NESTOR

Active

Private limited companyfounded 20197 yrs activeFrançois Roffiaenstraat 24, 1050 Elsene, BelgiumKBO/BCE: BE 0719.694.072

The computed 12-month bankruptcy probability of NESTOR is 3.9% (moderate). The annual accounts of NESTOR for fiscal year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 11257 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

26 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability25▼-20

Solvency27▼-4

Growth78=

Track record100

Bankruptcy probability, 12 months

3.9% Moderate

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.47 against 1.77 in 2024; short-term debt: 64.6% and cash: 1% of total assets), and 97.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

2.4%

Return on assets

-3.3%

Age of the figures

15 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 11257 sector peers (2025).

NBB · sector comparison

Position among 11257 sector peers

Solvency

better than 21%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

2 d early

2024

18 d early

2023

28 d early

2022

27 d early

2021

21 d late

2020

26 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close19-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-11k

2024 · €2k

2020: €-37k 2021: €14k 2022: €16k 2023: €6k 2024: €2k

2020 → 2025

Working capital

€105k▼ 30.1%

2024 · €150k

2020: €-20k 2021: €-12k 2022: €79k 2023: €164k 2024: €150k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-5k-€12k€17k▲ 50.1%€20k▲ 14.2%€8k▼ 57.8%

Operating result€19k-€18k▼ 7.6%€10k▼ 43.1%€9k▼ 8.2%€-6k

Net result€14k-€16k▲ 18.6%€6k▼ 64.9%€2k▼ 57.4%€-11k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €6k after €9k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €344k

95.0%

Fixed assets €17k▲ 70.6%

Current assets €327k▼ 5.1%

Equity and liabilities €344k

97.6%

Equity €8k▼ 57.8%

Debt €336k▲ 0.3%

The debt ratio rises from 94.4% to 97.6%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€6k▼

2024 · €17k

Cash flow

€1k▼

2024 · €10k

Solvency

2.4%▼

2024 · 5.6%

Current ratio

1.47▼

2024 · 1.77

Quick ratio

0.20▼

2024 · 0.30

Debt / equity

40.38▲

2024 · 16.97

ROE

-137.2%▼

2024 · 12.4%

ROA

-3.3%▼

2024 · 0.7%

Interest coverage

1.23▼

2024 · 3.09

Debt

€336k▲

2024 · €335k

Debt ≤ 1 year

€222k▲

2024 · €195k

Debt > 1 year

€111k▼

2024 · €135k

Income taxes

€72▼

2024 · €2k

Staff costs

€30k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€355k€344k▼

Fixed assets21/28€10k€17k▲

Tangible fixed assets22/27€10k€17k▲

Plant, machinery and equipment23€2k€14k▲

Furniture and vehicles24€8k€4k▼

Current assets29/58€344k€327k▼

Stocks and contracts in progress3€286k€283k▼

Stocks30/36€286k€283k▼

Amounts receivable within one year40/41€35k€38k▲

Trade receivables40€34k€37k▲

Other amounts receivable41€1k€1k=

Cash at bank and in hand54/58€22k€3k▼

Deferred charges and accrued income490/1€653€2k▲

Equity and liabilities

Total equity and liabilities10/49€355k€344k▼

Equity10/15€20k€8k▼

Contributions10/11€19k€19k=

Profit (loss) carried forward14€1k€-10k▼

Amounts payable17/49€335k€336k▲

Amounts payable after more than one year17€135k€111k▼

Financial debts170/4€135k€111k▼

Amounts payable within one year42/48€195k€222k▲

Current portion of amounts payable after more than one year42€25k€57k▲

Trade debts44€56k€29k▼

Suppliers440/4€56k€29k▼

Taxes, remuneration and social security45€6k€13k▲

Taxes450/3€6k€12k▲

Remuneration and social security454/9-€273

Other amounts payable47/48€109k€124k▲

Accrued charges and deferred income492/3€4k€2k▼

Income statement Code20242025

Remuneration, social security and pensions62-€30k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€13k▲

Other operating charges640/8€1k€1k▲

Gross operating margin9900€18k€38k▲

Operating profit (loss)9901€9k€-6k▼

Financial income75/76B€542€30▼

Recurring financial income75€542€30▼

Financial charges65/66B€5k€5k▼

Recurring financial charges65€5k€5k▼

Profit (loss) for the period before taxes9903€4k€-11k▼

Income taxes67/77€2k€72▼

Profit (loss) for the period9904€2k€-11k▼

Profit (loss) for the period to be appropriated9905€2k€-11k▼

Appropriation of the result

Profit (loss) to be appropriated9906€1k€-10k▼

Profit (loss) brought forward from the previous period14P€-1k€1k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-01-2027

2026

29-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

13-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

03-01

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

04-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-06

Financial Highest result since 2020net €16k ▲18.6%

Net result €16k, the highest in the series.

30-06

Financial Liquidity doublescurrent ratio 1.76

Current ratio from 0.87 to 1.76.

21-02

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 21 days late

2021

30-06

Financial Back to profitnet €14k

Net result €14k after one loss-making year.

26-02

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 26 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 2 establishment units since 2019

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

François Roffiaenstraat 241050 Elsene

Ground area

312 m²

Building footprint

215 m²

Volume, LiDAR

3,282 m³

3 parcels, Brussels · tallest building 23.1 m, ±7 floors. Linked by address, not a title deed.

2 establishment units

NESTOR-VIN

Alphonse De Wittestraat 82, 1050 ElseneManufacture of beverages

since 20192.284.799.267

NESTOR

Gustave Defnetstraat 3, 1060 Sint-Gillis (bij-Brussel)Agents in the wholesale of food, beverages and tobacco

since 20212.317.618.822

3 parcels

Brussels 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21443C0237/00V008	Brussels	168 m²	1 · 77 m²	15.1 m · 4 fl.
21562A0270/00X002	Brussels	92 m²	1 · 85 m²	23.1 m · 7 fl.
21443C0188/00E002	Brussels	52 m²	1 · 52 m²	15.1 m · 4 fl.