NETINVST
ActiveSummary
NETINVST is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €16,484 and a net result of €14,484. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-12-2024 Normal situation
- Activity
- “Intermédiaire de prêts, courtier d'assurances,” (deed in French)From the articles, 15 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.379.269.547 4000 Liège, since 01-08-2025
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Board
- NGENYIBUNGI TSHIBAMBE EmmanuelDirector · since 18-12-2024
Shareholders
- NGENYIBUNGI TSHIBAMBE Emmanuel100 sharesdeed of 20-12-2024
Financial position
Bankruptcy probability: sector outside the model
Annual accounts 2024
- Gross margin
- €19,386
- Turnover
- ≈ €150,000
- estimated
- Profit
- €14,484
- Equity
- €16,484
- Total assets
- €23,126
- 2024 accounts filed 56 days after the deadline
Signalsraises riskYoung company2024 accounts filed 56 days lateShow the evidence
Checked score
Score 2024
82
/ 100
Excellent
Without a bankruptcy probability, the score rests on the figures alone.
Financial strength
Strong
Solvency
96
equity 71.3% of total assets
Liquidity
49
short-term debt 28.7% · cash 8.6%
Profitability
100
return on assets 62.6%
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.96, above the usual 1.5. Short-term debt is 28.7% and cash 8.6% of total assets. 28.7% of the assets are financed with debt and provisions.
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Signals
Two signals.
raises risk
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2024 accounts filed 56 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
56 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its 2024 accounts 56 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2024 annual accounts filed 56 days after the deadline Filed on 25 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00502888.
Annual accounts 2024 filed on 25-09-2025 at the NBB
Turnover
≈ €150,000
Estimated: probably between €68,000 and €350,000
Total assets
€23,126
Net result
€14,484
Working capital
€6,407
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €21,998
Fixed assets
€8,949
Current assets
€13,049
Equity and liabilities €23,126
Equity
€16,484
Debt
€6,641
Debt's share of the balance-sheet total is 28.7%.
Key figures and ratios
EBITDA
€19,386
Cash flow
€14,787
Current ratio
1.96
Debt to equity
0.40
ROE
87.9%
ROA
62.6%
Interest coverage
21.03
Debt ≤ 1 year
€6,641
Income taxes
€3,677
Investments
| Item | 2024 |
|---|---|
| Intangible fixed assets | €9,180 |
| Depreciation and write-downs of the year | €303 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €303 |
| Gross operating margin9900 | €19,386 |
| Operating profit (loss)9901 | €19,083 |
| Financial charges65/66B | €922 |
| Recurring financial charges65 | €922 |
| Profit (loss) for the period before taxes9903 | €18,161 |
| Income taxes67/77 | €3,677 |
| Profit (loss) for the period9904 | €14,484 |
| Profit (loss) for the period to be appropriated9905 | €14,484 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €23,126 | |
| Formation expenses20 | €1,128 | |
| Fixed assets21/28 | €8,949 | |
| Intangible fixed assets21 | €8,949 | |
| Current assets29/58 | €13,049 | |
| Amounts receivable within one year40/41 | €11,049 | |
| Trade receivables40 | €11,049 | |
| Cash at bank and in hand54/58 | €2,000 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €23,126 | |
| Equity10/15 | €16,484 | |
| Contributions10/11 | €2,000 | |
| Profit (loss) carried forward14 | €14,484 | |
| Amounts payable17/49 | €6,641 | |
| Amounts payable within one year42/48 | €6,641 | |
| Trade debts44 | €124 | |
| Suppliers440/4 | €124 | |
| Taxes, remuneration and social security45 | €3,677 | |
| Taxes450/3 | €3,677 | |
| Other amounts payable47/48 | €2,841 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €14,484 |
| + Depreciation and write-downs630 | €303 |
| Operating cash flow (approximation) | €14,787 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 25-09-2025 | 2025-00502888 |
Board & ownership
Directors
Directors
1 director, since incorporation
NGENYIBUNGI TSHIBAMBE Emmanuel
Current
Director (not named in the articles) · since 18-12-2024 · term without a fixed end · listed in the 2024 annual accounts, filed on 25-09-2025
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 20-12-2024Owners and capital
Shareholders
At incorporation
deed of 20-12-2024 ↗
- NGENYIBUNGI TSHIBAMBE Emmanuel 100 shares (100%) · €2,000 in cash
Capital transactions
Capital over time
- 20-12-2024 Incorporation · €2,000 · 100 shares
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 20-12-2024 (in French)
Network & group
NETINVST shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of NETINVST. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Deeds, filings and financial milestones
2025
25-09
micro format · 56 days late
2024
20-12
Gazette deed
IncorporationFounding capital of €2,000, 100 shares · Founder: NGENYIBUNGI TSHIBAMBE Emmanuel · Appointment: NGENYIBUNGI TSHIBAMBE Emmanuel (director)4 points ▸
Gazette deed
Incorporation
Founding capital of €2,000, 100 shares · Founder: NGENYIBUNGI TSHIBAMBE Emmanuel · Appointment: NGENYIBUNGI TSHIBAMBE Emmanuel (director)4 points ▸
- Founder, NGENYIBUNGI TSHIBAMBE Emmanuel
- Founding capital, €2,000, 100 shares
- Registered office clause, Quai Vercour 14 0021, 4000 Liège
- Director appointment, NGENYIBUNGI TSHIBAMBE Emmanuel (director (not named in the articles))
- The deed holds 8 more points.
