Nervii
ActiveSummary
Nervii has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €6k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▼-11
Solvency92▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.52 against 2.05 in 2024; short-term debt: 32.7% and cash: 27.5% of total assets), and 32.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.3%
Return on assets
16.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
1 d early
2023
12 d early
2022
5 d early
2021
30 d late
2020
349 d late
2019
33 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 31.4%
2024 · €18k
Total assets
€36k▲ 24.9%
2024 · €28k
Net result
€6k▼ 35.1%
2024 · €9k
Working capital
€18k▲ 63.5%
2024 · €11k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-1k€16k€-3k€15k€10k▼ 29.0%
Net result€-2k▼ 514%€10k€-6k€9k€6k▼ 35.1%
Equity€6k▼ 28.1%€16k▲ 179%€9k▼ 39.3%€18k▲ 93.8%€24k▲ 31.4%
Total assets€34k▲ 3.4%€40k▲ 18.7%€32k▼ 20.3%€28k▼ 11.2%€36k▲ 24.9%
Debt€28k▲ 13.1%€25k▼ 12.7%€23k▼ 8.4%€10k▼ 54.8%€12k▲ 13.4%
Working capital€8k▲ 312%€8k▲ 4.0%€3k▼ 67.3%€11k▲ 321%€18k▲ 63.5%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€6k ▼ 15.1%
Current assets
€29k ▲ 39.1%
Equity and liabilities €36k
Equity
€24k ▲ 31.4%
Debt
€12k ▲ 13.4%
Debt's share of the balance-sheet total falls from 36.0% to 32.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €17k
Cash flow
€10k▼
2024 · €12k
Current ratio
2.52▲
2024 · 2.05
Quick ratio
1.13▲
2024 · 1.02
Debt to equity
0.48▼
2024 · 0.56
ROE
23.9%▼
2024 · 48.4%
ROA
16.1%▼
2024 · 31.0%
Interest coverage
26.48▲
2024 · 15.05
Debt ≤ 1 year
€12k▲
2024 · €10k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €6k | €6k | €256 | €2k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €8k | €3k | €4k | ▲ 48.7% |
| Other operating charges640/8 | €2k | €2k | €6k | €2k | €3k | ▲ 43.3% |
| Gross operating margin9900 | €9k | €26k | €12k | €21k | €17k | ▼ 18.0% |
| Operating profit (loss)9901 | €-1k | €16k | €-3k | €15k | €10k | ▼ 29.0% |
| Financial income75/76B | €49 | €436 | €5 | €2 | €0 | ▼ 79.5% |
| Recurring financial income75 | €49 | €436 | €5 | €2 | €0 | ▼ 79.5% |
| Financial charges65/66B | €3k | €2k | €1k | €1k | €547 | ▼ 52.7% |
| Recurring financial charges65 | €2k | €2k | €1k | €1k | €547 | ▼ 52.7% |
| Non-recurring financial charges66B | €2k | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €-5k | €15k | €-5k | €14k | €10k | ▼ 26.9% |
| Income taxes67/77 | €-2k | €5k | €2k | €5k | €4k | ▼ 11.6% |
| Profit (loss) for the period9904 | €-2k | €10k | €-6k | €9k | €6k | ▼ 35.1% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €10k | €-6k | €9k | €6k | ▼ 35.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €34k | €40k | €32k | €28k | €36k | ▲ 24.9% |
| Fixed assets21/28 | €6k | €9k | €8k | €7k | €6k | ▼ 15.1% |
| Tangible fixed assets22/27 | €6k | €9k | €8k | €7k | €6k | ▼ 15.1% |
| Plant, machinery and equipment23 | €1k | €6k | €6k | €5k | €4k | ▼ 12.6% |
| Furniture and vehicles24 | €619 | €336 | €53 | €2k | €2k | ▲ 29.5% |
| Other tangible fixed assets26 | €4k | €3k | €2k | €938 | - | - |
| Financial fixed assets28 | €136 | €136 | €136 | - | - | - |
| Current assets29/58 | €28k | €31k | €24k | €21k | €29k | ▲ 39.1% |
| Stocks and contracts in progress3 | €19k | €19k | €15k | €11k | €16k | ▲ 52.0% |
| Stocks30/36 | €19k | €19k | €15k | €11k | €16k | ▲ 52.0% |
| Amounts receivable within one year40/41 | €5k | €10k | €7k | €4k | €988 | ▼ 74.6% |
| Trade receivables40 | - | €8k | €6k | €4k | €979 | ▼ 74.9% |
| Other amounts receivable41 | €5k | €2k | €205 | - | €9 | - |
