NEOSPHERE
ActiveSummary
NEOSPHERE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,391 and a net result of €24,427. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-15
Solvency49▲+4
Growth38=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.69 in 2024; short-term debt: 47.3% and cash: 53.7% of total assets), but 76.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Travel agency, tour operator and other reservation service and related activities (NACE 79)
about 121% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
27 d late
2023
29 d late
2022
29 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€795,449▲ 13.0%
2024 · €704,069
EBIT margin
8.3%▼ 4.2pp
2024 · 12.5%
Net result
€24,427▼ 68.4%
2024 · €77,251
Working capital
€143,877▼ 6.3%
2024 · €153,561
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 79, Travel agency, tour operator and other reservation service and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€797,842▲ 132%€1.3m▲ 58.5%€873,504▼ 30.9%€704,069▼ 19.4%€795,449▲ 13.0%
Operating result€4,619€48,275▲ 945%€34,023▼ 29.5%€88,012▲ 159%€66,000▼ 25.0%
Net result-€473within the sector's middle half▲ 99.4%€26,751within the sector's middle half€17,437within the sector's middle half▼ 34.8%€77,251above the sector's middle half▲ 343%€24,427within the sector's middle half▼ 68.4%
EBIT margin0.6%▲ 19.9pp3.8%▲ 3.2pp3.9%▲ 0.1pp12.5%▲ 8.6pp8.3%▼ 4.2pp
Equity€81,525within the sector's middle half▼ 0.6%€108,276within the sector's middle half▲ 32.8%€75,714within the sector's middle half▼ 30.1%€87,964within the sector's middle half▲ 16.2%€82,391below the sector's middle half▼ 6.3%
Total assets€418,917above the sector's middle half▲ 54.8%€682,455above the sector's middle half▲ 62.9%€553,201above the sector's middle half▼ 18.9%€429,350above the sector's middle half▼ 22.4%€349,351below the sector's middle half▼ 18.6%
Debt€337,392▲ 78.9%€574,179▲ 70.2%€477,487▼ 16.8%€341,386▼ 28.5%€266,960▼ 21.8%
Working capital€85,188within the sector's middle half▼ 3.7%€105,621within the sector's middle half▲ 24.0%€130,759within the sector's middle half▲ 23.8%€153,561above the sector's middle half▲ 17.4%€143,877within the sector's middle half▼ 6.3%
Solvency19.5%within the sector's middle half▼ 10.8pp15.9%below the sector's middle half▼ 3.6pp13.7%below the sector's middle half▼ 2.2pp20.5%within the sector's middle half▲ 6.8pp23.6%within the sector's middle half▲ 3.1pp
Current ratio1.35within the sector's middle half▼ 0.741.21within the sector's middle half▼ 0.131.37within the sector's middle half▲ 0.161.69within the sector's middle half▲ 0.321.87within the sector's middle half▲ 0.18
Return on assets (ROA)-0.1%within the sector's middle half▲ 29.5pp3.9%within the sector's middle half▲ 4.0pp3.2%within the sector's middle half▼ 0.8pp18.0%above the sector's middle half▲ 14.8pp7.0%within the sector's middle half▼ 11.0pp
Staff (FTE)1.6▼ 20.0%1.6=1.7▲ 6.3%1.6▼ 5.9%1.6within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 79, Travel agency, tour operator and other reservation service and related activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2021 Turnover +132% on 2020. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €349,351
Fixed assets
€40,253 ▼ 24.8%
Current assets
€309,098 ▼ 17.7%
Equity and liabilities €349,351
Equity
€82,391 ▼ 6.3%
Debt
€266,960 ▼ 21.8%
