NETPOOL was founded on 12-04-2021.
- Is NETPOOL still active?
- Yes, NETPOOL is an active enterprise in the KBO register.
- What is the turnover of NETPOOL?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is NETPOOL profitable?
- In financial year 2025, NETPOOL made a loss of €8,064.
- Where can I find the annual accounts of NETPOOL?
- NETPOOL filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NETPOOL due?
- NETPOOL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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