| Cash at bank and in hand54/58 | €651 | €796 | €644 | €4k | €10k | ▲ 127% |
| Deferred charges and accrued income490/1 | €3k | €2k | €2k | €2k | €2k | ▲ 6.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €34k | €40k | €32k | €28k | €36k | ▲ 24.9% |
| Equity10/15 | €6k | €16k | €9k | €18k | €24k | ▲ 31.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €5k | ▲ 188% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | - | - | €2k | €2k | €5k | ▲ 188% |
| Profit (loss) carried forward14 | €-15k | €-5k | €-11k | €-2k | - | - |
| Amounts payable17/49 | €28k | €25k | €23k | €10k | €12k | ▲ 13.4% |
| Amounts payable after more than one year17 | €8k | €1k | €958 | - | - | - |
| Financial debts170/4 | €8k | €1k | €958 | - | - | - |
| Amounts payable within one year42/48 | €20k | €24k | €22k | €10k | €12k | ▲ 13.4% |
| Current portion of amounts payable after more than one year42 | €9k | €7k | €3k | €958 | - | - |
| Financial debts43 | €1k | €3k | €4k | - | - | - |
| Credit institutions430/8 | €1k | €3k | €4k | - | - | - |
| Trade debts44 | €4k | €5k | €6k | €4k | €7k | ▲ 49.8% |
| Suppliers440/4 | €4k | €5k | €6k | €4k | €7k | ▲ 49.8% |
| Advances received on contracts in progress46 | - | - | - | - | €1k | - |
| Taxes, remuneration and social security45 | €6k | €9k | €8k | €4k | €3k | ▼ 17.6% |
| Taxes450/3 | €6k | €9k | €8k | €4k | €3k | ▼ 17.6% |
| Remuneration and social security454/9 | €373 | €292 | - | - | - | - |
| Other amounts payable47/48 | - | - | €12 | €798 | €352 | ▼ 55.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €10k | €-6k | €9k | €6k | ▼ 35.1% |
| + Depreciation and write-downs630 | €2k | €2k | €8k | €3k | €4k | ▲ 48.7% |
| Operating cash flow (approximation) | €-221 | €12k | €2k | €12k | €10k | ▼ 15.3% |
| Investment in fixed assets (approximation) | - | €-5k | €-7k | €-2k | €-3k | ▼ 23.9% |
| Change in cash | - | €146 | €-152 | €4k | €5k | ▲ 48.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 349 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 2 establishment units since 2009
Ground area
968 m²
Building footprint
259 m²
Volume, LiDAR
1,834 m³
3 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
NERVII
since 20092.175.403.657
NERVII
since 20162.316.123.438
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0154/00H000 | Flanders | 396 m² | 1 · 53 m² | 8.7 m · 3 fl. |
| 11037D0313/00K014 | Flanders | 298 m² | 1 · 101 m² | 10.9 m · 3 fl. |
| 11037B0469/00C002 | Flanders | 274 m² | 1 · 104 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 2,814 EUR awarded · 2,756 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 106 EUR |
| 2024 | 2 | 2,164 EUR | 2,000 EUR |
| 2023 | 2 | 584 EUR | 584 EUR |
| 2022 | 1 | 66 EUR | 66 EUR |
Schemes
Hinderpremie bij openbare werken
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 6 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
Show 6 ended approvals
Kapper (so)
Kapper-salonverantwoordelijke (so)
Haarverzorging duaal (so)
Kapper (so)
Kapper (vwo)
Kapper-salonverantwoordelijke (so)
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Of 21,739 companies in sector 96210 we hold annual accounts for 2,827. 2,336 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
16230Manufacture of other builders' carpentry and joinery
43320Joinery installation
86940Nursing and midwifery
86951Physiotherapy
96220Beauty care and other beauty treatments
Contact
Website
www.hairstation.be
Website
www.nervii.be
E-mail
hairstation@telenet.be
E-mail
info@nervii.be
Phone
03/449.49.97
Phone
0476/30.33.90Rumst
Scores and ratios are computed by Checked and are not a credit decision.