NESTIFY
ActiveNESTIFY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €97k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
63
/ 100
Healthy▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency30▼-23
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.4 in 2024), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
31.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
16 d early
2023
27 d early
2022
61 d early
2021
31 d early
2020
52 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 390%
2024 · €12k
2018: €10k
2019: €-62k
2020: €-133k
2021: €-48k
2022: €62k
2023: €62k
2024: €12k
2018 → 2025
Total assets
€308k▲ 623%
2024 · €43k
2018: €519k
2019: €408k
2020: €373k
2021: €98k
2022: €101k
2023: €109k
2024: €43k
2018 → 2025
Net result
€97k
2024 · €-50k
2018: €18k
2019: €-72k
2020: €-71k
2021: €85k
2022: €110k
2023: €40k
2024: €-50k
2018 → 2025
Working capital
€62k▲ 407%
2024 · €12k
2018: €-283k
2019: €-345k
2020: €-361k
2021: €-65k
2022: €45k
2023: €62k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-48k-€62k€62k▲ 0.6%€12k▼ 80.4%€60k▲ 390%
Operating result€97k-€109k▲ 11.4%€55k▼ 49.7%€-77k€109k
Net result€85k-€110k▲ 28.6%€40k▼ 63.2%€-50k€97k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €109k after a loss of €77k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €308k
Equity
€60k▲ 390%
Debt
€248k▲ 716%
The debt ratio rises from 71.4% to 80.6%: debt grows faster than equity.
Key figures and ratios
Solvency
19.4%▼
2024 · 28.6%
Current ratio
1.25▼
2024 · 1.40
Quick ratio
0.80▼
2024 · 1.40
Debt / equity
4.16▲
2024 · 2.50
ROE
163.4%▲
2024 · -410.9%
ROA
31.7%▲
2024 · -117.4%
Debt
€248k▲
2024 · €30k
Debt ≤ 1 year
€246k▲
2024 · €30k
Income taxes
€10k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€308k▲
Current assets29/58€43k€308k▲
Stocks and contracts in progress3-€111k
Stocks30/36-€111k
Amounts receivable within one year40/41€35k€123k▲
Trade receivables40€13k€118k▲
Other amounts receivable41€22k€5k▼
Cash at bank and in hand54/58€6k€73k▲
Deferred charges and accrued income490/1€1k€813▼
Equity and liabilities
Total equity and liabilities10/49€43k€308k▲
Equity10/15€12k€60k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€6k€53k▲
Amounts payable17/49€30k€248k▲
Amounts payable within one year42/48€30k€246k▲
Trade debts44€22k€43k▲
Suppliers440/4€22k€43k▲
Taxes, remuneration and social security45€1k€15k▲
Taxes450/3€1k€15k▲
Other amounts payable47/48€7k€188k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-76k€111k▲
Operating profit (loss)9901€-77k€109k▲
Financial income75/76B€29k€2▼
Recurring financial income75€29k€2▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-50k€107k▲
Income taxes67/77€0€10k▲
Profit (loss) for the period9904€-50k€97k▲
Profit (loss) for the period to be appropriated9905€-50k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€103k▲
Profit (loss) brought forward from the previous period14P€56k€6k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€0€50k▲
Directors or managers695€0€50k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €97k
Net result €97k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €110k ▲28.6%
Net result €110k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 2.15
Current ratio from 0.55 to 2.15; short-term debt falls from €146k to €39k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €85k
Net result €85k after 2 loss-making years.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-72k ▼509%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
TORVAN
CurrentDirector · since 01-08-2025 · Private limited company · perm. rep.: TORNEY Wouter
01-08-2025
TORVAN: Appointed as Director
01-08-2025
VANHAUWAERT Ilse: Resigned as Director
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldensporenstraat 628560 WevelgemGround area
1.3 ha
Building footprint
545 m²
Volume, LiDAR
863 m³
2 parcels, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NESTIFY
since 20052.147.222.484
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C1677/00F000 | Flanders | 1.2 ha | 1 · 337 m² | 0.1 m |
| 34041C0936/00A000 | Flanders | 1,044 m² | 1 · 208 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOME PRO
BE 0649.438.655
Beveren-Kruibeke-Zwijndrecht · Eq €60k
QUINTENS INVEST
BE 0783.538.185
Heusden-Zolder · Eq €60k
Thorbouw
BE 0716.677.471
Leuven · Eq €60k
WHITE ROCK FALLS
BE 0820.160.140
Ukkel · Eq €60k
DIMAIMMO
BE 0646.905.965
Mons · Eq €60k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 5,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2005
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
68122Development of non-residential building projects
70112
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.