NESO
ActiveSummary
The computed 12-month bankruptcy probability of NESO is 4.7% (elevated). The annual accounts of NESO for fiscal year 2025 show a net loss of 54% of total assets. The 2025 annual accounts show equity of €32k and a net result of €-30k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 3705 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-38
Solvency83▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.67 against 2.35 in 2024; short-term debt: 32.1% and cash: 8.2% of total assets), and 42.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.6%
Return on assets
-54.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
13 d late
2024
58 d early
2023
89 d late
2022
7 d early
2021
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€32k▼ 48.5%
2024 · €62k
Total assets
€56k▼ 43.1%
2024 · €98k
Net result
€-30k
2024 · €15k
Working capital
€12k▼ 66.3%
2024 · €35k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7k-€20k▲ 206%€10k▼ 50.6%€22k▲ 127%€1k▼ 95.3%
Net result€16k-€17k▲ 7.8%€9k▼ 50.7%€15k▲ 76.8%€-30k
Equity€21k-€39k▲ 80.2%€47k▲ 21.9%€62k▲ 31.8%€32k▼ 48.5%
Total assets€114k-€84k▼ 26.7%€81k▼ 3.9%€98k▲ 21.5%€56k▼ 43.1%
Debt€93k-€45k▼ 51.4%€33k▼ 26.2%€36k▲ 6.9%€24k▼ 33.7%
Working capital€-74k-€19k€20k▲ 3.5%€35k▲ 76.4%€12k▼ 66.3%
Staff (FTE)1.12.6▲ 136%2.6=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€26k ▼ 28.6%
Current assets
€30k ▼ 51.7%
Equity and liabilities €56k
Equity
€32k ▼ 48.5%
Debt
€24k ▼ 33.7%
Debt's share of the balance-sheet total rises from 36.4% to 42.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €35k
Cash flow
€-17k▼
2024 · €28k
Current ratio
1.67▼
2024 · 2.35
Quick ratio
1.20▼
2024 · 2.04
Debt to equity
0.74▲
2024 · 0.57
ROE
-94.3%▼
2024 · 24.1%
ROA
-54.3%▼
2024 · 15.4%
Interest coverage
9.74▼
2024 · 15.24
Debt ≤ 1 year
€18k▼
2024 · €26k
Debt > 1 year
€6k▼
2024 · €9k
Income taxes
€30k▲
2024 · €6k
Staff costs
€70k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €6k | - | - | - | - |
| Remuneration, social security and pensions62 | €4k | €7k | €27k | €43k | €70k | ▲ 64.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €6k | €11k | €13k | €13k | ▲ 2.5% |
| Other operating charges640/8 | €536 | €3k | €813 | €2k | €2k | ▼ 6.7% |
| Gross operating margin9900 | €23k | €36k | €49k | €80k | €86k | ▲ 7.6% |
| Operating profit (loss)9901 | €7k | €20k | €10k | €22k | €1k | ▼ 95.3% |
| Financial income75/76B | €11k | - | €3 | €648 | €0 | ▼ 100.0% |
| Recurring financial income75 | €11k | - | €3 | €648 | €0 | ▼ 100.0% |
| Financial charges65/66B | €262 | €204 | €1k | €2k | €1k | ▼ 36.4% |
| Recurring financial charges65 | €262 | €204 | €1k | €2k | €1k | ▼ 36.4% |
| Profit (loss) for the period before taxes9903 | €17k | €20k | €9k | €21k | €-421 | ▼ 102% |
| Income taxes67/77 | €1k | €2k | - | €6k | €30k | ▲ 427% |
| Profit (loss) for the period9904 | €16k | €17k | €9k | €15k | €-30k | ▼ 301% |
| Profit (loss) for the period to be appropriated9905 | €16k | €17k | €9k | €15k | €-30k | ▼ 301% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €114k | €84k | €81k | €98k | €56k | ▼ 43.1% |
| Fixed assets21/28 | €95k | €19k | €40k | €36k | €26k | ▼ 28.6% |
| Intangible fixed assets21 | €878 | €1k | €7k | €5k | €3k | ▼ 33.4% |
| Tangible fixed assets22/27 | €94k | €18k | €33k | €31k | €23k | ▼ 27.8% |
| Plant, machinery and equipment23 | €2k | €1k | €1k | €616 | €256 | ▼ 58.5% |
| Furniture and vehicles24 | €93k | €16k | €32k | €31k | €22k | ▼ 27.2% |
