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NETA HOME

Active
Private limited companyfounded 20251 yr activeVeeartsenstraat 48 RDC, 1070 Anderlecht, BelgiumKBO/BCE: BE 1026.120.438
Summary

The computed 12-month bankruptcy probability of NETA HOME is 2.8% (moderate). The 2025 annual accounts show equity of €288,026 and a net result of €38,026. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known
Size
€190,972turnover 2025
Equity
€288,026
Profit
€38,026
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.8%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 51- Liquidity: current ratio 1.28, cash €272- No establishment unit in the KBO+ Size: turnover €190,972, total assets €620,424+ No main activity registeredShow the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 41% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 71
equity 46.4% of total assets
Liquidity 23
short-term debt 53.6% · cash 0.0%
Profitability 84
return on assets 6.1%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

  • Size: turnover €190,972, total assets €620,424 lowers the probability for this profile
  • Liquidity: current ratio 1.28, cash €272 raises the probability
  • No establishment unit in the KBO raises the probability
  • No main activity registered lowers the probability
Credit up to €14,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.28; short-term debt: 53.6% and cash: 0% of total assets), and 53.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 42%, liquidity 13%, profitability 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €190,972, total assets €620,424
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.28, cash €272
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Founded 14 months agofounded 01-08-2025 14 mo View
  • Turnover 2025first fiscal year filed €190,972 View

By topic

Financials

Fiscal year
2025
Turnover
€190,972
Profit
€38,026
Solvency
46.4%
Go to Financials

Company details

Legal form
Private limited company
Founded
01-08-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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