NEOLEX

Active

Private limited companyfounded 20197 yrs activeMechelsesteenweg 64, 2018 Antwerpen, BelgiumKBO/BCE: BE 0722.736.607

Summary

The computed 12-month bankruptcy probability of NEOLEX is 2.1% (moderate). The 2024 annual accounts show equity of €2.9m and a net result of €431,296. Equity remains stable across the filed fiscal years (±0.4% per year). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

NEOLEXActiveChecked score 60/100

Risk analysis Report Compare

Checked score

Score 2024

60 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability58▼-1

Solvency80▼-20

Growth58▼-20

Track record100

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €170,000 at 30 days acceptable

Liquidity short (current ratio 0.12 against 0.06 in 2023; short-term debt: 11.2% and cash: 0.5% of total assets), and 44.6% of the assets are financed with debt.

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Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

55.4%

Return on assets

8.2%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

42 d early

2024

38 d early

2023

30 d early

2022

19 d early

2021

13 d early

2020

24 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 6 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

28-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

On 14 March 2019, NEOLEX was incorporated.¹ Total assets went from EUR 5.3 million in 2020 to EUR 5.3 million in 2024.²

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Financials · fiscal year 2024, abbreviated schema

Equity

€2.9m▼ 31.9%

2023 · €4.3m

Total assets

€5.3m▲ 1.0%

2023 · €5.2m

Net result

€431,296▼ 2.7%

2023 · €443,413

Working capital

-€519,870▼ 69.9%

2023 · -€305,922

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20202021202220232024

Operating result-€15,685--€3,856▲ 75.4%-€3,387▲ 12.2%-€6,459▼ 90.7%-€6,208▲ 3.9%

Net result€284,471--€17,132-€14,760▲ 13.8%€443,413€431,296▼ 2.7%

Equity€3.9m-€3.9m▼ 0.4%€3.9m▼ 0.4%€4.3m▲ 11.5%€2.9m▼ 31.9%

Total assets€5.3m-€5.2m▼ 2.0%€5.2m▼ 0.1%€5.2m▼ 0.1%€5.3m▲ 1.0%

Debt€1.5m-€1.4m▼ 6.0%€1.4m▲ 0.7%€936,345▼ 32.4%€2.4m▲ 152%

Working capital€17,460--€223,307-€502,568▼ 125%-€305,922▲ 39.1%-€519,870▼ 69.9%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €6,208 in 2024 against €6,459 in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €5.3m

98.6%

Fixed assets €5.2m =

Current assets €72,040 ▲ 253%

Equity and liabilities €5.3m

55.4%

44.6%

Equity €2.9m ▼ 31.9%

Debt €2.4m ▲ 152%

Debt's share of the balance-sheet total rises from 17.9% to 44.6%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