Debt's share of the balance-sheet total falls from 79.5% to 76.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€79,299▼
2024 · €101,311
Cash flow
€37,726▼
2024 · €90,550
Debt to equity
3.24▼
2024 · 3.88
ROE
29.6%▼
2024 · 87.8%
Interest coverage
6.80▼
2024 · 7.06
Debt ≤ 1 year
€165,221▼
2024 · €222,238
Debt > 1 year
€14,501▼
2024 · €46,627
Income taxes
€29,877▲
2024 · -€12,772
Staff costs
€82,425▼
2024 · €87,312
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,815 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.8%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €797,842 | €1.3m | €873,504 | €704,069 | €795,449 | ▲ 13.0% |
| Goods, raw materials, services and sundry goods60/61 | €748,446 | €1.1m | €730,303 | €511,142 | €628,316 | ▲ 22.9% |
| Remuneration, social security and pensions62 | €30,702 | €67,954 | €92,365 | €87,312 | €82,425 | ▼ 5.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,924 | €13,277 | €13,299 | €13,299 | €13,299 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €8,007 | - | - | €890 | - |
| Other operating charges640/8 | €1,151 | €3,522 | €3,714 | €4,304 | €4,519 | ▲ 5.0% |
| Gross operating margin9900 | €49,396 | €141,035 | €143,401 | €192,927 | €167,133 | ▼ 13.4% |
| Operating profit (loss)9901 | €4,619 | €48,275 | €34,023 | €88,012 | €66,000 | ▼ 25.0% |
| Financial income75/76B | €1,636 | €490 | €11 | €45 | €29 | ▼ 35.8% |
| Recurring financial income75 | €29 | €490 | €11 | €45 | €29 | ▼ 35.8% |
| Non-recurring financial income76B | €1,607 | - | - | - | - | - |
| Financial charges65/66B | €6,728 | €10,253 | €11,446 | €23,578 | €11,725 | ▼ 50.3% |
| Recurring financial charges65 | €6,619 | €9,993 | €11,226 | €14,352 | €11,667 | ▼ 18.7% |
| Non-recurring financial charges66B | €109 | €260 | €220 | €9,226 | €58 | ▼ 99.4% |
| Profit (loss) for the period before taxes9903 | -€473 | €38,512 | €22,587 | €64,479 | €54,304 | ▼ 15.8% |
| Income taxes67/77 | - | €11,761 | €5,150 | -€12,772 | €29,877 | ▲ 334% |
| Profit (loss) for the period9904 | -€473 | €26,751 | €17,437 | €77,251 | €24,427 | ▼ 68.4% |
| Profit (loss) for the period to be appropriated9905 | -€473 | €26,751 | €17,437 | €77,251 | €24,427 | ▼ 68.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €418,917 | €682,455 | €553,201 | €429,350 | €349,351 | ▼ 18.6% |
| Fixed assets21/28 | €88,150 | €80,150 | €66,851 | €53,552 | €40,253 | ▼ 24.8% |
| Tangible fixed assets22/27 | €88,100 | €80,100 | €66,801 | €53,502 | €40,203 | ▼ 24.9% |
| Land and buildings22 | €87,419 | €75,176 | €62,932 | €50,689 | €38,445 | ▼ 24.2% |
| Furniture and vehicles24 | €681 | €4,924 | €3,869 | €2,813 | €1,758 | ▼ 37.5% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €330,767 | €602,305 | €486,350 | €375,798 | €309,098 | ▼ 17.7% |
| Amounts receivable within one year40/41 | €220,192 | €436,523 | €269,963 | €92,374 | €121,552 | ▲ 31.6% |
| Trade receivables40 | €219,442 | €435,213 | €268,199 | €90,595 | €118,563 | ▲ 30.9% |
| Other amounts receivable41 | €750 | €1,310 | €1,764 | €1,779 | €2,989 | ▲ 68.0% |
| Cash at bank and in hand54/58 | €110,575 | €165,782 | €213,387 | €283,424 | €187,546 | ▼ 33.8% |
| Deferred charges and accrued income490/1 | - | - | €3,000 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €418,917 | €682,455 | €553,201 | €429,350 | €349,351 | ▼ 18.6% |
| Equity10/15 | €81,525 | €108,276 | €75,714 | €87,964 | €82,391 | ▼ 6.3% |
