NESS ART

Active

Private limited companyfounded 20214 yrs activeMarkt 23, 9240 Zele, BelgiumKBO/BCE: BE 0774.822.934

The computed 12-month bankruptcy probability of NESS ART is 2.3% (moderate). For NESS ART, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €83k and a net result of €11k. Its solvency ranks better than 46% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Filing: One filing cycle is missing

Axes, FY 2024 · tick = 2023

Profitability73▼-21

Solvency53▲+2

Growth52

Track record94

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

28%

Return on assets

3.8%

Age of the figures

27 mo

Annual accounts not filed

The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 233 days later.

NBB · 2 filings

Position against the passed deadline

30-06-2025 close31-01-2026 deadline21-09-2026 today

Latest accounts filed on time

The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 17-12-2024, 45 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not filed

2024

45 d early

2023

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€83k▲ 15.6%

2023 · €72k

2023: €72k

2023 → 2024

Total assets

€298k▲ 6.0%

2023 · €281k

2023: €281k

2023 → 2024

Net result

€11k▼ 80.3%

2023 · €57k

2023: €57k

2023 → 2024

Working capital

€-93k▲ 0.4%

2023 · €-94k

2023: €-94k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€72k-€83k▲ 15.6%

Operating result€81k-€19k▼ 76.4%

Net result€57k-€11k▼ 80.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 76% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €298k

78.8%

21.2%

Fixed assets €235k▲ 17.4%

Current assets €63k▼ 22.1%

Equity and liabilities €298k

28.0%

72.0%

Equity €83k▲ 15.6%

Debt €214k▲ 2.7%

The debt ratio falls from 74.3% to 72.0%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€43k▼

2023 · €88k

Cash flow

€35k▼

2023 · €64k

Solvency

28.0%▲

2023 · 25.7%

Current ratio

0.40▼

2023 · 0.46

Quick ratio

0.17▼

2023 · 0.26

Debt / equity

2.57▼

2023 · 2.89

ROE

13.5%▼

2023 · 79.2%

ROA

3.8%▼

2023 · 20.3%

Interest coverage

9.39▼

2023 · 17.62

Debt

€214k▲

2023 · €209k

Debt ≤ 1 year

€156k▼

2023 · €174k

Debt > 1 year

€58k▲

2023 · €34k

Income taxes

€5k▼

2023 · €23k

Staff costs

€19k▼

2023 · €92k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€281k€298k▲

Fixed assets21/28€200k€235k▲

Tangible fixed assets22/27€200k€235k▲

Land and buildings22€182k€172k▼

Plant, machinery and equipment23-€2k

Furniture and vehicles24€18k€60k▲

Current assets29/58€81k€63k▼

Stocks and contracts in progress3€36k€37k▲

Stocks30/36€36k€37k▲

Amounts receivable within one year40/41€9k€11k▲

Trade receivables40-€13

Other amounts receivable41€9k€11k▲

Cash at bank and in hand54/58€35k€15k▼

Deferred charges and accrued income490/1€489€460▼

Equity and liabilities

Total equity and liabilities10/49€281k€298k▲

Equity10/15€72k€83k▲

Contributions10/11€15k€15k=

Reserves13€57k€68k▲

Distributable reserves133€57k€68k▲

Amounts payable17/49€209k€214k▲

Amounts payable after more than one year17€34k€58k▲

Financial debts170/4€34k€58k▲

Amounts payable within one year42/48€174k€156k▼

Current portion of amounts payable after more than one year42€7k€16k▲

Financial debts43€4k€4k▲

Credit institutions430/8€4k€4k▲

Trade debts44€30k€12k▼

Suppliers440/4€30k€12k▼

Taxes, remuneration and social security45€46k€9k▼

Taxes450/3€38k€8k▼

Remuneration and social security454/9€8k€1k▼

Other amounts payable47/48€88k€115k▲

Accrued charges and deferred income492/3€168€0▼

Income statement Code20232024

Remuneration, social security and pensions62€92k€19k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€24k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€3k▼

Other operating charges640/8€28k€570▼

Non-recurring operating charges66A€36€0▼

Gross operating margin9900€214k€67k▼

Operating profit (loss)9901€81k€19k▼

Financial income75/76B€4k€1k▼

Recurring financial income75€4k€1k▼

Financial charges65/66B€5k€5k▼

Recurring financial charges65€5k€5k▼

Profit (loss) for the period before taxes9903€80k€16k▼

Income taxes67/77€23k€5k▼

Profit (loss) for the period9904€57k€11k▼

Profit (loss) for the period to be appropriated9905€57k€11k▼

Appropriation of the result

Profit (loss) to be appropriated9906€57k€11k▼

Transfer to equity691/2€57k€11k▼

To other reserves6921€57k€11k▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2024

17-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

31-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zele · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Markt 239240 Zele

Ground area

598 m²

Building footprint

589 m²

Volume, LiDAR

7,217 m³

Parcel 42402F0200/00D000, Flanders · tallest building 17.3 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

NESS ART

Markt 23, 9240 ZeleRetail sale of women's outerwear

since 20212.322.701.325

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42402F0200/00D000	Flanders	598 m²	1 · 589 m²	17.2 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid

Year	Entries	awarded	paid
2025	1	2,000 EUR	2,000 EUR
2023	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

2 entries · 4,000 EUR · 4,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

FASHION ROOM

BE 0741.476.017

Oud-Turnhout · Eq €84k

Of 2,211 companies in sector 47711 we hold annual accounts for 889. 706 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-09-2021

Fiscal year end30-06

Activities, NACEBEL

47711Retail sale of women's outerwear

47716Retail sale of clothing and accessories for women, men, children and babies (general range)

47120Other non-specialised retail sale

47251Retail sale of wines and spirits

47714Retail trade

47715Retail trade

47910Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.