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordName
NETINVST in French
Enterprise number
1017.618.387
Legal form
Private limited company
Status
Active, normal situation
Founded
18-12-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 20-12-2024 (in French)Registered office and establishments
Registered office
Quai Vercour 14, 4000 Liège, Belgium
Establishment unit
NETINVST, Quai Vercour 14, 4000 Liège since 01-08-2025 · unit number 2.379.269.547 66199 Other activities auxiliary to financial services, excluding insurance and pension funding
E-mail
net.invest@outlook.be
Phone
+32492260007
Activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 20-12-2024 (in French)
“Intermédiaire de prêts, courtier d'assurances,; Agent en services bancaires et services d'investissements, courtier en crédits, comprenant…”
15 activities
- Intermédiaire de prêts, courtier d'assurances,
- Agent en services bancaires et services d'investissements, courtier en crédits, comprenant l’achat et la vente de tous produits financiers, notamment les actions, titres ou obligations, et tous produits dérivés ;
- Courtage, de commission, de délégation, de représentation commerciale en matière d'assurance, de prêt, de financement, de crédit, de dépôt ou d'épargne
- Tous les biens immobiliers, tant construits qu'à construire, tant en Belgique qu'à l'étranger, ainsi que tous les droits immobiliers relatifs à de tels biens (y compris les droits d'emphytéose et de superficie)
- Tous les biens mobiliers, produits financiers, produits d'assurances, titres, valeurs, cotés ou non, belges ou étrangers.
- La société peut, uniquement pour son compte propre, donner ou prendre en location, ériger, aliéner ou échanger tout bien meuble ou immeuble, matériels et installations, et d'une manière générale, entreprendre toutes opérations commerciales, industrielles ou financières se rapportant directement ou indirectement à son objet social, à l'exclusion de l'activité d'agence immobilière sauf si l'organe de gestion dispose de l'accès à la profession ou qui seraient de nature à en faciliter la réalisation, y compris la sous-traitance en général et, l'exploitation de tous droits intellectuels, de propriété industrielle et commerciale y relatifs.
- La société peut acquérir à titre d'investissement tous biens meubles et immeubles, même sans rapport direct ou indirect avec son objet social.
- Toutes les opérations de gestion, de conseil, de négociation et de courtage notamment en assurances, financements, prêts personnels et hypothécaires, leasing et autres. Elle pourra également exercer le rôle d'intermédiaire de placement et de récolte d'épargne.
- L'activité d'intermédiaire d'assurances au sens de la loi du 27 mars 1995, relative à l'intermédiation en assurance et la distribution d'assurances.
- L'activité d'intermédiation avec les organismes bancaires, de financements et de leasing.
- L'activité d'intermédiation entre sociétés de courtage et, plus généralement, la fourniture des moyens nécessaires à cette intermédiation ou négociation.
- L'activité d'intermédiaire pour caisses d'assurances maladies/hospitalisation indépendantes.
- La société pourra, dans le respect des lois et règlements belges et internationaux, prester toute forme de conseils en matière de services tertiaires et quaternaires.
- Tous services de gestion, gestion des risques financiers, consultance, conseil et management aux entreprises, et notamment des activités se rapportant directement ou indirectement à l'organisation, la stratégie, au marketing, à la communication interne et externe, à la vente, aux ressources humaines, à la gestion de projets internes, à la productivité et à la rentabilité.
- Tout rôle d'intermédiaire commercial dans toutes les sphères d'activités non réglementées.
Invoicing and payment
VAT number
BE 1017.618.387
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
deed of 20-12-2024 (in French)Sites & property
Location
Buildings and parcels at the address
Ground area
1,354 m²
Building footprint
443 m²
Building volume
6,240 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62078A0124/00M000 | Wallonia | 1,354 m² | 1 · 443 m² | 19.6 m · 5 |