Current ratio

0.12▲

2023 · 0.06

Debt to equity

0.81▲

2023 · 0.22

ROE

14.7%▲

2023 · 10.3%

ROA

8.2%▼

2023 · 8.5%

Debt ≤ 1 year

€591,910▲

2023 · €326,352

Debt > 1 year

€1.8m▲

2023 · €609,993

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines

Balance sheet Code20232024

Assets

Total assets20/58€5.2m€5.3m▲

Fixed assets21/28€5.2m€5.2m=

Financial fixed assets28€5.2m€5.2m=

Current assets29/58€20,430€72,040▲

Amounts receivable within one year40/41-€43,000

Other amounts receivable41-€43,000

Cash at bank and in hand54/58€20,430€29,040▲

Equity and liabilities

Total equity and liabilities10/49€5.2m€5.3m▲

Equity10/15€4.3m€2.9m▼

Contributions10/11€3.6m€2.2m▼

Reserves13€695,993€767,288▲

Distributable reserves133€695,993€767,288▲

Amounts payable17/49€936,345€2.4m▲

Amounts payable after more than one year17€609,993€1.8m▲

Financial debts170/4€609,993€1.8m▲

Amounts payable within one year42/48€326,352€591,910▲

Current portion of amounts payable after more than one year42€246,767€589,513▲

Trade debts44€2,585€2,397▼

Suppliers440/4€2,585€2,397▼

Other amounts payable47/48€77,000€0▼

Income statement Code20232024

Other operating charges640/8€1,501€1,086▼

Gross operating margin9900-€4,958-€5,123▼

Operating profit (loss)9901-€6,459-€6,208▲

Financial income75/76B€459,000€455,000▼

Recurring financial income75€459,000€455,000▼

Financial charges65/66B€9,128€17,496▲

Recurring financial charges65€9,128€17,496▲

Profit (loss) for the period before taxes9903€443,413€431,296▼

Profit (loss) for the period9904€443,413€431,296▼

Profit (loss) for the period to be appropriated9905€443,413€431,296▼

Appropriation of the result

Profit (loss) to be appropriated9906€443,413€431,296▼

Transfer from equity791/2€0-

Transfer to equity691/2€443,413€431,296▼

To other reserves6921€443,413€431,296▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2020	2021	2022	2023	2024	Change
Other operating charges640/8	-	€522	€1,046	€1,501	€1,086	▼ 27.7%
Gross operating margin9900	-€14,235	-€3,335	-€2,341	-€4,958	-€5,123	▼ 3.3%
Operating profit (loss)9901	-€15,685	-€3,856	-€3,387	-€6,459	-€6,208	▲ 3.9%
Financial income75/76B	-	-	-	€459,000	€455,000	▼ 0.9%
Recurring financial income75	€325,000	-	-	€459,000	€455,000	▼ 0.9%
Financial charges65/66B	-	€13,276	€11,373	€9,128	€17,496	▲ 91.7%
Recurring financial charges65	€24,844	€13,276	€11,373	€9,128	€17,496	▲ 91.7%
Profit (loss) for the period before taxes9903	€284,471	-€17,132	-€14,760	€443,413	€431,296	▼ 2.7%
Profit (loss) for the period9904	€284,471	-€17,132	-€14,760	€443,413	€431,296	▼ 2.7%
Profit (loss) for the period to be appropriated9905	€284,471	-€17,132	-€14,760	€443,413	€431,296	▼ 2.7%

Line	2020	2021	2022	2023	2024	Change
Assets
Total assets20/58	€5.3m	€5.2m	€5.2m	€5.2m	€5.3m	▲ 1.0%
Fixed assets21/28	€5.2m	€5.2m	€5.2m	€5.2m	€5.2m	=
Financial fixed assets28	€5.2m	€5.2m	€5.2m	€5.2m	€5.2m	=
Current assets29/58	€136,385	€30,983	€26,038	€20,430	€72,040	▲ 253%
Amounts receivable within one year40/41	€73,000	-	-	-	€43,000	-
Other amounts receivable41	-	-	-	-	€43,000	-
Cash at bank and in hand54/58	€63,385	€30,983	€26,038	€20,430	€29,040	▲ 42.1%
Equity and liabilities
Total equity and liabilities10/49	€5.3m	€5.2m	€5.2m	€5.2m	€5.3m	▲ 1.0%
Equity10/15	€3.9m	€3.9m	€3.9m	€4.3m	€2.9m	▼ 31.9%
Contributions10/11	-	€3.6m	€3.6m	€3.6m	€2.2m	▼ 40.0%
Reserves13	€284,471	€267,339	€252,580	€695,993	€767,288	▲ 10.2%
Distributable reserves133	-	€267,339	€252,580	€695,993	€767,288	▲ 10.2%
Amounts payable17/49	€1.5m	€1.4m	€1.4m	€936,345	€2.4m	▲ 152%
Amounts payable after more than one year17	€1.3m	€1.1m	€856,760	€609,993	€1.8m	▲ 189%
Financial debts170/4	-	€1.1m	€856,760	€609,993	€1.8m	▲ 189%
Amounts payable within one year42/48	€118,924	€254,290	€528,605	€326,352	€591,910	▲ 81.4%
Current portion of amounts payable after more than one year42	-	€222,257	€244,501	€246,767	€589,513	▲ 139%
Trade debts44	€10	€33	€104	€2,585	€2,397	▼ 7.3%
Suppliers440/4	-	€33	€104	€2,585	€2,397	▼ 7.3%
Other amounts payable47/48	-	€32,000	€284,000	€77,000	€0	▼ 100%

Line	2020	2021	2022	2023	2024	Change
Profit (loss) for the period9904	€284,471	-€17,132	-€14,760	€443,413	€431,296	▼ 2.7%
Operating cash flow (approximation)	€284,471	-€17,132	-€14,760	€443,413	€431,296	▼ 2.7%
Investment in fixed assets (approximation)	-	€0	€0	€0	€0	-
Change in cash	-	-€32,402	-€4,945	-€5,607	€8,609	▲ 254%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 2Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

19-06

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

23-06

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

01-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Back to profitnet €443,413

Net result €443,413 after 2 loss-making years.

12-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

18-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Weakest financial yearnet -€17,132

Net result drops to -€17,132, the lowest in the series; recovery starts the following year.

07-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 5 acts read

About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2019

seat establishment The establishment unit on the map

Ground area

3,094 m²

Building footprint

1,135 m²

Volume, LiDAR

35,901 m³

Parcel 11810K1503/00X000, Flanders · tallest building 46.7 m, ±13 floors. Linked by address, not a title deed.

32 companies at this address See who is registered here

1 establishment unit

Neolex

Mechelsesteenweg 64, 2018 AntwerpenHoldings

since 20192.287.124.594

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11810K1503/00X000	Flanders	3,094 m²	1 · 1,135 m²	46.7 m · 13 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners · 1 holding

Chain of control

VINCENT LAMORAL 58%
NEOLEX

Highest known parent: VINCENT LAMORAL. The sources do not say who stands above it.

Owners 2

VINCENT LAMORALparent

Sourceaccounts VINCENT LAMORAL 2025

58%
CO & Co

Sourceaccounts CO & Co 2024

10%

Holdings 1

EQUALISsubsidiary

Sourceown accounts 2024
Equity €1.7mResult €892,568

100%

According to the 2024 annual accounts of NEOLEX and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification

Legal formPrivate limited company

Founded14-03-2019

Fiscal year end31-12

E-invoicing

Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.