NEST ARCHITECTS
ActiveNEST ARCHITECTS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €64k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency39▼-11
Growth58▲+16
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.32 in 2024; short-term debt: 78.5% and cash: 49.5% of total assets), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
35%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2004 sector peers (2025).
NBB · sector comparisonPosition among 2004 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
18 d late
2024
on the day
2023
29 d late
2022
on the day
2021
4 d late
2020
30 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€839k▲ 7.9%
2023 · €778k
2023: €778k
2023 → 2024
EBIT margin
8.4%▲ 0.2pp
2023 · 8.3%
2023: 8.3%
2023 → 2024
Net result
€64k▲ 27.6%
2024 · €50k
2019: €57k
2020: €16k
2021: €46k
2022: €41k
2023: €44k
2024: €50k
2019 → 2025
Working capital
€27k▼ 50.3%
2024 · €54k
2019: €62k
2020: €72k
2021: €119k
2022: €51k
2023: €100k
2024: €54k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€778k€839k▲ 7.9%
Equity€125k-€66k▼ 46.9%€110k▲ 66.5%€61k▼ 45.0%€25k▼ 59.0%
Operating result€62k-€56k▼ 9.7%€64k▲ 14.0%€71k▲ 9.9%€85k▲ 21.0%
Net result€46k-€41k▼ 10.2%€44k▲ 6.6%€50k▲ 14.1%€64k▲ 27.6%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€13k▼ 37.5%
Current assets
€171k▼ 22.5%
Equity and liabilities €183k
Equity
€25k▼ 59.0%
Debt
€159k▼ 11.9%
The debt ratio rises from 74.8% to 86.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €81k
Cash flow
€74k▲
2024 · €61k
Solvency
13.5%▼
2024 · 25.2%
Current ratio
1.19▼
2024 · 1.32
Quick ratio
1.19▼
2024 · 1.32
Debt / equity
6.38▲
2024 · 2.97
ROE
258.5%▲
2024 · 82.9%
ROA
35.0%▲
2024 · 20.9%
Interest coverage
109.64▼
2024 · 120.29
Debt
€159k▼
2024 · €180k
Debt ≤ 1 year
€144k▼
2024 · €166k
Income taxes
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€241k€183k▼
Fixed assets21/28€20k€13k▼
Tangible fixed assets22/27€19k€11k▼
Plant, machinery and equipment23€10k€5k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€1k€1k▲
Current assets29/58€220k€171k▼
Amounts receivable within one year40/41€160k€69k▼
Trade receivables40€160k€69k▼
Cash at bank and in hand54/58€59k€91k▲
Deferred charges and accrued income490/1€582€11k▲
Equity and liabilities
Total equity and liabilities10/49€241k€183k▼
Equity10/15€61k€25k▼
Contributions10/11€6k€6k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€52k€16k▼
Amounts payable17/49€180k€159k▼
Amounts payable within one year42/48€166k€144k▼
Trade debts44€63k€28k▼
Suppliers440/4€63k€28k▼
Taxes, remuneration and social security45€3k€16k▲
Taxes450/3€3k€16k▲
Other amounts payable47/48€100k€100k=
Accrued charges and deferred income492/3€14k€15k▲
Income statement
Code20242025
Turnover70€839k-
Goods, raw materials, services and sundry goods60/61€771k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€82k€96k▲
Operating profit (loss)9901€71k€85k▲
Financial income75/76B€17€272▲
Recurring financial income75€17€272▲
Financial charges65/66B€677€869▲
Recurring financial charges65€677€869▲
Profit (loss) for the period before taxes9903€70k€85k▲
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€50k€64k▲
Profit (loss) for the period to be appropriated9905€50k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€152k€116k▼
Profit (loss) brought forward from the previous period14P€101k€52k▼
Profit to be distributed694/7€100k€100k=
Return on contributions (dividend)694€100k€100k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Highest result since 2019net €64k ▲27.6%
Operating result €85k, net result €64k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Equity above €100kEq €110k ▲66.5%
5 profitable years in a row build equity to €110k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 4 days late
2021
31-12
Financial
Equity above €100kEq €125k ▲58.4%
3 profitable years in a row build equity to €125k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €16k ▼72.8%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Barastraat 1751070 AnderlechtGround area
1.0 ha
Building footprint
2,081 m²
Volume, LiDAR
42,712 m³
Parcel 21305C0327/00Y012, Brussels · tallest building 23.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
NEST ARCHITECTS
since 20192.288.178.431
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0327/00Y012 ProtectedMonument · Site or landscapeVeeartsenijschool van Kuregem en het park |
Brussels | 1.0 ha | 1 · 2,081 m² | 23.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2019
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.