Summary
NESTT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.7m and a net result of -€726,175. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 2413 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
13 d early
2023
5 d early
2022
17 d early
2021
19 d early
2020
19 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#2 company by total assets in Sint-Genesius-Rode, Finance and insurance sector#2 company by equity in Sint-Genesius-Rode, Finance and insurance sector#3 oldest company in Sint-Genesius-Rode, Finance and insurance sector
Equity
€7.7m▲ 11.2%
2024 · €6.9m
Net result
-€726,175▼ 18.7%
2024 · -€611,682
Total assets
€7.7m▲ 2.0%
2024 · €7.6m
Solvency
99.6%▲ 8.3pp
2024 · 91.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€511,686▼ 50.5%-€686,936▼ 34.2%-€593,244▲ 13.6%-€588,821▲ 0.7%-€691,340▼ 17.4%
Net result-€545,805below the sector's middle half▼ 49.7%-€692,973below the sector's middle half▼ 27.0%-€608,297below the sector's middle half▲ 12.2%-€611,682below the sector's middle half▼ 0.6%-€726,175below the sector's middle half▼ 18.7%
Equity€8.8mabove the sector's middle half▲ 15.0%€8.1mabove the sector's middle half▼ 7.8%€7.5mabove the sector's middle half▼ 7.5%€6.9mabove the sector's middle half▼ 8.1%€7.7mwithin the sector's middle half▲ 11.2%
Total assets€9.3mabove the sector's middle half▲ 4.0%€8.4mabove the sector's middle half▼ 9.3%€7.8mabove the sector's middle half▼ 7.9%€7.6mabove the sector's middle half▼ 2.4%€7.7mwithin the sector's middle half▲ 2.0%
Debt€458,461▼ 63.5%€289,411▼ 36.9%€231,523▼ 20.0%€655,880▲ 183%€30,032▼ 95.4%
Working capital€755,026€265,388▼ 64.9%-€142,460€8,243€209,835▲ 2,446%
Solvency95.1%above the sector's middle half▲ 9.1pp96.6%above the sector's middle half▲ 1.5pp97.0%above the sector's middle half▲ 0.5pp91.3%above the sector's middle half▼ 5.7pp99.6%above the sector's middle half▲ 8.3pp
Staff (FTE)1within the sector's middle half=0.3within the sector's middle half▼ 70.0%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €691,340 in 2025 against €588,821 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.7m
Fixed assets
€7.5m ▼ 0.8%
Current assets
€239,867 ▲ 589%
Equity and liabilities €7.7m
Equity
€7.7m ▲ 11.2%
Debt
€30,032 ▼ 95.4%
Debt's share of the balance-sheet total falls from 8.7% to 0.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
-9.4%▼
2024 · -8.8%
ROA
-9.4%▼
2024 · -8.1%
Debt ≤ 1 year
€30,032▲
2024 · €26,574
Income taxes
€894▼
2024 · €901
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €14,538 | - | - | - |
| Remuneration, social security and pensions62 | €70,763 | €22,451 | -€259 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €336,019 | €342,724 | €323,534 | €319,156 | €327,233 | ▲ 2.5% |
| Other operating charges640/8 | €18,714 | €16,962 | €19,119 | €19,963 | €20,578 | ▲ 3.1% |
| Gross operating margin9900 | -€86,190 | -€304,799 | -€250,849 | -€249,703 | -€343,529 | ▼ 37.6% |
| Operating profit (loss)9901 | -€511,686 | -€686,936 | -€593,244 | -€588,821 | -€691,340 | ▼ 17.4% |
| Financial income75/76B | €136 | €5,320 | €0 | €0 | - | - |
| Recurring financial income75 | €136 | €5,320 | €0 | €0 | - | - |
| Non-recurring financial income76B | - | €5,320 | - | - | - | - |
| Financial charges65/66B | €32,211 | €9,716 | €13,572 | €21,959 | €33,942 | ▲ 54.6% |
| Recurring financial charges65 | €32,211 | €9,716 | €13,572 | €21,959 | €33,942 | ▲ 54.6% |
| Profit (loss) for the period before taxes9903 | -€543,760 | -€691,332 | -€606,816 | -€610,781 | -€725,282 | ▼ 18.7% |
| Income taxes67/77 | €2,044 | €1,641 | €1,481 | €901 | €894 | ▼ 0.9% |
| Profit (loss) for the period9904 | -€545,805 | -€692,973 | -€608,297 | -€611,682 | -€726,175 | ▼ 18.7% |
| Profit (loss) for the period to be appropriated9905 | -€545,805 | -€692,973 | -€608,297 | -€611,682 | -€726,175 | ▼ 18.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.3m | €8.4m | €7.8m | €7.6m | €7.7m | ▲ 2.0% |
| Fixed assets21/28 | €8.3m | €8.0m | €7.7m | €7.5m | €7.5m | ▼ 0.8% |
| Tangible fixed assets22/27 | €8.3m | €8.0m | €7.7m | €7.5m | €7.5m | ▼ 0.8% |
| Land and buildings22 | €8.1m | €7.8m | €7.6m | €7.5m | €7.4m | ▼ 0.9% |
| Plant, machinery and equipment23 | €7,192 | €6,556 | €4,782 | €22,550 | €16,956 | ▼ 24.8% |
| Furniture and vehicles24 | €241,262 | €164,832 | €95,874 | €58,336 | €70,419 | ▲ 20.7% |
| Current assets29/58 | €949,797 | €431,476 | €86,063 | €34,817 | €239,867 | ▲ 589% |