| Contributions10/11 | €50,000 | €50,000 | - | - | - | - |
| Capital10 | €50,000 | €50,000 | - | - | - | - |
| Issued capital100 | €50,000 | €50,000 | - | - | - | - |
| Reserves13 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Non-distributable reserves130/1 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Legal reserve130 | €5,000 | €5,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €26,525 | €53,276 | €70,714 | €82,964 | €77,391 | ▼ 6.7% |
| Amounts payable17/49 | €337,392 | €574,179 | €477,487 | €341,386 | €266,960 | ▼ 21.8% |
| Amounts payable after more than one year17 | €91,814 | €77,495 | €62,445 | €46,627 | €14,501 | ▼ 68.9% |
| Financial debts170/4 | €91,814 | €77,495 | €62,445 | €46,627 | €14,501 | ▼ 68.9% |
| Amounts payable within one year42/48 | €245,579 | €496,684 | €355,590 | €222,238 | €165,221 | ▼ 25.7% |
| Current portion of amounts payable after more than one year42 | €15,681 | €14,319 | €15,050 | €15,818 | €16,625 | ▲ 5.1% |
| Trade debts44 | €50,133 | €64,382 | €55,426 | €30,109 | €10,829 | ▼ 64.0% |
| Suppliers440/4 | €50,133 | €64,382 | €55,426 | €30,109 | €10,829 | ▼ 64.0% |
| Advances received on contracts in progress46 | €119,421 | €340,230 | €200,175 | - | - | - |
| Taxes, remuneration and social security45 | €3,654 | €24,260 | €34,321 | €81,018 | €94,687 | ▲ 16.9% |
| Taxes450/3 | - | €24,260 | €34,321 | €81,018 | €94,687 | ▲ 16.9% |
| Remuneration and social security454/9 | €3,654 | - | - | - | - | - |
| Other amounts payable47/48 | €56,690 | €53,493 | €50,619 | €95,293 | €43,080 | ▼ 54.8% |
| Accrued charges and deferred income492/3 | - | - | €59,452 | €72,522 | €87,238 | ▲ 20.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€473 | €26,751 | €17,437 | €77,251 | €24,427 | ▼ 68.4% |
| + Depreciation and write-downs630 | €12,924 | €13,277 | €13,299 | €13,299 | €13,299 | = |
| Operating cash flow (approximation) | €12,451 | €40,028 | €30,736 | €90,550 | €37,726 | ▼ 58.3% |
| Investment in fixed assets (approximation) | - | -€5,277 | -€0 | €0 | €0 | - |
| Change in cash | - | €55,207 | €47,605 | €70,037 | -€95,878 | ▼ 237% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €77,251 ▲343%
Operating result €88,012, net result €77,251, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €26,751
Net result €26,751 after 2 loss-making years.
31-12
Financial
Equity above €100,000Eq €108,276 ▲32.8%
Equity rises from €81,525 to €108,276.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet -€80,003
Net result drops to -€80,003, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libin · 1 establishment unit since 2006
Ground area
1,020 m²
Building footprint
120 m²
Volume, LiDAR
583 m³
Parcel 84073A0334/00F000, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NEOSPHERE
since 20062.154.934.974
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84073A0334/00F000 | Wallonia | 1,020 m² | 1 · 120 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,439 companies in sector 79110 we hold annual accounts for 882. 745 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2006
Fiscal year end31-12
Activities, NACEBEL 2025
79110Travel agency activities
Contact
Phone
061/22.45.95Libramont-Chevigny
Fax
061/22.31.70Libramont-Chevigny
E-invoicing
Reachable via Peppol
Peppol ID
0208:0882305169
Also
9925:BE0882305169
Registered
14-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.