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Netaldiam

Active
Private limited companyfounded 1999active for 27 yearsHoveniersstraat 2, 2018 Antwerpen, Belgium207 active companies are registered at this addressKBO/BCE: BE 0465.396.201
Summary

Netaldiam has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of -€248,148. Equity is growing by about 3.6% per year across the filed financial years. Its solvency ranks better than 74% of 9,624 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Wholesale of diamonds and other precious stones
NACE 46861
1 site
Size
€3.6mturnover 2025
Equity
€1.9m
Loss
-€248,148
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts filed 24 days late0 of 8 deeds read
Why 91raises riskLoss of €248,148 (financial year 2025)lowers riskFigures for financial year 2025 (filed 24-08-2026)Liquidity: current ratio 44.18, cash €400,894Size: turnover €3.6m, total assets €2.8mShow the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 46, small)
Financial strength · tick = 2024
Average
Solvency 93+1
equity 68.5% of total assets
Liquidity 68+16
short-term debt 1.8% · cash 14.5%
Profitability 11-17
return on assets -9.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,379 companies, NACE 46, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €170,000 on 30-day terms is acceptable
Liquidity ample (current ratio 44.18, compared with 18.01 in 2024, above the usual 1.5; short-term debt: 1.8% and cash: 14.5% of total assets), and 31.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 78% on solvency, 86% on liquidity, 7% on profitability and 16% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €248,148 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 24-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 44.18, cash €400,894
NBB · annual accounts
lowers risk · Size: turnover €3.6m, total assets €2.8m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
24 days late
2024
30 days late
2023
29 days late
2022
5 days early
2021
30 days late
2020
23 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€248,148
  3. Liquidity more than doubledcurrent ratio 44.18

Key points

  • Caution: From profit to loss in 2025after €31,684 in 2024 -€248,148 View
  • Caution: Among the weakest 5% on net resultsector median €27,465 · 9,603 companies -€248,148 View
  • Active since 1999founded 08-02-1999 27 years View

By topic

Financials

Financial year
2025
Turnover
€3.6m
Loss
-€248,148
Solvency
68.5%
Turnover▼ 66.8%
Net result
20182025
Go to Financials

Timeline

Events
32
Since
2000
Next accounts
by 31-07-2027
  1. 30-08-2025Annual accounts filed
  2. 31-12-2024Liquidity more than 7 times
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of diamonds and other precious stonesNACE 46861
Founded
08-02-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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