| Amounts receivable within one year40/41 | €270,245 | €68,081 | €12,717 | €773 | €170,038 | ▲ 21,900% |
| Trade receivables40 | €26,512 | €24,352 | €11,889 | - | - | - |
| Other amounts receivable41 | €243,733 | €43,729 | €828 | €773 | €170,038 | ▲ 21,900% |
| Cash at bank and in hand54/58 | €665,599 | €350,839 | €63,900 | €23,144 | €62,761 | ▲ 171% |
| Deferred charges and accrued income490/1 | €13,953 | €12,555 | €9,447 | €10,900 | €7,068 | ▼ 35.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.3m | €8.4m | €7.8m | €7.6m | €7.7m | ▲ 2.0% |
| Equity10/15 | €8.8m | €8.1m | €7.5m | €6.9m | €7.7m | ▲ 11.2% |
| Contributions10/11 | €8.7m | €8.7m | €8.7m | €8.7m | €10.2m | ▲ 17.2% |
| Capital10 | €8.7m | €8.7m | €8.7m | €8.7m | €10.2m | ▲ 17.2% |
| Issued capital100 | €8.7m | €8.7m | €8.7m | €8.7m | €10.2m | ▲ 17.2% |
| Reserves13 | €106,449 | €106,449 | €106,449 | €106,449 | €106,449 | = |
| Non-distributable reserves130/1 | €106,449 | €106,449 | €106,449 | €106,449 | €106,449 | = |
| Legal reserve130 | €106,449 | €106,449 | €106,449 | €106,449 | €106,449 | = |
| Profit (loss) carried forward14 | €32,346 | -€660,626 | -€1.3m | -€1.9m | -€2.6m | ▼ 38.6% |
| Amounts payable17/49 | €458,461 | €289,411 | €231,523 | €655,880 | €30,032 | ▼ 95.4% |
| Amounts payable after more than one year17 | €246,658 | €123,324 | - | €615,000 | - | - |
| Financial debts170/4 | €246,658 | €123,324 | - | €615,000 | - | - |
| Amounts payable within one year42/48 | €194,771 | €166,087 | €228,523 | €26,574 | €30,032 | ▲ 13.0% |
| Current portion of amounts payable after more than one year42 | €123,334 | €123,334 | €123,324 | - | - | - |
| Trade debts44 | €50,749 | €36,921 | €23,890 | €16,837 | €14,183 | ▼ 15.8% |
| Suppliers440/4 | €50,749 | €36,921 | €23,890 | €16,837 | €14,183 | ▼ 15.8% |
| Taxes, remuneration and social security45 | €20,131 | €5,832 | €6,296 | €8,897 | €15,849 | ▲ 78.2% |
| Taxes450/3 | €13,117 | €4,074 | €6,296 | €8,897 | €15,849 | ▲ 78.2% |
| Remuneration and social security454/9 | €7,013 | €1,758 | - | - | - | - |
| Other amounts payable47/48 | €557 | - | €75,013 | €841 | - | - |
| Accrued charges and deferred income492/3 | €17,033 | - | €3,000 | €14,306 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€545,805 | -€692,973 | -€608,297 | -€611,682 | -€726,175 | ▼ 18.7% |
| + Depreciation and write-downs630 | €336,019 | €342,724 | €323,534 | €319,156 | €327,233 | ▲ 2.5% |
| Operating cash flow (approximation) | -€209,786 | -€350,249 | -€284,762 | -€292,526 | -€398,942 | ▼ 36.4% |
| Investment in fixed assets (approximation) | - | €978 | -€2,762 | -€183,076 | -€270,160 | ▼ 47.6% |
| Change in cash | - | -€314,760 | -€286,939 | -€40,756 | €39,617 | ▲ 197% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€726,175
Net result drops to -€726,175, the lowest in the series.
31-12
Financial
Liquidity times 6current ratio 7.99
Current ratio from 1.31 to 7.99.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 1.31
Current ratio from 0.38 to 1.31; short-term debt falls from €228,523 to €26,574.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 9current ratio 4.88
Current ratio from 0.52 to 4.88; short-term debt falls from €878,606 to €194,771.
18-10
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Capital
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Capital
Show earlier events
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €5mEq €8.0m ▲209%
Equity rises from €2.6m to €8.0m.
11-07
State Gazette act
Board meeting · Director resignation
General meeting · Auditor appointment
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 2 establishment units since 2010
Ground area
6,895 m²
Building footprint
275 m²
Volume, LiDAR
1,647 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
2 establishment units
Nestt
since 20102.207.808.090
Nestt
since 20192.287.074.017
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0001/02S026 | Flanders | 4,315 m² | - | - |
| 22552F0001/02W027 | Flanders | 2,581 m² | 1 · 275 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
TNFO
9 companies
Group, risk and exposure
Owners and holdings
1 ownerOwners 1
- TNFOparentSourceaccounts TNFO 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
4 locations
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 6,810 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded07-11-1995
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456417464
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.