| Current assets29/58 | €19k | €64k | €41k | €62k | €30k | ▼ 51.7% |
| Stocks and contracts in progress3 | €2k | €3k | €5k | €8k | €8k | ▲ 5.8% |
| Stocks30/36 | €2k | €3k | €5k | €8k | €8k | ▲ 5.8% |
| Amounts receivable within one year40/41 | €4k | €5k | €20k | €29k | €16k | ▼ 44.6% |
| Trade receivables40 | - | €419 | €2k | €2k | €1k | ▼ 19.4% |
| Other amounts receivable41 | €4k | €5k | €18k | €27k | €15k | ▼ 46.3% |
| Cash at bank and in hand54/58 | €12k | €55k | €15k | €24k | €5k | ▼ 81.1% |
| Deferred charges and accrued income490/1 | €578 | €2k | €2k | €419 | €694 | ▲ 65.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €114k | €84k | €81k | €98k | €56k | ▼ 43.1% |
| Equity10/15 | €21k | €39k | €47k | €62k | €32k | ▼ 48.5% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | - | - | - | - |
| Issued capital100 | €6k | €6k | - | - | - | - |
| Outside capital11 | - | - | - | €6k | €6k | = |
| Other1109/19 | - | - | - | €6k | €6k | = |
| Profit (loss) carried forward14 | €16k | €33k | €42k | €57k | €27k | ▼ 53.2% |
| Amounts payable17/49 | €93k | €45k | €33k | €36k | €24k | ▼ 33.7% |
| Amounts payable after more than one year17 | - | - | €13k | €9k | €6k | ▼ 38.4% |
| Financial debts170/4 | - | - | €13k | €9k | €6k | ▼ 38.4% |
| Amounts payable within one year42/48 | €93k | €45k | €21k | €26k | €18k | ▼ 32.0% |
| Current portion of amounts payable after more than one year42 | - | - | €3k | €3k | €4k | ▲ 5.4% |
| Trade debts44 | €2k | €14k | €8k | €11k | €1k | ▼ 87.4% |
| Suppliers440/4 | €2k | €14k | €8k | €11k | €1k | ▼ 87.4% |
| Taxes, remuneration and social security45 | €5k | €30k | €10k | €12k | €13k | ▲ 11.1% |
| Taxes450/3 | €2k | €25k | €5k | €6k | €9k | ▲ 59.8% |
| Remuneration and social security454/9 | €3k | €5k | €4k | €6k | €4k | ▼ 35.9% |
| Other amounts payable47/48 | €86k | €1k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €17k | €9k | €15k | €-30k | ▼ 301% |
| + Depreciation and write-downs630 | €12k | €6k | €11k | €13k | €13k | ▲ 2.5% |
| Operating cash flow (approximation) | €28k | €23k | €20k | €28k | €-17k | ▼ 160% |
| Investment in fixed assets (approximation) | - | €70k | €-32k | €-9k | €-3k | ▲ 68.6% |
| Change in cash | - | €42k | €-40k | €10k | €-20k | ▼ 305% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €17k ▲7.8%
Net result €17k, the highest in the series.
31-12
Financial
Liquidity times 7current ratio 1.43
Current ratio from 0.20 to 1.43; short-term debt falls from €93k to €45k.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Ground area
208 m²
Building footprint
94 m²
Volume, LiDAR
993 m³
Parcel 92108B0284/00F004, Wallonia · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NESO
since 20202.305.017.829
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92108B0284/00F004 | Wallonia | 208 m² | 1 · 94 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.305.017.829
Similar companies · same sector, comparable size
EMON GROUP
BE 1004.910.595
Visé · Eq €32,064
JARISOL
BE 0446.693.611
Watermaal-Bosvoorde · Eq €32,065
SCRUBIT
BE 0765.486.584
Moorslede · Eq €32,045
TOLZAK
BE 1001.114.333
Brussel · Eq €32,045
ELSEM
BE 0719.499.973
Antwerpen · Eq €32,035
Of 21,861 companies in sector 56112 we hold annual accounts for 9,773. 8,409 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Contact
E-mail
info@comptateam.be
Scores and ratios are computed by Checked and are not a credit decision.