NESAM
ActiveNESAM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €-1k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 53% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-42
Solvency88▼-12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 4.78 in 2024; short-term debt: 37.2% and cash: 51.3% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
16 d early
2024
21 d late
2023
30 d late
2022
13 d early
2021
31 d late
2020
61 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€237k
EBIT margin
19.5%
Net result
€-1k
2024 · €12k
2019: €32k
2020: €49k
2021: €29k
2022: €2k
2023: €13k
2024: €12k
2019 → 2025
Working capital
€101k▼ 25.2%
2024 · €135k
2019: €27k
2020: €76k
2021: €99k
2022: €103k
2023: €122k
2024: €135k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€117k▲ 1.4%€130k▲ 10.7%€142k▲ 8.9%€108k▼ 23.5%
Operating result€40k-€7k▼ 81.5%€19k▲ 159%€17k▼ 11.9%€60▼ 99.6%
Net result€29k-€2k▼ 94.4%€13k▲ 693%€12k▼ 7.5%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€7k▲ 10.8%
Current assets
€165k▼ 3.3%
Equity and liabilities €173k
Equity
€108k▼ 23.5%
Debt
€64k▲ 79.4%
The debt ratio rises from 20.2% to 37.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €22k
Cash flow
€1k▼
2024 · €17k
Solvency
62.8%▼
2024 · 79.8%
Current ratio
2.57▼
2024 · 4.78
Quick ratio
2.57▼
2024 · 4.78
Debt / equity
0.59▲
2024 · 0.25
ROE
-1.3%▼
2024 · 8.2%
ROA
-0.8%▼
2024 · 6.6%
Interest coverage
2.06▼
2024 · 24.49
Debt
€64k▲
2024 · €36k
Debt ≤ 1 year
€64k▲
2024 · €36k
Income taxes
€2k▼
2024 · €4k
Staff costs
€69k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€173k▼
Fixed assets21/28€7k€7k▲
Tangible fixed assets22/27€4k€5k▲
Furniture and vehicles24€4k€5k▲
Financial fixed assets28€3k€3k=
Current assets29/58€171k€165k▼
Amounts receivable within one year40/41€18k€73k▲
Trade receivables40€15k€16k▲
Other amounts receivable41€2k€57k▲
Cash at bank and in hand54/58€151k€89k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€177k€173k▼
Equity10/15€142k€108k▼
Contributions10/11€6k€6k=
Reserves13€135k€102k▼
Distributable reserves133€135k€102k▼
Amounts payable17/49€36k€64k▲
Amounts payable within one year42/48€36k€64k▲
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€29k€26k▼
Taxes450/3€20k€17k▼
Remuneration and social security454/9€9k€10k▲
Other amounts payable47/48-€32k
Accrued charges and deferred income492/3€67-
Income statement
Code20242025
Remuneration, social security and pensions62€66k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€1k€400▼
Gross operating margin9900€89k€72k▼
Operating profit (loss)9901€17k€60▼
Financial income75/76B€105€2k▲
Recurring financial income75€105€2k▲
Financial charges65/66B€900€1k▲
Recurring financial charges65€900€1k▲
Profit (loss) for the period before taxes9903€16k€271▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€12k€-1k▼
Profit (loss) for the period to be appropriated9905€12k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-1k▼
Transfer from equity791/2-€33k
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7-€32k
Return on contributions (dividend)694-€32k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-1k ▼112%
Net result drops to €-1k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 5.16
Current ratio from 2.56 to 5.16; short-term debt falls from €66k to €29k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €116k ▲32.6%
3 profitable years in a row build equity to €116k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2019net €49k ▲55.1%
Operating result €66k, net result €49k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2020
Resigned as Director
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basilieklaan 3551081 KoekelbergGround area
381 m²
Parcel 21011A0012/00K000, Brussels. Linked by address, not a title deed.
1 establishment unit
NESAM
since 20182.284.293.778
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0012/00K000 | Brussels | 381 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.nesamsolutions.com/