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NETLUB

Active
Private limited company (pre-2019)founded 201610 yrs activeRue de la Campagnette 11, 1367 Ramillies, BelgiumKBO/BCE: BE 0645.915.773
Summary

NETLUB has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,502 and a net result of -€505. Equity is shrinking by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 15% of 7676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
NETLUBActiveChecked score 70/100
Risk analysis ReportCompare

Overview

What they do
Public relations and communication consultancy
NACE 73300NACE 70210
1 site
How big
€80,584total assets 2025
Equity
€3,502
Loss
-€505
Turnover not published (abridged schema)
Financially healthy?
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Who decides
Accounts filed 21 d late0 of 1 deed read
Why 70- Liquidity: current ratio 1.05- Equity €3,502 (4.3% of total assets)+ Size: total assets €80,584+ Sector Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Place in the band from the probability alone: no sector peers known
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 29-1
equity 4.3% of total assets
Liquidity 0=
short-term debt 95.7%
Profitability 36+1
return on assets -0.6%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,097 companies)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● 0.0% vs 11-2024 01-2025: 1.7%● 0.0% vs 12-2024 02-2025: 1.7%● 0.0% vs 01-2025 03-2025: 1.7%● 0.0% vs 02-2025 04-2025: 1.7%▼ -0.5% vs 03-2025 05-2025: 1.7%▼ -2.4% vs 04-2025 06-2025: 1.6%▼ -3.5% vs 05-2025 07-2025: 1.7%▲ +5.1% vs 06-2025 08-2025: 2.3%▲ +36.2% vs 07-2025highest value 09-2025: 1.3%▼ -43.4% vs 08-2025 10-2025: 1.3%● 0.0% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.3%● 0.0% vs 12-2025 02-2026: 1.3%● 0.0% vs 01-2026 03-2026: 1.3%▲ +1.5% vs 02-2026 04-2026: 1.3%▼ -2.1% vs 03-2026 05-2026: 1.3%▼ -2.5% vs 04-2026 06-2026: 1.2%▼ -3.7% vs 05-2026 07-2026: 1.3%▲ +2.2% vs 06-2026 08-2026: 2.0%▲ +56.9% vs 07-2026 09-2026: 0.8%▼ -61.1% vs 08-2026lowest value 10-2026: 0.8%● 0.0% vs 09-2026lowest value
  • Size: total assets €80,584 lowers the probability for this profile
  • Liquidity: current ratio 1.05 raises the probability
  • Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
  • Equity €3,502 (4.3% of total assets) raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €80,584
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.05
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Advertising, market research and public relations activities (NACE 73)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Equity €3,502 (4.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7676 sector peers (2025).
NBB · sector comparison
Position among 7676 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
25 d late
2023
29 d late
2022
59 d late
2021
31 d late
2020
61 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€505 View
  • Caution: Among the weakest 16% on solvencysector median 54.3% · 7,676 companies 4.3% View
  • Total assets 20256 fiscal years filed €80,584 View

By topic

Financials

Fiscal year
2025
Total assets
€80,584
Loss
-€505
Solvency
4.3%
Turnover▼ 97.1%
Net result
20182022
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 21-08-2026Annual accounts filed
  2. 25-08-2025Annual accounts filed
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Public relations and communication consultancyNACE 73300
Founded
13-01-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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