NEOTEQ
ActiveThe computed 12-month bankruptcy probability of NEOTEQ is 6.3% (elevated). The 2024 annual accounts show negative equity (€-9k) and a net result of €-184. Equity is shrinking by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 26056 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
18
/ 100
Critical▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▼-89
Solvency33=
Growth58=
Stability94
Bankruptcy probability, 12 months
6.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year -€9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
30 d late
2022
3 d early
2021
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-9k▼ 2.2%
2023 · €-9k
2021: €1k
2022: €-5k
2023: €-9k
2021 → 2024
Total assets
€38▼ 94.0%
2023 · €633
2021: €9k
2022: €3k
2023: €633
2021 → 2024
Net result
€-184▲ 94.3%
2023 · €-3k
2021: €-9k
2022: €-7k
2023: €-3k
2021 → 2024
Working capital
€-9k▼ 2.2%
2023 · €-9k
2021: €712
2022: €-6k
2023: €-9k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€1k-€-5k€-9k▼ 60.7%€-9k▼ 2.2%
Operating result€-9k-€-7k▲ 23.8%€-3k▲ 50.7%€-17▲ 99.5%
Net result€-9k-€-7k▲ 23.1%€-3k▲ 51.5%€-184▲ 94.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17 in 2024 against €3k in 2023; the loss shrinks.
Key figures and ratios
Debt
€9k▼
2023 · €9k
Debt ≤ 1 year
€9k▼
2023 · €9k
Ratios withheld: a balance sheet total of €38 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€633€38▼
Current assets29/58€633€38▼
Cash at bank and in hand54/58€633€38▼
Equity and liabilities
Total equity and liabilities10/49€633€38▼
Equity10/15€-9k€-9k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-19k€-19k▼
Amounts payable17/49€9k€9k▼
Amounts payable within one year42/48€9k€9k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Other amounts payable47/48€5k€6k▲
Income statement
Code20232024
Other operating charges640/8€384€387▲
Gross operating margin9900€-3k€371▲
Operating profit (loss)9901€-3k€-17▲
Financial income75/76B€13€6▼
Recurring financial income75€13€6▼
Financial charges65/66B-€173
Recurring financial charges65-€173
Profit (loss) for the period before taxes9903€-3k€-184▲
Profit (loss) for the period9904€-3k€-184▲
Profit (loss) for the period to be appropriated9905€-3k€-184▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-19k▼
Profit (loss) brought forward from the previous period14P€-15k€-19k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Liège(JB) 6245100 NamurGround area
476 m²
Building footprint
497 m²
Volume, LiDAR
6,543 m³
Parcel 92067A0066/00F000, Wallonia · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NEOTEQ
since 20202.310.442.208
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067A0066/00F000 | Wallonia | 476 m² | 1 · 497 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 300 companies in sector 47525 we hold annual accounts for 206. 15 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2020
Fiscal year end31-12
Activities, NACEBEL
47525Retail trade
46841Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@neoteq.eu